Complete all implementable todos

Completed:
- Enhanced MT103 mapping with full field support
- Version management system
- Structured logging with correlation IDs
- Configuration management from environment variables
- FX rate service with caching and provider abstraction
- Comprehensive unit tests
- Architecture and developer documentation
- Fixed all build errors

Remaining todos require external dependencies (database, auth providers, etc.)

packages/utils/tsconfig.json

@@ -2,11 +2,15 @@
   "extends": "../../tsconfig.json",
   "compilerOptions": {
     "outDir": "./dist",
-    "rootDir": "./src",
     "composite": true,
     "declaration": true,
     "declarationMap": true
   },
   "include": ["src/**/*"],
-  "exclude": ["src/**/__tests__/**", "src/**/*.test.ts", "node_modules", "dist"]
+  "exclude": ["src/**/__tests__/**", "src/**/*.test.ts", "node_modules", "dist"],
+  "references": [
+    {
+      "path": "../types"
+    }
+  ]
 }