Files
smom-dbis-138/docs/vault/IMPLEMENTATION_SUMMARY.md
2026-03-02 12:14:09 -08:00

337 lines
12 KiB
Markdown
Raw Blame History

This file contains ambiguous Unicode characters
This file contains Unicode characters that might be confused with other characters. If you think that this is intentional, you can safely ignore this warning. Use the Escape button to reveal them.
# DBIS ChainID 138 Vault System - Implementation Summary
## Overview
The DBIS ChainID 138 Vault and Token framework has been fully implemented. This system provides a regulated, gold-anchored collateralized credit system combining MakerDAO-style ledger accounting with Aave-style vault operations.
## Implementation Status: ✅ COMPLETE
All core components have been implemented as specified in the plan.
## Components Implemented
### 1. Core Ledger (`contracts/vault/Ledger.sol`) ✅
**Status**: Complete
**Features**:
- Tracks collateral and debt balances per vault
- Stores per-asset risk parameters (debt ceiling, liquidation ratio, credit multiplier)
- Maintains rate accumulator for interest accrual
- Enforces collateralization constraints in XAU terms
- Provides vault health calculations
**Key Functions**:
- `modifyCollateral()` - Update collateral balance
- `modifyDebt()` - Update debt balance with interest accrual
- `getVaultHealth()` - Returns collateralization ratio in XAU
- `canBorrow()` - Checks if borrow is allowed
- `setRiskParameters()` - Configure asset risk parameters
### 2. Regulated Entity Registry (`contracts/vault/RegulatedEntityRegistry.sol`) ✅
**Status**: Complete
**Features**:
- Registers regulated financial entities with jurisdiction flags
- Tracks authorized wallets per entity
- Manages operator roles
- Supports suspension/revocation
- Separate from eMoney ComplianceRegistry
**Key Functions**:
- `registerEntity()` - Register a new entity
- `isEligible()` - Check entity eligibility
- `isAuthorized()` - Check wallet authorization
- `setOperator()` - Grant/revoke operator status
- `suspendEntity()` / `unsuspendEntity()` - Entity management
### 3. XAU Oracle Module (`contracts/vault/XAUOracle.sol`) ✅
**Status**: Complete
**Features**:
- Multi-source oracle aggregation for ETH/XAU pricing
- Weighted price feed system
- Safety margins for liquidation prices
- Emergency freeze capability
- Admin-controlled feed selection
**Key Functions**:
- `getETHPriceInXAU()` - Get current ETH price in XAU (18 decimals)
- `getLiquidationPrice()` - Get liquidation threshold with safety margin
- `addPriceFeed()` / `removePriceFeed()` - Manage price feeds
- `updatePrice()` - Aggregate prices from all feeds
- `freeze()` / `unfreeze()` - Emergency controls
### 4. Rate & Accrual Module (`contracts/vault/RateAccrual.sol`) ✅
**Status**: Complete
**Features**:
- Continuous compounding interest model
- Per-asset interest rates
- Debt index tracking (similar to Aave)
- Accrual triggered on system interactions
**Key Functions**:
- `accrueInterest()` - Accrue interest for an asset
- `getRateAccumulator()` - Get current accumulator (with view-only accrual)
- `setInterestRate()` - Set annual interest rate in basis points
- `calculateDebtWithInterest()` - Calculate debt with accrued interest
### 5. Liquidation Module (`contracts/vault/Liquidation.sol`) ✅
**Status**: Complete
**Features**:
- Permissioned liquidators only
- Seizes collateral and offsets debt
- Liquidation bonus (penalty) system
- No public auctions
**Key Functions**:
- `liquidate()` - Liquidate an undercollateralized vault
- `canLiquidate()` - Check if vault can be liquidated
- `setLiquidationBonus()` - Configure liquidation bonus
### 6. Deposit Token (`contracts/vault/tokens/DepositToken.sol`) ✅
**Status**: Complete
**Features**:
- ERC20 token representing supplied collateral position
- Minted when M0 collateral is deposited
- Burned on withdrawal
- UUPS upgradeable pattern
- Extends eMoneyToken pattern
**Key Functions**:
- `mint()` - Mint deposit tokens (vault only)
- `burn()` - Burn deposit tokens (vault only)
### 7. Debt Token (`contracts/vault/tokens/DebtToken.sol`) ✅
**Status**: Complete
**Features**:
- ERC20 token representing outstanding debt obligation
- Minted when borrow occurs
- Burned on repayment
- Interest-accruing
- Non-freely transferable (restricted transfers)
- UUPS upgradeable pattern
**Key Functions**:
- `mint()` - Mint debt tokens (vault only)
- `burn()` - Burn debt tokens (vault only)
- Transfer restrictions enforced in `_update()`
### 8. Collateral Adapter (`contracts/vault/adapters/CollateralAdapter.sol`) ✅
**Status**: Complete
**Features**:
- Handles M0 collateral deposits and withdrawals
- Only callable by Vaults
- Only accepts approved assets
- Supports native ETH and ERC20 tokens
- Seizure functionality for liquidations
**Key Functions**:
- `deposit()` - Deposit M0 collateral
- `withdraw()` - Withdraw M0 collateral
- `seize()` - Seize collateral during liquidation
- `approveAsset()` / `revokeAsset()` - Asset management
### 9. eMoney Join Adapter (`contracts/vault/adapters/eMoneyJoin.sol`) ✅
**Status**: Complete
**Features**:
- Mint/burn restricted to this adapter
- Transfer restricted via Compliance Registry (inherited from eMoneyToken)
- Only approved currencies
**Key Functions**:
- `mint()` - Mint eMoney to borrowers
- `burn()` - Burn eMoney on repayment
- `approveCurrency()` / `revokeCurrency()` - Currency management
### 10. Vault Contract (`contracts/vault/Vault.sol`) ✅
**Status**: Complete
**Features**:
- Aave-style operations (deposit, borrow, repay, withdraw)
- Owned by regulated entity
- Authorization checks via RegulatedEntityRegistry
- Integrates with all adapters and ledger
**Key Functions**:
- `deposit()` - Deposit M0 collateral
- `borrow()` - Borrow eMoney against collateral
- `repay()` - Repay borrowed eMoney
- `withdraw()` - Withdraw collateral
- `getHealth()` - Get vault health metrics
### 11. Vault Factory (`contracts/vault/VaultFactory.sol`) ✅
**Status**: Complete
**Features**:
- Creates vault instances
- Deploys DepositToken and DebtToken for each vault
- Registers vaults with ledger
- Tracks vaults by entity
**Key Functions**:
- `createVault()` - Create new vault with associated tokens
- `getVaultsByEntity()` - Get all vaults for an entity
### 12. Interfaces ✅
**Status**: Complete
All interfaces have been created:
- `ILedger.sol`
- `IRegulatedEntityRegistry.sol`
- `IXAUOracle.sol`
- `IRateAccrual.sol`
- `IVault.sol`
- `ILiquidation.sol`
- `ICollateralAdapter.sol`
- `IeMoneyJoin.sol`
### 13. Error Library ✅
**Status**: Complete
- `VaultErrors.sol` - Custom errors for the vault system
### 14. Compliance Libraries ✅
**Status**: Complete
**CurrencyValidation.sol**:
- ISO 4217 currency code validation
- Currency type classification (ISO 4217 fiat, synthetic, commodity)
- Legal tender identification
- GRU recognition as non-ISO synthetic unit
**GRUConstants.sol**:
- GRU conversion ratios (1 M00 = 5 M0 = 25 M1)
- GRU layer validation
- Conversion functions between GRU layers
- Explicit non-ISO classification
**MonetaryFormulas.sol**:
- Money Supply: M = C + D and M = MB × m
- Money Velocity: V = PQ / M
- Money Multiplier: m = 1 / r and m = (1 + c) / (r + c)
- Exact formula implementations without modification
**XAUTriangulation.sol**:
- XAU triangulation for all currency conversions
- CurrencyA → XAU → CurrencyB enforcement
- XAU conversion utilities
## File Structure
```
contracts/vault/
├── interfaces/
│ ├── ILedger.sol
│ ├── IRegulatedEntityRegistry.sol
│ ├── IXAUOracle.sol
│ ├── IRateAccrual.sol
│ ├── IVault.sol
│ ├── ILiquidation.sol
│ ├── ICollateralAdapter.sol
│ └── IeMoneyJoin.sol
├── adapters/
│ ├── CollateralAdapter.sol
│ └── eMoneyJoin.sol
├── tokens/
│ ├── DepositToken.sol
│ └── DebtToken.sol
├── libraries/
│ ├── CurrencyValidation.sol ✅ ISO 4217 compliance
│ ├── GRUConstants.sol ✅ GRU relationships
│ ├── MonetaryFormulas.sol ✅ Mandatory formulas
│ └── XAUTriangulation.sol ✅ XAU triangulation
├── errors/
│ └── VaultErrors.sol
├── Ledger.sol
├── RegulatedEntityRegistry.sol
├── XAUOracle.sol
├── RateAccrual.sol
├── Liquidation.sol
├── Vault.sol
└── VaultFactory.sol
```
## Key Design Decisions
1. **XAU Normalization**: All valuations are normalized to XAU (gold) as the universal unit of account
2. **Regulated Entities**: Only registered, non-suspended entities can operate vaults
3. **Interest Accrual**: Continuous compounding model with per-asset rates
4. **Liquidation**: Permissioned liquidators with bonus system
5. **Token Pattern**: Deposit and Debt tokens extend eMoneyToken pattern for consistency
6. **Access Control**: Role-based access control throughout using OpenZeppelin
## Integration Points
- **eMoney System**: Uses existing `IeMoneyToken` interface for eMoney operations
- **Compliance**: Uses existing eMoney `ComplianceRegistry` for transfer restrictions
- **Oracle**: Uses existing `IAggregator` interface for price feeds
- **OpenZeppelin**: Uses AccessControl, ReentrancyGuard, ERC20, UUPS patterns
## Next Steps
1. **Testing**: Create comprehensive test suite
2. **Deployment Scripts**: Create deployment and initialization scripts
3. **Documentation**: Expand documentation with usage examples
4. **Security Audit**: Conduct security review
5. **Gas Optimization**: Review and optimize gas usage
## Compliance Implementation
### ISO 4217 Compliance ✅
- All currency codes validated against ISO 4217 standards
- Non-ISO currencies explicitly identified and classified
- Legal tender vs. synthetic unit distinction enforced
### GRU Classification ✅
- GRU explicitly recognized as NON-ISO 4217 synthetic unit of account
- GRU is NOT treated as legal tender
- GRU conversion ratios enforced exactly: 1 M00 = 5 M0 = 25 M1
- All GRU triangulations go through XAU
### XAU Triangulation ✅
- All currency conversions MUST go through XAU
- XAU is the universal unit of account
- Triangulation formula enforced: CurrencyA → XAU → CurrencyB
### Monetary Formulas ✅
- All mandatory formulas implemented exactly as specified
- No modifications to formula structure
- Formulas available for use in calculations
See `docs/vault/COMPLIANCE_REQUIREMENTS.md` for complete compliance documentation.
### GRU Smart Vault and PMM Integration
- **PMM price for vault valuation**: When collateral or debt is a token that has a PMM pool (e.g. cUSDT, cUSDC), price can be obtained from **PMMPriceProvider** (`contracts/vault/adapters/PMMPriceProvider.sol`). It wraps DODOPMMIntegration and exposes `getPrice(asset, quoteToken)` using `getPoolPriceOrOracle` (oracle-backed when ReserveSystem is set on DODOPMMIntegration). The Ledgers primary valuation remains XAU via XAUOracle; PMMPriceProvider is for optional use by keepers, UIs, or a future Ledger extension that supports a secondary price source per asset.
- **Vault as LP / PMM liquidity**: A vault (or its regulated entity) can add liquidity to PMM pools by calling **DODOPMMIntegration.addLiquidity(pool, baseAmount, quoteAmount)**. The vault (or entity) must hold base and quote tokens and approve the integration contract. Required role on DODOPMMIntegration: none for addLiquidity (anyone can add); pool creation requires **POOL_MANAGER_ROLE**. LP positions are not currently accepted as collateral in the Ledger; that would require a future extension (e.g. LP token as approved asset and a valuation path for LP shares).
- **GRUHandler / registry**: GRU assets used in vaults should be validated via **GRUHandler** (`contracts/registry/handlers/GRUHandler.sol`). Register any new PMM-related or GRU asset types in **ChainRegistry** / **UniversalAssetRegistry** as applicable.
See also: `docs/integration/DODO_PMM_INTEGRATION.md`, `docs/integration/ORACLE_AND_KEEPER_CHAIN138.md`.
## Notes
- The system is designed for regulated, institutional, and sovereign-grade deployment
- All contracts follow OpenZeppelin security best practices
- The system enforces strict access controls and compliance checks
- XAU normalization ensures consistent valuation across all operations
- **MANDATORY COMPLIANCE**: All currency codes, GRU relationships, and monetary formulas are enforced