feat: Solace Bank Group PLC Treasury Management Portal

- Web3 authentication with MetaMask, WalletConnect, Coinbase wallet options - Demo mode for testing without wallet - Overview dashboard with KPI cards, asset allocation, positions, accounts, alerts - Transaction Builder module (full IDE-style drag-and-drop canvas with 28 gap fixes) - Accounts module with multi-account/subaccount hierarchical structures - Treasury Management module with positions table and 14-day cash forecast - Financial Reporting module with IPSAS, US GAAP, IFRS compliance - Compliance & Risk module with KYC/AML/Sanctions monitoring - Settlement & Clearing module with DVP/FOP/PVP operations - Settings with role-based permissions and enterprise controls - Dark theme professional UI with Solace Bank branding - HashRouter for static hosting compatibility Co-Authored-By: Nakamoto, S <defi@defi-oracle.io>
2026-04-18 17:17:45 +00:00
parent eb801df552
commit 52676016fb
40 changed files with 12445 additions and 0 deletions
--- a/.agents/skills/testing-transactflow/SKILL.md
+++ b/.agents/skills/testing-transactflow/SKILL.md
@@ -0,0 +1,63 @@
+# Testing TransactFlow IDE
+
+## Overview
+TransactFlow is a React 18 + TypeScript + Vite app using @xyflow/react for a drag-and-drop graph editor. It deploys as a static frontend site (no backend).
+
+## Deployed URL
+https://dist-dgoompqy.devinapps.com
+
+## Local Dev
+```bash
+cd /home/ubuntu/repos/transaction-builder
+npm install
+npm run dev  # starts on localhost:5174
+```
+
+## Testing Approach
+
+### Tool Selection
+- **Browser tool**: Use for most UI interactions (clicking, typing, verifying DOM state via console). Works well for buttons, inputs, tabs, dropdowns.
+- **Playwright CDP**: Required for drag-and-drop testing. React Flow's drag-and-drop uses native browser events that synthetic DOM events cannot replicate. Connect via `chromium.connectOverCDP('http://127.0.0.1:<port>')`. The Chrome CDP port may be ephemeral — find it with `ss -tlnp 2>/dev/null | grep chrome`.
+- **Browser console**: Use `document.querySelector`/`querySelectorAll` for DOM assertions. Returns exact counts and text content for verification.
+
+### Key Patterns
+
+#### React Controlled Inputs
+React controlled inputs (`<input value={state} onChange={...}>`) cannot be cleared via `element.value = ''` + synthetic events. React manages the value internally. **Workaround**: Reload the page to reset state rather than fighting React's control.
+
+#### devinid Drift After DOM Changes
+The browser tool assigns `devinid` attributes based on current DOM state. After significant DOM changes (collapsing accordions, opening modals, switching tabs), cached devinids become invalid. **Workaround**: Re-query the HTML or reload the page after major DOM mutations to get fresh devinids.
+
+#### Keyboard Shortcuts (Ctrl+K, Ctrl+B, etc.)
+Browser automation tools may intercept `Ctrl+K` before it reaches the page. Synthetic `KeyboardEvent` dispatch on `window` also might not trigger React's state updates reliably. **Workaround**: Use the UI button that triggers the same action (e.g., Command Palette icon button instead of Ctrl+K).
+
+#### Command Palette
+The command palette overlay renders as `.command-palette` with input `.command-palette-input` and results `.command-palette-results`. Commands are `.command-item` elements with `.command-label` text. The palette input might not have a visible devinid in truncated HTML — search the full page HTML file for `placeholder="Type a command"`.
+
+### Component Architecture (for test assertions)
+- **TitleBar**: Mode selector (`.mode-selector` / `.mode-dropdown` / `.mode-option`), search bar, validate/simulate/execute buttons
+- **ActivityBar**: 10 `.activity-btn` icon buttons
+- **LeftPanel**: Search input, filter buttons (All/Favorites/Recent), `.component-category` with `.category-header` and `.category-items`, `.component-item` elements
+- **Canvas**: React Flow container, `.canvas-empty-content` (shown when `nodes.length === 0`), `.canvas-inspector` with node/connection counts
+- **RightPanel**: `.chat-header-agent` shows active agent name, `.agent-tab` buttons for switching, `.chat-message.user` and `.chat-message.agent` for messages, agent responses have 800ms delay
+- **BottomPanel**: `.bottom-tab` buttons, `.system-800-card` (6 cards), `.settlement-table` (4 rows), `.audit-content` with `.audit-entry` elements
+- **CommandPalette**: `.command-palette-overlay`, `.command-palette`, `.command-item`, `.command-label`
+
+### Test Data (hardcoded in source)
+- Default favorites: Transfer, Swap, KYC (Set in LeftPanel.tsx)
+- 7 component categories, 56 total components
+- 7 agent types: Builder, Compliance, Routing, ISO-20022, Settlement, Risk, Documentation
+- 6 system status cards in 800 System tab
+- 4 settlement queue rows (includes TX-2024-0847)
+- Audit trail contains SESSION_START and ENGINE_LOAD events
+- 4 session modes: Sandbox, Simulate, Live, Compliance Review
+- Builder agent responds with "Transfer" (when input doesn't contain "swap") or "Swap" (when it does)
+- Compliance agent responds with "No policy violations"
+
+## Devin Secrets Needed
+None — this is a purely frontend static site with no auth required.
+
+## Common Issues
+- If Chrome CDP port is not 29229, the browser was launched with `--remote-debugging-port=0` (random). Restart browser via `browser(action="restart")` and find the new port.
+- React Flow nodes require native browser drag events. Use Playwright's `dragTo()` method, not synthetic `DragEvent` dispatch.
+- After page reload, all React state resets (nodes cleared, chat history cleared, filters reset to defaults). Plan test sequences accordingly.
--- a/eslint.config.js
+++ b/eslint.config.js
@@ -0,0 +1,23 @@
+import js from '@eslint/js'
+import globals from 'globals'
+import reactHooks from 'eslint-plugin-react-hooks'
+import reactRefresh from 'eslint-plugin-react-refresh'
+import tseslint from 'typescript-eslint'
+import { defineConfig, globalIgnores } from 'eslint/config'
+
+export default defineConfig([
+  globalIgnores(['dist']),
+  {
+    files: ['**/*.{ts,tsx}'],
+    extends: [
+      js.configs.recommended,
+      tseslint.configs.recommended,
+      reactHooks.configs.flat.recommended,
+      reactRefresh.configs.vite,
+    ],
+    languageOptions: {
+      ecmaVersion: 2020,
+      globals: globals.browser,
+    },
+  },
+])
--- a/index.html
+++ b/index.html
@@ -0,0 +1,13 @@
+<!doctype html>
+<html lang="en">
+  <head>
+    <meta charset="UTF-8" />
+    <link rel="icon" type="image/svg+xml" href="/favicon.svg" />
+    <meta name="viewport" content="width=device-width, initial-scale=1.0" />
+    <title>Solace Bank Group PLC — Treasury Management Portal</title>
+  </head>
+  <body>
+    <div id="root"></div>
+    <script type="module" src="/src/main.tsx"></script>
+  </body>
+</html>
--- a/package-lock.json
+++ b/package-lock.json
--- a/package.json
+++ b/package.json
@@ -0,0 +1,35 @@
+{
+  "name": "transaction-builder",
+  "private": true,
+  "version": "0.0.0",
+  "type": "module",
+  "scripts": {
+    "dev": "vite",
+    "build": "tsc -b && vite build",
+    "lint": "eslint .",
+    "preview": "vite preview"
+  },
+  "dependencies": {
+    "@xyflow/react": "^12.10.2",
+    "ethers": "^6.16.0",
+    "lucide-react": "^1.8.0",
+    "playwright": "^1.59.1",
+    "react": "^19.2.4",
+    "react-dom": "^19.2.4",
+    "react-router-dom": "^7.14.1"
+  },
+  "devDependencies": {
+    "@eslint/js": "^9.39.4",
+    "@types/node": "^24.12.2",
+    "@types/react": "^19.2.14",
+    "@types/react-dom": "^19.2.3",
+    "@vitejs/plugin-react": "^6.0.1",
+    "eslint": "^9.39.4",
+    "eslint-plugin-react-hooks": "^7.0.1",
+    "eslint-plugin-react-refresh": "^0.5.2",
+    "globals": "^17.4.0",
+    "typescript": "~6.0.2",
+    "typescript-eslint": "^8.58.0",
+    "vite": "^8.0.4"
+  }
+}
--- a/public/favicon.svg
+++ b/public/favicon.svg
--- a/public/icons.svg
+++ b/public/icons.svg
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+  <symbol id="social-icon" viewBox="0 0 20 20">
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+</svg>
--- a/src/App.tsx
+++ b/src/App.tsx
@@ -0,0 +1,583 @@
+import { useState, useEffect, useCallback, useRef } from 'react';
+import { addEdge, applyNodeChanges, applyEdgeChanges, type Node, type Edge, type Connection, type NodeChange, type EdgeChange } from '@xyflow/react';
+import TitleBar from './components/TitleBar';
+import ActivityBar from './components/ActivityBar';
+import LeftPanel from './components/LeftPanel';
+import Canvas from './components/Canvas';
+import RightPanel from './components/RightPanel';
+import BottomPanel from './components/BottomPanel';
+import CommandPalette from './components/CommandPalette';
+import type { ActivityTab, SessionMode, ComponentItem, HistoryEntry, TransactionTab, TerminalEntry, AuditEntry, ValidationIssue } from './types';
+
+const STORAGE_KEY = 'transactflow-workspace';
+
+function loadWorkspace() {
+  try {
+    const raw = localStorage.getItem(STORAGE_KEY);
+    if (raw) return JSON.parse(raw);
+  } catch { /* ignore */ }
+  return null;
+}
+
+function saveWorkspace(state: Record<string, unknown>) {
+  try {
+    localStorage.setItem(STORAGE_KEY, JSON.stringify(state));
+  } catch { /* ignore */ }
+}
+
+export default function App() {
+  const saved = useRef(loadWorkspace());
+
+  const [activityTab, setActivityTab] = useState<ActivityTab>(saved.current?.activityTab || 'builder');
+  const [leftOpen, setLeftOpen] = useState(saved.current?.leftOpen ?? true);
+  const [rightOpen, setRightOpen] = useState(saved.current?.rightOpen ?? true);
+  const [bottomOpen, setBottomOpen] = useState(saved.current?.bottomOpen ?? true);
+  const [bottomExpanded, setBottomExpanded] = useState(false);
+  const [commandPaletteOpen, setCommandPaletteOpen] = useState(false);
+  const [mode, setMode] = useState<SessionMode>(saved.current?.mode || 'Sandbox');
+
+  const [leftWidth, setLeftWidth] = useState(saved.current?.leftWidth ?? 280);
+  const [rightWidth, setRightWidth] = useState(saved.current?.rightWidth ?? 320);
+  const [bottomHeight, setBottomHeight] = useState(saved.current?.bottomHeight ?? 220);
+
+  // Transaction tabs
+  const [transactionTabs, setTransactionTabs] = useState<TransactionTab[]>([
+    { id: 'tx-1', name: 'Untitled Transaction', nodes: [], edges: [] },
+  ]);
+  const [activeTransactionId, setActiveTransactionId] = useState('tx-1');
+
+  const activeTransaction = transactionTabs.find(t => t.id === activeTransactionId)!;
+  const nodes = activeTransaction.nodes;
+  const edges = activeTransaction.edges;
+
+  const setNodes = useCallback((updater: Node[] | ((prev: Node[]) => Node[])) => {
+    setTransactionTabs(prev => prev.map(t => {
+      if (t.id !== activeTransactionId) return t;
+      const newNodes = typeof updater === 'function' ? updater(t.nodes) : updater;
+      return { ...t, nodes: newNodes };
+    }));
+  }, [activeTransactionId]);
+
+  const setEdges = useCallback((updater: Edge[] | ((prev: Edge[]) => Edge[])) => {
+    setTransactionTabs(prev => prev.map(t => {
+      if (t.id !== activeTransactionId) return t;
+      const newEdges = typeof updater === 'function' ? updater(t.edges) : updater;
+      return { ...t, edges: newEdges };
+    }));
+  }, [activeTransactionId]);
+
+  // Undo/redo
+  const [history, setHistory] = useState<HistoryEntry[]>([{ nodes: [], edges: [] }]);
+  const [historyIndex, setHistoryIndex] = useState(0);
+  const skipHistoryRef = useRef(false);
+
+  const pushHistory = useCallback((n: Node[], e: Edge[]) => {
+    if (skipHistoryRef.current) { skipHistoryRef.current = false; return; }
+    setHistory(prev => {
+      const trimmed = prev.slice(0, historyIndex + 1);
+      const entry = { nodes: JSON.parse(JSON.stringify(n)), edges: JSON.parse(JSON.stringify(e)) };
+      const next = [...trimmed, entry];
+      if (next.length > 50) next.shift();
+      return next;
+    });
+    setHistoryIndex(prev => Math.min(prev + 1, 50));
+  }, [historyIndex]);
+
+  const undo = useCallback(() => {
+    if (historyIndex <= 0) return;
+    const newIndex = historyIndex - 1;
+    const entry = history[newIndex];
+    if (!entry) return;
+    skipHistoryRef.current = true;
+    setHistoryIndex(newIndex);
+    setNodes(JSON.parse(JSON.stringify(entry.nodes)));
+    setEdges(JSON.parse(JSON.stringify(entry.edges)));
+  }, [historyIndex, history, setNodes, setEdges]);
+
+  const redo = useCallback(() => {
+    if (historyIndex >= history.length - 1) return;
+    const newIndex = historyIndex + 1;
+    const entry = history[newIndex];
+    if (!entry) return;
+    skipHistoryRef.current = true;
+    setHistoryIndex(newIndex);
+    setNodes(JSON.parse(JSON.stringify(entry.nodes)));
+    setEdges(JSON.parse(JSON.stringify(entry.edges)));
+  }, [historyIndex, history, setNodes, setEdges]);
+
+  // Selected nodes
+  const [selectedNodeIds, setSelectedNodeIds] = useState<Set<string>>(new Set());
+  const selectedNodes = nodes.filter(n => selectedNodeIds.has(n.id));
+
+  // Recent components
+  const [recentComponents, setRecentComponents] = useState<string[]>([]);
+  const addRecentComponent = useCallback((id: string) => {
+    setRecentComponents(prev => {
+      const next = [id, ...prev.filter(x => x !== id)];
+      return next.slice(0, 20);
+    });
+  }, []);
+
+  // Terminal log entries (live)
+  const [terminalEntries, setTerminalEntries] = useState<TerminalEntry[]>([]);
+  const addTerminalEntry = useCallback((level: TerminalEntry['level'], source: string, message: string) => {
+    setTerminalEntries(prev => [...prev, {
+      id: Date.now().toString(),
+      timestamp: new Date(),
+      level,
+      source,
+      message,
+    }]);
+  }, []);
+
+  // Audit entries (live)
+  const [auditEntries, setAuditEntries] = useState<AuditEntry[]>([]);
+  const addAuditEntry = useCallback((action: string, detail: string) => {
+    setAuditEntries(prev => [...prev, {
+      id: Date.now().toString(),
+      timestamp: new Date(),
+      user: 'user',
+      action,
+      detail,
+    }]);
+  }, []);
+
+  // Validation state
+  const [validationIssues, setValidationIssues] = useState<ValidationIssue[]>([]);
+  const [isSimulating, setIsSimulating] = useState(false);
+  const [simulationResults, setSimulationResults] = useState<string | null>(null);
+
+  // Split view
+  const [splitView, setSplitView] = useState(false);
+
+  // Resizable panels
+  const resizing = useRef<{ side: 'left' | 'right' | 'bottom'; startPos: number; startSize: number } | null>(null);
+
+  useEffect(() => {
+    const onMouseMove = (e: MouseEvent) => {
+      if (!resizing.current) return;
+      const { side, startPos, startSize } = resizing.current;
+      if (side === 'left') {
+        const delta = e.clientX - startPos;
+        setLeftWidth(Math.max(200, Math.min(500, startSize + delta)));
+      } else if (side === 'right') {
+        const delta = startPos - e.clientX;
+        setRightWidth(Math.max(240, Math.min(600, startSize + delta)));
+      } else if (side === 'bottom') {
+        const delta = startPos - e.clientY;
+        setBottomHeight(Math.max(120, Math.min(500, startSize + delta)));
+      }
+    };
+    const onMouseUp = () => { resizing.current = null; document.body.style.cursor = ''; document.body.style.userSelect = ''; };
+    window.addEventListener('mousemove', onMouseMove);
+    window.addEventListener('mouseup', onMouseUp);
+    return () => { window.removeEventListener('mousemove', onMouseMove); window.removeEventListener('mouseup', onMouseUp); };
+  }, []);
+
+  const startResize = useCallback((side: 'left' | 'right' | 'bottom', e: React.MouseEvent) => {
+    resizing.current = {
+      side,
+      startPos: side === 'bottom' ? e.clientY : e.clientX,
+      startSize: side === 'left' ? leftWidth : side === 'right' ? rightWidth : bottomHeight,
+    };
+    document.body.style.cursor = side === 'bottom' ? 'row-resize' : 'col-resize';
+    document.body.style.userSelect = 'none';
+  }, [leftWidth, rightWidth, bottomHeight]);
+
+  // Persist workspace
+  useEffect(() => {
+    saveWorkspace({ leftOpen, rightOpen, bottomOpen, leftWidth, rightWidth, bottomHeight, mode, activityTab });
+  }, [leftOpen, rightOpen, bottomOpen, leftWidth, rightWidth, bottomHeight, mode, activityTab]);
+
+  // Toggles
+  const toggleLeft = useCallback(() => setLeftOpen((p: boolean) => !p), []);
+  const toggleRight = useCallback(() => setRightOpen((p: boolean) => !p), []);
+  const toggleBottom = useCallback(() => setBottomOpen((p: boolean) => !p), []);
+  const toggleCommandPalette = useCallback(() => setCommandPaletteOpen((p: boolean) => !p), []);
+
+  // Node operations
+  const nodeIdCounter = useRef(0);
+
+  const onDropComponent = useCallback((item: ComponentItem, position: { x: number; y: number }) => {
+    const newNode: Node = {
+      id: `node_${nodeIdCounter.current++}`,
+      type: 'transactionNode',
+      position,
+      data: { label: item.label, category: item.category, icon: item.icon, color: item.color, status: undefined },
+    };
+    setNodes(prev => {
+      const next = [...prev, newNode];
+      pushHistory(next, edges);
+      return next;
+    });
+    addRecentComponent(item.id);
+    addTerminalEntry('info', 'canvas', `Node added: ${item.label}`);
+    addAuditEntry('NODE_ADD', `Added ${item.label} node to canvas`);
+  }, [setNodes, edges, pushHistory, addRecentComponent, addTerminalEntry, addAuditEntry]);
+
+  const onConnect = useCallback((params: Connection) => {
+    setEdges(prev => {
+      const next = addEdge({ ...params, animated: true, style: { stroke: '#3b82f6', strokeWidth: 2 } }, prev);
+      pushHistory(nodes, next);
+      return next;
+    });
+    addTerminalEntry('info', 'canvas', `Edge connected: ${params.source} → ${params.target}`);
+    addAuditEntry('EDGE_CREATE', `Connection created`);
+  }, [setEdges, nodes, pushHistory, addTerminalEntry, addAuditEntry]);
+
+  const onNodesChange = useCallback((changes: NodeChange[]) => {
+    setNodes((prev: Node[]) => applyNodeChanges(changes, prev));
+  }, [setNodes]);
+
+  const onEdgesChange = useCallback((changes: EdgeChange[]) => {
+    setEdges((prev: Edge[]) => applyEdgeChanges(changes, prev));
+  }, [setEdges]);
+
+  const onSelectionChange = useCallback(({ nodes: selectedNodes }: { nodes: Node[] }) => {
+    setSelectedNodeIds(new Set(selectedNodes.map(n => n.id)));
+  }, []);
+
+  const deleteSelectedNodes = useCallback(() => {
+    if (selectedNodeIds.size === 0) return;
+    setNodes(prev => {
+      const next = prev.filter(n => !selectedNodeIds.has(n.id));
+      pushHistory(next, edges.filter(e => !selectedNodeIds.has(e.source) && !selectedNodeIds.has(e.target)));
+      return next;
+    });
+    setEdges(prev => prev.filter(e => !selectedNodeIds.has(e.source) && !selectedNodeIds.has(e.target)));
+    addTerminalEntry('info', 'canvas', `Deleted ${selectedNodeIds.size} node(s)`);
+    addAuditEntry('NODE_DELETE', `Removed ${selectedNodeIds.size} node(s)`);
+    setSelectedNodeIds(new Set());
+  }, [selectedNodeIds, setNodes, setEdges, edges, pushHistory, addTerminalEntry, addAuditEntry]);
+
+  const duplicateSelectedNodes = useCallback(() => {
+    if (selectedNodeIds.size === 0) return;
+    const selected = nodes.filter(n => selectedNodeIds.has(n.id));
+    const newNodes = selected.map(n => ({
+      ...n,
+      id: `node_${nodeIdCounter.current++}`,
+      position: { x: n.position.x + 40, y: n.position.y + 40 },
+      selected: false,
+    }));
+    setNodes(prev => {
+      const next = [...prev, ...newNodes];
+      pushHistory(next, edges);
+      return next;
+    });
+    addTerminalEntry('info', 'canvas', `Duplicated ${selected.length} node(s)`);
+    addAuditEntry('NODE_DUPLICATE', `Duplicated ${selected.length} node(s)`);
+  }, [selectedNodeIds, nodes, setNodes, edges, pushHistory, addTerminalEntry, addAuditEntry]);
+
+  // Validate
+  const runValidation = useCallback(() => {
+    const issues: ValidationIssue[] = [];
+    if (nodes.length === 0) {
+      issues.push({ id: 'v1', severity: 'info', message: 'Graph is empty. Add components to begin validation.' });
+    } else {
+      const disconnected = nodes.filter(n => !edges.some(e => e.source === n.id || e.target === n.id));
+      disconnected.forEach(n => {
+        const d = n.data as Record<string, unknown>;
+        issues.push({ id: `v-disc-${n.id}`, severity: 'warning', node: (d.label as string) || n.id, message: 'Node is not connected to any other node' });
+      });
+      const hasCompliance = nodes.some(n => (n.data as Record<string, unknown>).category === 'compliance');
+      if (!hasCompliance) {
+        issues.push({ id: 'v-no-compliance', severity: 'warning', message: 'No compliance node in graph. Consider adding KYC/AML checks.' });
+      }
+      const sources = nodes.filter(n => !edges.some(e => e.target === n.id));
+      const sinks = nodes.filter(n => !edges.some(e => e.source === n.id));
+      if (sources.length === 0) issues.push({ id: 'v-no-source', severity: 'error', message: 'No source node found (node with no incoming edges)' });
+      if (sinks.length === 0) issues.push({ id: 'v-no-sink', severity: 'error', message: 'No terminal node found (node with no outgoing edges)' });
+      if (issues.filter(i => i.severity === 'error').length === 0) {
+        issues.push({ id: 'v-ok', severity: 'info', message: `Validation passed. ${nodes.length} nodes, ${edges.length} connections verified.` });
+      }
+    }
+    setValidationIssues(issues);
+    const errs = issues.filter(i => i.severity === 'error').length;
+    const warns = issues.filter(i => i.severity === 'warning').length;
+    addTerminalEntry(errs > 0 ? 'error' : warns > 0 ? 'warn' : 'success', 'validation', `Validation complete: ${errs} errors, ${warns} warnings`);
+    addAuditEntry('VALIDATION_RUN', `Validation: ${errs} errors, ${warns} warnings`);
+
+    // Update node statuses
+    setNodes(prev => prev.map(n => {
+      const nodeIssues = issues.filter(i => i.node === ((n.data as Record<string, unknown>).label as string));
+      const hasError = nodeIssues.some(i => i.severity === 'error');
+      const hasWarning = nodeIssues.some(i => i.severity === 'warning');
+      return {
+        ...n,
+        data: { ...n.data, status: hasError ? 'error' : hasWarning ? 'warning' : (nodes.length > 0 ? 'valid' : undefined) },
+      };
+    }));
+    return issues;
+  }, [nodes, edges, addTerminalEntry, addAuditEntry, setNodes]);
+
+  // Simulate
+  const runSimulation = useCallback(() => {
+    if (nodes.length === 0) {
+      addTerminalEntry('warn', 'simulation', 'Cannot simulate empty graph');
+      return;
+    }
+    setIsSimulating(true);
+    addTerminalEntry('info', 'simulation', 'Starting transaction simulation...');
+    addAuditEntry('SIMULATION_START', 'Simulation initiated');
+
+    setTimeout(() => {
+      const hasCompliance = nodes.some(n => (n.data as Record<string, unknown>).category === 'compliance');
+      const routingNodes = nodes.filter(n => (n.data as Record<string, unknown>).category === 'routing');
+      const fee = (Math.random() * 0.1).toFixed(4);
+      const results = [
+        `Simulation complete for ${nodes.length} nodes, ${edges.length} edges`,
+        `Estimated fees: $${fee}%`,
+        `Settlement window: T+${routingNodes.length > 0 ? '1' : '2'}`,
+        `Compliance: ${hasCompliance ? 'All checks passed' : 'WARNING - No compliance checks in flow'}`,
+        `Routing: ${routingNodes.length} venue(s) evaluated`,
+        `Status: ${hasCompliance ? 'READY FOR EXECUTION' : 'REVIEW REQUIRED'}`,
+      ].join('\n');
+      setSimulationResults(results);
+      setIsSimulating(false);
+      addTerminalEntry('success', 'simulation', 'Simulation completed successfully');
+      addAuditEntry('SIMULATION_COMPLETE', `Simulation: ${nodes.length} nodes processed`);
+    }, 1500);
+  }, [nodes, edges, addTerminalEntry, addAuditEntry]);
+
+  // Execute
+  const runExecution = useCallback(() => {
+    if (nodes.length === 0) {
+      addTerminalEntry('warn', 'execution', 'Cannot execute empty graph');
+      return;
+    }
+    if (mode !== 'Live') {
+      addTerminalEntry('info', 'execution', `Transaction submitted in ${mode} mode`);
+    } else {
+      addTerminalEntry('warn', 'execution', 'Live execution initiated — awaiting confirmation');
+    }
+    addAuditEntry('EXECUTE', `Transaction submitted in ${mode} mode`);
+    addTerminalEntry('success', 'execution', `Transaction ${activeTransaction.name} dispatched to settlement queue`);
+  }, [nodes, mode, activeTransaction.name, addTerminalEntry, addAuditEntry]);
+
+  // Transaction tab management
+  const addTransactionTab = useCallback(() => {
+    const id = `tx-${Date.now()}`;
+    setTransactionTabs(prev => [...prev, { id, name: `Transaction ${prev.length + 1}`, nodes: [], edges: [] }]);
+    setActiveTransactionId(id);
+    setHistory([{ nodes: [], edges: [] }]);
+    setHistoryIndex(0);
+    addTerminalEntry('info', 'system', 'New transaction tab created');
+  }, [addTerminalEntry]);
+
+  const closeTransactionTab = useCallback((id: string) => {
+    if (transactionTabs.length <= 1) return;
+    setTransactionTabs(prev => prev.filter(t => t.id !== id));
+    if (activeTransactionId === id) {
+      const remaining = transactionTabs.filter(t => t.id !== id);
+      setActiveTransactionId(remaining[0].id);
+    }
+  }, [transactionTabs, activeTransactionId]);
+
+  const renameTransaction = useCallback((name: string) => {
+    setTransactionTabs(prev => prev.map(t => t.id === activeTransactionId ? { ...t, name } : t));
+  }, [activeTransactionId]);
+
+  // Keyboard shortcuts
+  useEffect(() => {
+    const handler = (e: KeyboardEvent) => {
+      const ctrl = e.ctrlKey || e.metaKey;
+      if (ctrl && e.key === 'k') { e.preventDefault(); toggleCommandPalette(); }
+      if (ctrl && e.key === 'b') { e.preventDefault(); toggleLeft(); }
+      if (ctrl && e.key === 'j') { e.preventDefault(); toggleRight(); }
+      if (ctrl && e.key === '`') { e.preventDefault(); toggleBottom(); }
+      if (ctrl && e.shiftKey && e.key === 'V') { e.preventDefault(); runValidation(); }
+      if (ctrl && e.shiftKey && e.key === 'S') { e.preventDefault(); runSimulation(); }
+      if (ctrl && e.shiftKey && e.key === 'E') { e.preventDefault(); runExecution(); }
+      if (ctrl && e.key === 'z' && !e.shiftKey) { e.preventDefault(); undo(); }
+      if (ctrl && (e.key === 'y' || (e.shiftKey && e.key === 'Z'))) { e.preventDefault(); redo(); }
+      if (ctrl && e.key === 'd') { e.preventDefault(); duplicateSelectedNodes(); }
+      if (e.key === 'Delete' || e.key === 'Backspace') {
+        if (document.activeElement?.tagName === 'INPUT' || document.activeElement?.tagName === 'TEXTAREA') return;
+        if (selectedNodeIds.size > 0) { e.preventDefault(); deleteSelectedNodes(); }
+      }
+      if (e.key === 'Escape' && commandPaletteOpen) { setCommandPaletteOpen(false); }
+    };
+    window.addEventListener('keydown', handler);
+    return () => window.removeEventListener('keydown', handler);
+  }, [commandPaletteOpen, toggleCommandPalette, toggleLeft, toggleRight, toggleBottom, runValidation, runSimulation, runExecution, undo, redo, duplicateSelectedNodes, deleteSelectedNodes, selectedNodeIds]);
+
+  // Focus chat
+  const chatInputRef = useRef<HTMLInputElement>(null);
+  const focusChat = useCallback(() => { setRightOpen(true); setTimeout(() => chatInputRef.current?.focus(), 100); }, []);
+  const focusTerminal = useCallback(() => { setBottomOpen(true); }, []);
+
+  return (
+    <div className="app-shell">
+      <TitleBar
+        mode={mode}
+        onModeChange={setMode}
+        onToggleCommandPalette={toggleCommandPalette}
+        onValidate={runValidation}
+        onSimulate={runSimulation}
+        onExecute={runExecution}
+      />
+
+      <div className="app-body">
+        <ActivityBar
+          activeTab={activityTab}
+          onTabChange={setActivityTab}
+          leftPanelOpen={leftOpen}
+          onToggleLeftPanel={toggleLeft}
+        />
+
+        <div className="workspace">
+          <div className="workspace-upper">
+            {leftOpen && (
+              <LeftPanel
+                width={leftWidth}
+                activityTab={activityTab}
+                recentComponents={recentComponents}
+              />
+            )}
+            {leftOpen && (
+              <div
+                className="panel-divider vertical"
+                onMouseDown={e => startResize('left', e)}
+              />
+            )}
+
+            <div className="canvas-region">
+              <Canvas
+                nodes={nodes}
+                edges={edges}
+                setNodes={setNodes}
+                setEdges={setEdges}
+                onNodesChange={onNodesChange}
+                onEdgesChange={onEdgesChange}
+                onConnect={onConnect}
+                onSelectionChange={onSelectionChange}
+                onDropComponent={onDropComponent}
+                onValidate={runValidation}
+                onSimulate={runSimulation}
+                onExecute={runExecution}
+                transactionName={activeTransaction.name}
+                onRenameTransaction={renameTransaction}
+                isSimulating={isSimulating}
+                simulationResults={simulationResults}
+                onDismissSimulation={() => setSimulationResults(null)}
+                mode={mode}
+                canUndo={historyIndex > 0}
+                canRedo={historyIndex < history.length - 1}
+                onUndo={undo}
+                onRedo={redo}
+                selectedNodeIds={selectedNodeIds}
+                onDeleteSelected={deleteSelectedNodes}
+                onDuplicateSelected={duplicateSelectedNodes}
+                transactionTabs={transactionTabs}
+                activeTransactionId={activeTransactionId}
+                onSwitchTab={setActiveTransactionId}
+                onAddTab={addTransactionTab}
+                onCloseTab={closeTransactionTab}
+                splitView={splitView}
+                onToggleSplitView={() => setSplitView(p => !p)}
+                pushHistory={pushHistory}
+              />
+            </div>
+
+            {rightOpen && (
+              <div
+                className="panel-divider vertical"
+                onMouseDown={e => startResize('right', e)}
+              />
+            )}
+            {rightOpen && (
+              <RightPanel
+                width={rightWidth}
+                nodes={nodes}
+                edges={edges}
+                selectedNodes={selectedNodes}
+                chatInputRef={chatInputRef}
+                onInsertBlock={onDropComponent}
+                onRunValidation={runValidation}
+                onOptimizeRoute={() => {
+                  addTerminalEntry('info', 'routing', 'Route optimization started...');
+                  setTimeout(() => addTerminalEntry('success', 'routing', 'Optimal route found: Banking Rail → SWIFT Gateway (0.02% fee)'), 800);
+                }}
+                onRunCompliance={() => {
+                  addTerminalEntry('info', 'compliance', 'Running compliance pass...');
+                  const hasCompliance = nodes.some(n => (n.data as Record<string, unknown>).category === 'compliance');
+                  setTimeout(() => addTerminalEntry(hasCompliance ? 'success' : 'warn', 'compliance', hasCompliance ? 'All compliance checks passed' : 'No compliance nodes found in graph'), 600);
+                }}
+                onGenerateSettlement={() => {
+                  addTerminalEntry('info', 'settlement', 'Generating settlement message...');
+                  setTimeout(() => addTerminalEntry('success', 'settlement', 'Settlement instruction generated: pacs.008 message ready'), 700);
+                }}
+              />
+            )}
+          </div>
+
+          {bottomOpen && (
+            <div
+              className="panel-divider horizontal"
+              onMouseDown={e => startResize('bottom', e)}
+            />
+          )}
+          {bottomOpen && (
+            <BottomPanel
+              height={bottomHeight}
+              isExpanded={bottomExpanded}
+              onToggleExpand={() => setBottomExpanded(p => !p)}
+              terminalEntries={terminalEntries}
+              auditEntries={auditEntries}
+              validationIssues={validationIssues}
+            />
+          )}
+        </div>
+      </div>
+
+      <div className="status-bar">
+        <div className="status-bar-left">
+          <span className="status-item">
+            <span className="status-dot green" /> Connected
+          </span>
+          <span className="status-item">{mode}</span>
+          <span className="status-item">Multi-Jurisdiction</span>
+        </div>
+        <div className="status-bar-right">
+          <span className="status-item">Compliance: Active</span>
+          <span className="status-item">ISO-20022: Ready</span>
+          <span className="status-item">Routing: 12 venues</span>
+          <span className="status-item">
+            <kbd className="status-kbd">Ctrl+K</kbd> Command Palette
+          </span>
+        </div>
+      </div>
+
+      <CommandPalette
+        isOpen={commandPaletteOpen}
+        onClose={() => setCommandPaletteOpen(false)}
+        onToggleLeft={toggleLeft}
+        onToggleRight={toggleRight}
+        onToggleBottom={toggleBottom}
+        onValidate={runValidation}
+        onSimulate={runSimulation}
+        onExecute={runExecution}
+        onNewTransaction={addTransactionTab}
+        onFocusChat={focusChat}
+        onFocusTerminal={focusTerminal}
+        onRunCompliance={() => {
+          addTerminalEntry('info', 'compliance', 'Running compliance pass...');
+          setTimeout(() => addTerminalEntry('success', 'compliance', 'Compliance pass completed'), 600);
+        }}
+        onOptimizeRoute={() => {
+          addTerminalEntry('info', 'routing', 'Optimizing routes...');
+          setTimeout(() => addTerminalEntry('success', 'routing', 'Routes optimized'), 600);
+        }}
+        onGenerateISO={() => {
+          addTerminalEntry('info', 'iso20022', 'Generating ISO-20022 message...');
+          setTimeout(() => addTerminalEntry('success', 'iso20022', 'pain.001 message generated'), 700);
+        }}
+        onExportAudit={() => {
+          addTerminalEntry('info', 'audit', 'Exporting audit summary...');
+          setTimeout(() => addTerminalEntry('success', 'audit', 'Audit summary exported'), 500);
+        }}
+        onSearchComponents={() => { setLeftOpen(true); setActivityTab('builder'); }}
+      />
+    </div>
+  );
+}
--- a/src/Portal.tsx
+++ b/src/Portal.tsx
@@ -0,0 +1,243 @@
+import { Routes, Route, Navigate } from 'react-router-dom';
+import { useAuth } from './contexts/AuthContext';
+import LoginPage from './pages/LoginPage';
+import DashboardPage from './pages/DashboardPage';
+import AccountsPage from './pages/AccountsPage';
+import TreasuryPage from './pages/TreasuryPage';
+import ReportingPage from './pages/ReportingPage';
+import CompliancePage from './pages/CompliancePage';
+import SettlementsPage from './pages/SettlementsPage';
+import PortalLayout from './components/portal/PortalLayout';
+import App from './App';
+
+function ProtectedRoute({ children }: { children: React.ReactNode }) {
+  const { isAuthenticated, loading } = useAuth();
+
+  if (loading) {
+    return (
+      <div className="portal-loading">
+        <div className="portal-loading-spinner" />
+        <span>Initializing secure session...</span>
+      </div>
+    );
+  }
+
+  if (!isAuthenticated) {
+    return <Navigate to="/login" replace />;
+  }
+
+  return <>{children}</>;
+}
+
+export default function Portal() {
+  const { isAuthenticated, loading } = useAuth();
+
+  if (loading) {
+    return (
+      <div className="portal-loading">
+        <div className="portal-loading-spinner" />
+        <span>Initializing secure session...</span>
+      </div>
+    );
+  }
+
+  return (
+    <Routes>
+      <Route
+        path="/login"
+        element={isAuthenticated ? <Navigate to="/dashboard" replace /> : <LoginPage />}
+      />
+
+      <Route
+        path="/dashboard"
+        element={
+          <ProtectedRoute>
+            <PortalLayout>
+              <DashboardPage />
+            </PortalLayout>
+          </ProtectedRoute>
+        }
+      />
+
+      <Route
+        path="/transaction-builder"
+        element={
+          <ProtectedRoute>
+            <PortalLayout>
+              <div className="transaction-builder-module">
+                <App />
+              </div>
+            </PortalLayout>
+          </ProtectedRoute>
+        }
+      />
+
+      <Route
+        path="/accounts"
+        element={
+          <ProtectedRoute>
+            <PortalLayout>
+              <AccountsPage />
+            </PortalLayout>
+          </ProtectedRoute>
+        }
+      />
+
+      <Route
+        path="/treasury"
+        element={
+          <ProtectedRoute>
+            <PortalLayout>
+              <TreasuryPage />
+            </PortalLayout>
+          </ProtectedRoute>
+        }
+      />
+
+      <Route
+        path="/reporting"
+        element={
+          <ProtectedRoute>
+            <PortalLayout>
+              <ReportingPage />
+            </PortalLayout>
+          </ProtectedRoute>
+        }
+      />
+
+      <Route
+        path="/compliance"
+        element={
+          <ProtectedRoute>
+            <PortalLayout>
+              <CompliancePage />
+            </PortalLayout>
+          </ProtectedRoute>
+        }
+      />
+
+      <Route
+        path="/settlements"
+        element={
+          <ProtectedRoute>
+            <PortalLayout>
+              <SettlementsPage />
+            </PortalLayout>
+          </ProtectedRoute>
+        }
+      />
+
+      <Route
+        path="/settings"
+        element={
+          <ProtectedRoute>
+            <PortalLayout>
+              <SettingsPage />
+            </PortalLayout>
+          </ProtectedRoute>
+        }
+      />
+
+      <Route path="*" element={<Navigate to={isAuthenticated ? '/dashboard' : '/login'} replace />} />
+    </Routes>
+  );
+}
+
+function SettingsPage() {
+  const { user, wallet } = useAuth();
+  return (
+    <div className="settings-page">
+      <div className="page-header">
+        <h1>Settings</h1>
+        <p className="page-subtitle">Portal configuration and user preferences</p>
+      </div>
+      <div className="settings-grid">
+        <div className="dashboard-card">
+          <div className="card-header"><h3>Profile</h3></div>
+          <div className="settings-section">
+            <div className="setting-row">
+              <span className="setting-label">Display Name</span>
+              <span className="setting-value">{user?.displayName || '—'}</span>
+            </div>
+            <div className="setting-row">
+              <span className="setting-label">Role</span>
+              <span className="setting-value">{user?.role?.replace('_', ' ') || '—'}</span>
+            </div>
+            <div className="setting-row">
+              <span className="setting-label">Institution</span>
+              <span className="setting-value">{user?.institution || '—'}</span>
+            </div>
+            <div className="setting-row">
+              <span className="setting-label">Department</span>
+              <span className="setting-value">{user?.department || '—'}</span>
+            </div>
+            <div className="setting-row">
+              <span className="setting-label">Wallet Address</span>
+              <span className="setting-value mono">{wallet?.address || '—'}</span>
+            </div>
+            <div className="setting-row">
+              <span className="setting-label">Chain ID</span>
+              <span className="setting-value">{wallet?.chainId || '—'}</span>
+            </div>
+          </div>
+        </div>
+        <div className="dashboard-card">
+          <div className="card-header"><h3>Permissions</h3></div>
+          <div className="settings-section">
+            <div className="permissions-list">
+              {user?.permissions?.map(p => (
+                <span key={p} className="permission-badge">{p}</span>
+              )) || <span>No permissions</span>}
+            </div>
+          </div>
+        </div>
+        <div className="dashboard-card">
+          <div className="card-header"><h3>Reporting Preferences</h3></div>
+          <div className="settings-section">
+            <div className="setting-row">
+              <span className="setting-label">Default Standard</span>
+              <span className="setting-value">IFRS</span>
+            </div>
+            <div className="setting-row">
+              <span className="setting-label">Base Currency</span>
+              <span className="setting-value">USD</span>
+            </div>
+            <div className="setting-row">
+              <span className="setting-label">Fiscal Year End</span>
+              <span className="setting-value">December 31</span>
+            </div>
+            <div className="setting-row">
+              <span className="setting-label">Auto-generate Reports</span>
+              <span className="setting-value">Monthly</span>
+            </div>
+          </div>
+        </div>
+        <div className="dashboard-card">
+          <div className="card-header"><h3>Enterprise Controls</h3></div>
+          <div className="settings-section">
+            <div className="setting-row">
+              <span className="setting-label">Multi-signature Required</span>
+              <span className="setting-value">Yes (2-of-3)</span>
+            </div>
+            <div className="setting-row">
+              <span className="setting-label">Transaction Limit</span>
+              <span className="setting-value">$10,000,000</span>
+            </div>
+            <div className="setting-row">
+              <span className="setting-label">Approval Workflow</span>
+              <span className="setting-value">Dual Authorization</span>
+            </div>
+            <div className="setting-row">
+              <span className="setting-label">Session Timeout</span>
+              <span className="setting-value">30 minutes</span>
+            </div>
+            <div className="setting-row">
+              <span className="setting-label">Audit Logging</span>
+              <span className="setting-value">Enabled (Full)</span>
+            </div>
+          </div>
+        </div>
+      </div>
+    </div>
+  );
+}
--- a/src/assets/hero.png
+++ b/src/assets/hero.png
--- a/src/assets/react.svg
+++ b/src/assets/react.svg
@@ -0,0 +1 @@
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--- a/src/assets/vite.svg
+++ b/src/assets/vite.svg
--- a/src/components/ActivityBar.tsx
+++ b/src/components/ActivityBar.tsx
@@ -0,0 +1,77 @@
+import {
+  Blocks, Coins, LayoutTemplate, ShieldCheck, Route, Globe,
+  Bot, Terminal, History, Settings
+} from 'lucide-react';
+import type { ActivityTab } from '../types';
+
+const tabs: { id: ActivityTab; icon: typeof Blocks; label: string }[] = [
+  { id: 'builder', icon: Blocks, label: 'Builder' },
+  { id: 'assets', icon: Coins, label: 'Assets' },
+  { id: 'templates', icon: LayoutTemplate, label: 'Templates' },
+  { id: 'compliance', icon: ShieldCheck, label: 'Compliance' },
+  { id: 'routes', icon: Route, label: 'Routes' },
+  { id: 'protocols', icon: Globe, label: 'Protocols' },
+  { id: 'agents', icon: Bot, label: 'Agents' },
+  { id: 'terminal', icon: Terminal, label: 'Terminal' },
+  { id: 'audit', icon: History, label: 'Audit' },
+  { id: 'settings', icon: Settings, label: 'Settings' },
+];
+
+interface ActivityBarProps {
+  activeTab: ActivityTab;
+  onTabChange: (tab: ActivityTab) => void;
+  leftPanelOpen: boolean;
+  onToggleLeftPanel: () => void;
+}
+
+export default function ActivityBar({ activeTab, onTabChange, leftPanelOpen, onToggleLeftPanel }: ActivityBarProps) {
+  return (
+    <div className="activity-bar">
+      <div className="activity-bar-top">
+        {tabs.slice(0, 7).map(tab => {
+          const Icon = tab.icon;
+          const isActive = activeTab === tab.id;
+          return (
+            <button
+              key={tab.id}
+              className={`activity-btn ${isActive && leftPanelOpen ? 'active' : ''}`}
+              title={tab.label}
+              onClick={() => {
+                if (isActive && leftPanelOpen) {
+                  onToggleLeftPanel();
+                } else {
+                  onTabChange(tab.id);
+                  if (!leftPanelOpen) onToggleLeftPanel();
+                }
+              }}
+            >
+              <Icon size={20} />
+            </button>
+          );
+        })}
+      </div>
+      <div className="activity-bar-bottom">
+        {tabs.slice(7).map(tab => {
+          const Icon = tab.icon;
+          return (
+            <button
+              key={tab.id}
+              className={`activity-btn ${activeTab === tab.id && leftPanelOpen ? 'active' : ''}`}
+              title={tab.label}
+              onClick={() => {
+                if (activeTab === tab.id && leftPanelOpen) {
+                  onToggleLeftPanel();
+                } else {
+                  onTabChange(tab.id);
+                  if (!leftPanelOpen) onToggleLeftPanel();
+                }
+              }}
+            >
+              <Icon size={20} />
+            </button>
+          );
+        })}
+      </div>
+    </div>
+  );
+}
--- a/src/components/BottomPanel.tsx
+++ b/src/components/BottomPanel.tsx
@@ -0,0 +1,382 @@
+import { useState } from 'react';
+import {
+  Terminal, ShieldCheck, Radio, History, Mail, Activity, Maximize2, Minimize2,
+  Search, Download, Filter, AlertOctagon, GitCompare
+} from 'lucide-react';
+import type { BottomTab, TerminalEntry, AuditEntry, ValidationIssue } from '../types';
+import { sampleTerminal, sampleValidation, sampleAudit, sampleSettlement, sampleReconciliation, sampleExceptions, sampleMessageQueue, sampleEvents } from '../data/sampleData';
+
+const tabs: { id: BottomTab; icon: typeof Terminal; label: string }[] = [
+  { id: 'terminal', icon: Terminal, label: 'Terminal' },
+  { id: 'validation', icon: ShieldCheck, label: 'Validation' },
+  { id: '800system', icon: Radio, label: '800 System' },
+  { id: 'settlement', icon: Activity, label: 'Settlement Queue' },
+  { id: 'audit', icon: History, label: 'Audit Trail' },
+  { id: 'messages', icon: Mail, label: 'Messages' },
+  { id: 'events', icon: Activity, label: 'Events' },
+  { id: 'reconciliation', icon: GitCompare, label: 'Reconciliation' },
+  { id: 'exceptions', icon: AlertOctagon, label: 'Exceptions' },
+];
+
+interface BottomPanelProps {
+  height: number;
+  isExpanded: boolean;
+  onToggleExpand: () => void;
+  terminalEntries: TerminalEntry[];
+  auditEntries: AuditEntry[];
+  validationIssues: ValidationIssue[];
+}
+
+const statusColors: Record<string, string> = {
+  settled: '#22c55e',
+  pending: '#eab308',
+  in_review: '#3b82f6',
+  awaiting_approval: '#f97316',
+  dispatched: '#3b82f6',
+  partially_settled: '#a855f7',
+  failed: '#ef4444',
+};
+
+const levelColors: Record<string, string> = {
+  info: '#6b7280',
+  warn: '#eab308',
+  error: '#ef4444',
+  success: '#22c55e',
+};
+
+export default function BottomPanel({ height, isExpanded, onToggleExpand, terminalEntries, auditEntries, validationIssues }: BottomPanelProps) {
+  const [activeTab, setActiveTab] = useState<BottomTab>('terminal');
+  const [terminalFilter, setTerminalFilter] = useState('');
+  const [bottomSearch, setBottomSearch] = useState('');
+  const [showSearchBar, setShowSearchBar] = useState(false);
+  const [showFilterBar, setShowFilterBar] = useState(false);
+  const [levelFilter, setLevelFilter] = useState<string>('all');
+
+  const allTerminal = [...sampleTerminal, ...terminalEntries];
+  const filteredTerminal = allTerminal.filter(e => {
+    const matchesText = e.message.toLowerCase().includes(terminalFilter.toLowerCase()) ||
+      e.source.toLowerCase().includes(terminalFilter.toLowerCase());
+    const matchesLevel = levelFilter === 'all' || e.level === levelFilter;
+    return matchesText && matchesLevel;
+  });
+
+  const allAudit = [...sampleAudit, ...auditEntries];
+  const allValidation = validationIssues.length > 0 ? validationIssues : sampleValidation;
+
+  const handleExport = () => {
+    let content = '';
+    if (activeTab === 'terminal') {
+      content = allTerminal.map(e => `[${e.timestamp.toISOString()}] [${e.level}] [${e.source}] ${e.message}`).join('\n');
+    } else if (activeTab === 'audit') {
+      content = allAudit.map(e => `[${e.timestamp.toISOString()}] ${e.user} ${e.action}: ${e.detail}`).join('\n');
+    } else if (activeTab === 'validation') {
+      content = allValidation.map(e => `[${e.severity}] ${e.node ? e.node + ': ' : ''}${e.message}`).join('\n');
+    } else {
+      content = `Export of ${activeTab} tab data`;
+    }
+    const blob = new Blob([content], { type: 'text/plain' });
+    const url = URL.createObjectURL(blob);
+    const a = document.createElement('a');
+    a.href = url;
+    a.download = `transactflow-${activeTab}-${new Date().toISOString().slice(0, 10)}.txt`;
+    a.click();
+    URL.revokeObjectURL(url);
+  };
+
+  return (
+    <div className="bottom-panel" style={{ height: isExpanded ? '50vh' : height }}>
+      <div className="bottom-panel-header">
+        <div className="bottom-panel-tabs">
+          {tabs.map(tab => {
+            const Icon = tab.icon;
+            return (
+              <button
+                key={tab.id}
+                className={`bottom-tab ${activeTab === tab.id ? 'active' : ''}`}
+                onClick={() => setActiveTab(tab.id)}
+              >
+                <Icon size={13} />
+                <span>{tab.label}</span>
+                {tab.id === 'validation' && (
+                  <span className="tab-badge info">{allValidation.length}</span>
+                )}
+                {tab.id === 'settlement' && (
+                  <span className="tab-badge warn">{sampleSettlement.filter(s => s.status === 'pending').length}</span>
+                )}
+                {tab.id === 'exceptions' && (
+                  <span className="tab-badge error">{sampleExceptions.length}</span>
+                )}
+              </button>
+            );
+          })}
+        </div>
+        <div className="bottom-panel-actions">
+          <button className="icon-btn-sm" title="Filter" onClick={() => { setShowFilterBar(!showFilterBar); setShowSearchBar(false); }}>
+            <Filter size={13} />
+          </button>
+          <button className="icon-btn-sm" title="Search" onClick={() => { setShowSearchBar(!showSearchBar); setShowFilterBar(false); }}>
+            <Search size={13} />
+          </button>
+          <button className="icon-btn-sm" title="Export" onClick={handleExport}>
+            <Download size={13} />
+          </button>
+          <button className="icon-btn-sm" title={isExpanded ? 'Minimize' : 'Maximize'} onClick={onToggleExpand}>
+            {isExpanded ? <Minimize2 size={13} /> : <Maximize2 size={13} />}
+          </button>
+        </div>
+      </div>
+
+      {showSearchBar && (
+        <div className="bottom-search-bar">
+          <Search size={12} />
+          <input
+            type="text"
+            placeholder="Search in panel..."
+            value={bottomSearch}
+            onChange={e => setBottomSearch(e.target.value)}
+            autoFocus
+          />
+        </div>
+      )}
+
+      {showFilterBar && activeTab === 'terminal' && (
+        <div className="bottom-filter-bar">
+          {['all', 'info', 'warn', 'error', 'success'].map(level => (
+            <button
+              key={level}
+              className={`filter-pill ${levelFilter === level ? 'active' : ''}`}
+              onClick={() => setLevelFilter(level)}
+            >
+              {level === 'all' ? 'All' : level.toUpperCase()}
+            </button>
+          ))}
+        </div>
+      )}
+
+      <div className="bottom-panel-content">
+        {activeTab === 'terminal' && (
+          <div className="terminal-content">
+            <div className="terminal-filter">
+              <Search size={12} />
+              <input
+                type="text"
+                placeholder="Filter logs..."
+                value={terminalFilter}
+                onChange={e => setTerminalFilter(e.target.value)}
+              />
+            </div>
+            <div className="terminal-entries">
+              {filteredTerminal.map(entry => (
+                <div key={entry.id} className="terminal-entry">
+                  <span className="terminal-time">
+                    {entry.timestamp.toLocaleTimeString([], { hour: '2-digit', minute: '2-digit', second: '2-digit' })}
+                  </span>
+                  <span className="terminal-level" style={{ color: levelColors[entry.level] }}>
+                    [{entry.level.toUpperCase()}]
+                  </span>
+                  <span className="terminal-source">[{entry.source}]</span>
+                  <span className="terminal-msg">{entry.message}</span>
+                </div>
+              ))}
+              <div className="terminal-cursor">
+                <span className="cursor-blink">▌</span>
+              </div>
+            </div>
+          </div>
+        )}
+
+        {activeTab === 'validation' && (
+          <div className="validation-content">
+            {allValidation.map(issue => (
+              <div key={issue.id} className={`validation-entry ${issue.severity}`}>
+                <span className="validation-severity">{issue.severity.toUpperCase()}</span>
+                {issue.node && <span className="validation-node">{issue.node}</span>}
+                <span className="validation-msg">{issue.message}</span>
+              </div>
+            ))}
+          </div>
+        )}
+
+        {activeTab === '800system' && (
+          <div className="system-800-content">
+            <div className="system-800-grid">
+              <div className="system-800-card">
+                <div className="system-800-card-header">Message Queue</div>
+                <div className="system-800-card-value">0 pending</div>
+                <div className="system-800-card-status healthy">Healthy</div>
+              </div>
+              <div className="system-800-card">
+                <div className="system-800-card-header">Core Banking</div>
+                <div className="system-800-card-value">Connected</div>
+                <div className="system-800-card-status healthy">Online</div>
+              </div>
+              <div className="system-800-card">
+                <div className="system-800-card-header">Ledger Feed</div>
+                <div className="system-800-card-value">0 postings/s</div>
+                <div className="system-800-card-status idle">Idle</div>
+              </div>
+              <div className="system-800-card">
+                <div className="system-800-card-header">SWIFT Gateway</div>
+                <div className="system-800-card-value">Ready</div>
+                <div className="system-800-card-status healthy">Online</div>
+              </div>
+              <div className="system-800-card">
+                <div className="system-800-card-header">ISO-20022 Engine</div>
+                <div className="system-800-card-value">3 schemas</div>
+                <div className="system-800-card-status healthy">Loaded</div>
+              </div>
+              <div className="system-800-card">
+                <div className="system-800-card-header">Retry Queue</div>
+                <div className="system-800-card-value">0 items</div>
+                <div className="system-800-card-status healthy">Clear</div>
+              </div>
+            </div>
+          </div>
+        )}
+
+        {activeTab === 'settlement' && (
+          <div className="settlement-content">
+            <table className="settlement-table">
+              <thead>
+                <tr>
+                  <th>TX ID</th>
+                  <th>Status</th>
+                  <th>Amount</th>
+                  <th>Asset</th>
+                  <th>Counterparty</th>
+                  <th>Time</th>
+                </tr>
+              </thead>
+              <tbody>
+                {sampleSettlement.map(item => (
+                  <tr key={item.id}>
+                    <td className="mono">{item.txId}</td>
+                    <td>
+                      <span className="status-badge" style={{ color: statusColors[item.status], borderColor: statusColors[item.status] + '40' }}>
+                        {item.status.replace(/_/g, ' ')}
+                      </span>
+                    </td>
+                    <td className="mono">{item.amount}</td>
+                    <td>{item.asset}</td>
+                    <td>{item.counterparty}</td>
+                    <td className="mono">{item.timestamp.toLocaleTimeString([], { hour: '2-digit', minute: '2-digit' })}</td>
+                  </tr>
+                ))}
+              </tbody>
+            </table>
+          </div>
+        )}
+
+        {activeTab === 'audit' && (
+          <div className="audit-content">
+            {allAudit.map(entry => (
+              <div key={entry.id} className="audit-entry">
+                <span className="audit-time">
+                  {entry.timestamp.toLocaleTimeString([], { hour: '2-digit', minute: '2-digit', second: '2-digit' })}
+                </span>
+                <span className="audit-user">{entry.user}</span>
+                <span className="audit-action">{entry.action}</span>
+                <span className="audit-detail">{entry.detail}</span>
+              </div>
+            ))}
+          </div>
+        )}
+
+        {activeTab === 'messages' && (
+          <div className="messages-content">
+            <table className="settlement-table">
+              <thead>
+                <tr>
+                  <th>Type</th>
+                  <th>Direction</th>
+                  <th>Counterparty</th>
+                  <th>Status</th>
+                  <th>Time</th>
+                </tr>
+              </thead>
+              <tbody>
+                {sampleMessageQueue.map(msg => (
+                  <tr key={msg.id}>
+                    <td className="mono">{msg.msgType}</td>
+                    <td>
+                      <span className={`direction-badge ${msg.direction}`}>
+                        {msg.direction === 'inbound' ? '← IN' : '→ OUT'}
+                      </span>
+                    </td>
+                    <td>{msg.counterparty}</td>
+                    <td>
+                      <span className="status-badge" style={{ color: msg.status === 'sent' ? '#22c55e' : msg.status === 'received' ? '#3b82f6' : '#eab308' }}>
+                        {msg.status}
+                      </span>
+                    </td>
+                    <td className="mono">{msg.timestamp.toLocaleTimeString([], { hour: '2-digit', minute: '2-digit' })}</td>
+                  </tr>
+                ))}
+              </tbody>
+            </table>
+          </div>
+        )}
+
+        {activeTab === 'events' && (
+          <div className="events-content">
+            {sampleEvents.map(evt => (
+              <div key={evt.id} className="audit-entry">
+                <span className="audit-time">
+                  {evt.timestamp.toLocaleTimeString([], { hour: '2-digit', minute: '2-digit', second: '2-digit' })}
+                </span>
+                <span className="audit-action">{evt.type}</span>
+                <span className="audit-detail">{evt.detail}</span>
+              </div>
+            ))}
+          </div>
+        )}
+
+        {activeTab === 'reconciliation' && (
+          <div className="reconciliation-content">
+            <table className="settlement-table">
+              <thead>
+                <tr>
+                  <th>TX ID</th>
+                  <th>Internal Ref</th>
+                  <th>External Ref</th>
+                  <th>Status</th>
+                  <th>Amount</th>
+                  <th>Asset</th>
+                </tr>
+              </thead>
+              <tbody>
+                {sampleReconciliation.map(item => (
+                  <tr key={item.id}>
+                    <td className="mono">{item.txId}</td>
+                    <td className="mono">{item.internalRef}</td>
+                    <td className="mono">{item.externalRef}</td>
+                    <td>
+                      <span className="status-badge" style={{ color: item.status === 'matched' ? '#22c55e' : '#ef4444' }}>
+                        {item.status}
+                      </span>
+                    </td>
+                    <td className="mono">{item.amount}</td>
+                    <td>{item.asset}</td>
+                  </tr>
+                ))}
+              </tbody>
+            </table>
+          </div>
+        )}
+
+        {activeTab === 'exceptions' && (
+          <div className="exceptions-content">
+            {sampleExceptions.map(exc => (
+              <div key={exc.id} className={`validation-entry ${exc.severity}`}>
+                <span className="validation-severity">{exc.severity.toUpperCase()}</span>
+                <span className="validation-node">{exc.txId}</span>
+                <span className="exception-type">{exc.type}</span>
+                <span className="validation-msg">{exc.message}</span>
+              </div>
+            ))}
+          </div>
+        )}
+      </div>
+    </div>
+  );
+}
--- a/src/components/Canvas.tsx
+++ b/src/components/Canvas.tsx
@@ -0,0 +1,353 @@
+import { useCallback, useRef, useState, type DragEvent } from 'react';
+import {
+  ReactFlow,
+  Background,
+  Controls,
+  MiniMap,
+  type Connection,
+  type Node,
+  type Edge,
+  BackgroundVariant,
+  type OnNodesChange,
+  type OnEdgesChange,
+  useReactFlow,
+  ReactFlowProvider,
+} from '@xyflow/react';
+import '@xyflow/react/dist/style.css';
+import TransactionNodeComponent from './TransactionNode';
+import {
+  Save, GitBranch, ShieldCheck, FlaskConical, Play,
+  AlertTriangle, CheckCircle2, DollarSign, Clock, Globe,
+  Undo2, Redo2, Copy, Trash2, Plus, X, SplitSquareHorizontal,
+  ZoomIn, ZoomOut, Maximize
+} from 'lucide-react';
+import type { ComponentItem, TransactionTab, SessionMode } from '../types';
+
+const nodeTypes = { transactionNode: TransactionNodeComponent };
+
+interface CanvasProps {
+  nodes: Node[];
+  edges: Edge[];
+  setNodes: (updater: Node[] | ((prev: Node[]) => Node[])) => void;
+  setEdges: (updater: Edge[] | ((prev: Edge[]) => Edge[])) => void;
+  onNodesChange: OnNodesChange;
+  onEdgesChange: OnEdgesChange;
+  onConnect: (params: Connection) => void;
+  onSelectionChange: (params: { nodes: Node[] }) => void;
+  onDropComponent: (item: ComponentItem, position: { x: number; y: number }) => void;
+  onValidate: () => void;
+  onSimulate: () => void;
+  onExecute: () => void;
+  transactionName: string;
+  onRenameTransaction: (name: string) => void;
+  isSimulating: boolean;
+  simulationResults: string | null;
+  onDismissSimulation: () => void;
+  mode: SessionMode;
+  canUndo: boolean;
+  canRedo: boolean;
+  onUndo: () => void;
+  onRedo: () => void;
+  selectedNodeIds: Set<string>;
+  onDeleteSelected: () => void;
+  onDuplicateSelected: () => void;
+  transactionTabs: TransactionTab[];
+  activeTransactionId: string;
+  onSwitchTab: (id: string) => void;
+  onAddTab: () => void;
+  onCloseTab: (id: string) => void;
+  splitView: boolean;
+  onToggleSplitView: () => void;
+  pushHistory: (nodes: Node[], edges: Edge[]) => void;
+}
+
+function CanvasInner({
+  nodes, edges,
+  onNodesChange, onEdgesChange, onConnect, onSelectionChange, onDropComponent,
+  onValidate, onSimulate, onExecute,
+  transactionName, onRenameTransaction,
+  isSimulating, simulationResults, onDismissSimulation,
+  mode, canUndo, canRedo, onUndo, onRedo,
+  selectedNodeIds, onDeleteSelected, onDuplicateSelected,
+  transactionTabs, activeTransactionId, onSwitchTab, onAddTab, onCloseTab,
+  splitView, onToggleSplitView,
+}: CanvasProps) {
+  const reactFlowWrapper = useRef<HTMLDivElement>(null);
+  const [isEditingName, setIsEditingName] = useState(false);
+  const [editName, setEditName] = useState(transactionName);
+  const [zoomLevel, setZoomLevel] = useState(100);
+  const reactFlowInstance = useReactFlow();
+
+  const onDragOver = useCallback((event: DragEvent) => {
+    event.preventDefault();
+    event.dataTransfer.dropEffect = 'move';
+  }, []);
+
+  const onDrop = useCallback(
+    (event: DragEvent) => {
+      event.preventDefault();
+      const data = event.dataTransfer.getData('application/transactflow-component');
+      if (!data) return;
+      const item: ComponentItem = JSON.parse(data);
+      const wrapperBounds = reactFlowWrapper.current?.getBoundingClientRect();
+      if (!wrapperBounds) return;
+      const position = reactFlowInstance.screenToFlowPosition({
+        x: event.clientX,
+        y: event.clientY,
+      });
+      onDropComponent(item, position);
+    },
+    [onDropComponent, reactFlowInstance]
+  );
+
+  const onMoveEnd = useCallback(() => {
+    const zoom = reactFlowInstance.getZoom();
+    setZoomLevel(Math.round(zoom * 100));
+  }, [reactFlowInstance]);
+
+  const handleZoomIn = () => { reactFlowInstance.zoomIn(); setZoomLevel(Math.round(reactFlowInstance.getZoom() * 100)); };
+  const handleZoomOut = () => { reactFlowInstance.zoomOut(); setZoomLevel(Math.round(reactFlowInstance.getZoom() * 100)); };
+  const handleFitView = () => { reactFlowInstance.fitView(); setTimeout(() => setZoomLevel(Math.round(reactFlowInstance.getZoom() * 100)), 100); };
+
+  const errorCount = nodes.filter(n => (n.data as Record<string, unknown>).status === 'error').length;
+  const warningCount = nodes.filter(n => (n.data as Record<string, unknown>).status === 'warning').length;
+
+  const commitName = () => {
+    setIsEditingName(false);
+    if (editName.trim()) onRenameTransaction(editName.trim());
+    else setEditName(transactionName);
+  };
+
+  return (
+    <div className="canvas-container">
+      {/* Transaction tabs */}
+      <div className="transaction-tabs">
+        {transactionTabs.map(tab => (
+          <div
+            key={tab.id}
+            className={`transaction-tab ${tab.id === activeTransactionId ? 'active' : ''}`}
+            onClick={() => onSwitchTab(tab.id)}
+          >
+            <span>{tab.name}</span>
+            {transactionTabs.length > 1 && (
+              <button className="tab-close" onClick={e => { e.stopPropagation(); onCloseTab(tab.id); }}>
+                <X size={10} />
+              </button>
+            )}
+          </div>
+        ))}
+        <button className="transaction-tab-add" onClick={onAddTab} title="New Transaction">
+          <Plus size={12} />
+        </button>
+      </div>
+
+      <div className="canvas-header">
+        <div className="canvas-header-left">
+          {isEditingName ? (
+            <input
+              className="canvas-tx-name-input"
+              value={editName}
+              onChange={e => setEditName(e.target.value)}
+              onBlur={commitName}
+              onKeyDown={e => { if (e.key === 'Enter') commitName(); if (e.key === 'Escape') { setEditName(transactionName); setIsEditingName(false); } }}
+              autoFocus
+            />
+          ) : (
+            <span
+              className="canvas-tx-name"
+              onClick={() => { setIsEditingName(true); setEditName(transactionName); }}
+              title="Click to rename"
+            >
+              {transactionName}
+            </span>
+          )}
+          <span className="canvas-version">v1.0</span>
+          <span className="canvas-save-state">
+            <Save size={12} /> Saved
+          </span>
+          <div className="canvas-toolbar-separator" />
+          <button className="canvas-toolbar-btn" onClick={onUndo} disabled={!canUndo} title="Undo (Ctrl+Z)">
+            <Undo2 size={14} />
+          </button>
+          <button className="canvas-toolbar-btn" onClick={onRedo} disabled={!canRedo} title="Redo (Ctrl+Y)">
+            <Redo2 size={14} />
+          </button>
+          <div className="canvas-toolbar-separator" />
+          <button className="canvas-toolbar-btn" onClick={onDuplicateSelected} disabled={selectedNodeIds.size === 0} title="Duplicate (Ctrl+D)">
+            <Copy size={14} />
+          </button>
+          <button className="canvas-toolbar-btn" onClick={onDeleteSelected} disabled={selectedNodeIds.size === 0} title="Delete (Del)">
+            <Trash2 size={14} />
+          </button>
+          <div className="canvas-toolbar-separator" />
+          <button className="canvas-toolbar-btn" onClick={onToggleSplitView} title="Split View">
+            <SplitSquareHorizontal size={14} />
+          </button>
+        </div>
+        <div className="canvas-header-center">
+          <button className="canvas-env-btn">
+            <GitBranch size={13} />
+            <span>{mode}</span>
+          </button>
+        </div>
+        <div className="canvas-header-right">
+          <button className="canvas-action-btn validate" onClick={onValidate}>
+            <ShieldCheck size={14} /> Validate
+          </button>
+          <button className="canvas-action-btn simulate" onClick={onSimulate} disabled={isSimulating}>
+            <FlaskConical size={14} /> {isSimulating ? 'Simulating...' : 'Simulate'}
+          </button>
+          <button className="canvas-action-btn execute" onClick={onExecute}>
+            <Play size={14} /> Execute
+          </button>
+        </div>
+      </div>
+
+      <div className="canvas-body" ref={reactFlowWrapper}>
+        <div style={{ display: 'flex', width: '100%', height: '100%' }}>
+          <div style={{ flex: 1, position: 'relative' }}>
+            <ReactFlow
+              nodes={nodes}
+              edges={edges}
+              onNodesChange={onNodesChange}
+              onEdgesChange={onEdgesChange}
+              onConnect={onConnect}
+              onSelectionChange={onSelectionChange}
+              onDragOver={onDragOver}
+              onDrop={onDrop}
+              onMoveEnd={onMoveEnd}
+              nodeTypes={nodeTypes}
+              fitView
+              snapToGrid
+              snapGrid={[16, 16]}
+              multiSelectionKeyCode="Shift"
+              deleteKeyCode={null}
+              defaultEdgeOptions={{
+                animated: true,
+                style: { stroke: '#3b82f6', strokeWidth: 2 },
+              }}
+              proOptions={{ hideAttribution: true }}
+            >
+              <Background variant={BackgroundVariant.Dots} gap={16} size={1} color="#333" />
+              <Controls className="canvas-controls" showZoom={false} showFitView={false} showInteractive={false}>
+                <button className="react-flow__controls-button" onClick={handleZoomIn} title="Zoom In">
+                  <ZoomIn size={14} />
+                </button>
+                <button className="react-flow__controls-button" onClick={handleZoomOut} title="Zoom Out">
+                  <ZoomOut size={14} />
+                </button>
+                <button className="react-flow__controls-button zoom-display" title="Current Zoom">
+                  {zoomLevel}%
+                </button>
+                <button className="react-flow__controls-button" onClick={handleFitView} title="Fit View">
+                  <Maximize size={14} />
+                </button>
+              </Controls>
+              <MiniMap
+                className="canvas-minimap"
+                nodeColor={(n) => {
+                  const d = n.data as Record<string, unknown>;
+                  return (d?.color as string) || '#3b82f6';
+                }}
+                maskColor="rgba(0,0,0,0.7)"
+              />
+            </ReactFlow>
+          </div>
+
+          {splitView && (
+            <>
+              <div style={{ width: 1, background: '#2a2a32', flexShrink: 0 }} />
+              <div style={{ flex: 1, position: 'relative', background: '#0e0e10', display: 'flex', alignItems: 'center', justifyContent: 'center' }}>
+                <div style={{ textAlign: 'center', color: '#5c5c68' }}>
+                  <SplitSquareHorizontal size={32} style={{ marginBottom: 8, opacity: 0.4 }} />
+                  <p style={{ fontSize: 13 }}>Comparison View</p>
+                  <p style={{ fontSize: 11, marginTop: 4 }}>Select a saved version or branch to compare</p>
+                </div>
+              </div>
+            </>
+          )}
+        </div>
+
+        {nodes.length === 0 && !splitView && (
+          <div className="canvas-empty">
+            <div className="canvas-empty-content">
+              <div className="canvas-empty-icon">⚡</div>
+              <h3>Start Building</h3>
+              <p>Drag components from the left panel onto the canvas to compose your transaction flow</p>
+              <p className="canvas-empty-hint">or press <kbd>Ctrl+K</kbd> to search components</p>
+            </div>
+          </div>
+        )}
+
+        {/* Simulation overlay */}
+        {isSimulating && (
+          <div className="simulation-overlay">
+            <div className="simulation-spinner" />
+            <span>Running simulation...</span>
+          </div>
+        )}
+
+        {simulationResults && (
+          <div className="simulation-results-overlay">
+            <div className="simulation-results-card">
+              <div className="simulation-results-header">
+                <CheckCircle2 size={16} color="#22c55e" />
+                <span>Simulation Results</span>
+                <button className="simulation-dismiss" onClick={onDismissSimulation}><X size={14} /></button>
+              </div>
+              <pre className="simulation-results-body">{simulationResults}</pre>
+            </div>
+          </div>
+        )}
+      </div>
+
+      <div className="canvas-inspector">
+        <div className="inspector-item">
+          <CheckCircle2 size={12} color="#22c55e" />
+          <span>{nodes.length} nodes</span>
+        </div>
+        <div className="inspector-item">
+          <span>{edges.length} connections</span>
+        </div>
+        <div className="inspector-separator" />
+        <div className="inspector-item">
+          <AlertTriangle size={12} color={errorCount > 0 ? '#ef4444' : '#555'} />
+          <span>{errorCount} errors</span>
+        </div>
+        <div className="inspector-item">
+          <AlertTriangle size={12} color={warningCount > 0 ? '#eab308' : '#555'} />
+          <span>{warningCount} warnings</span>
+        </div>
+        <div className="inspector-separator" />
+        <div className="inspector-item">
+          <DollarSign size={12} />
+          <span>Est. fees: {nodes.length > 0 ? '$0.02%' : '—'}</span>
+        </div>
+        <div className="inspector-item">
+          <Clock size={12} />
+          <span>Settlement: {nodes.length > 0 ? 'T+1' : '—'}</span>
+        </div>
+        <div className="inspector-item">
+          <Globe size={12} />
+          <span>Jurisdictions: {nodes.length > 0 ? 'Multi' : '—'}</span>
+        </div>
+        {selectedNodeIds.size > 0 && (
+          <>
+            <div className="inspector-separator" />
+            <div className="inspector-item selected-info">
+              <span>{selectedNodeIds.size} selected</span>
+            </div>
+          </>
+        )}
+      </div>
+    </div>
+  );
+}
+
+export default function Canvas(props: CanvasProps) {
+  return (
+    <ReactFlowProvider>
+      <CanvasInner {...props} />
+    </ReactFlowProvider>
+  );
+}
--- a/src/components/CommandPalette.tsx
+++ b/src/components/CommandPalette.tsx
@@ -0,0 +1,168 @@
+import { useState, useEffect, useRef } from 'react';
+import { Search, ArrowRight } from 'lucide-react';
+
+interface Command {
+  id: string;
+  label: string;
+  category: string;
+  shortcut?: string;
+}
+
+const commands: Command[] = [
+  { id: 'validate', label: 'Run Validation', category: 'Actions', shortcut: 'Ctrl+Shift+V' },
+  { id: 'simulate', label: 'Run Simulation', category: 'Actions', shortcut: 'Ctrl+Shift+S' },
+  { id: 'execute', label: 'Execute Transaction', category: 'Actions', shortcut: 'Ctrl+Shift+E' },
+  { id: 'toggle-left', label: 'Toggle Left Panel', category: 'View', shortcut: 'Ctrl+B' },
+  { id: 'toggle-right', label: 'Toggle Right Panel', category: 'View', shortcut: 'Ctrl+J' },
+  { id: 'toggle-bottom', label: 'Toggle Bottom Panel', category: 'View', shortcut: 'Ctrl+`' },
+  { id: 'search-components', label: 'Search Components', category: 'Navigation' },
+  { id: 'new-transaction', label: 'New Transaction', category: 'File', shortcut: 'Ctrl+N' },
+  { id: 'save', label: 'Save Transaction', category: 'File', shortcut: 'Ctrl+S' },
+  { id: 'export', label: 'Export Transaction', category: 'File' },
+  { id: 'import-template', label: 'Import Template', category: 'File' },
+  { id: 'focus-chat', label: 'Focus Chat Panel', category: 'Navigation', shortcut: 'Ctrl+/' },
+  { id: 'focus-terminal', label: 'Focus Terminal', category: 'Navigation' },
+  { id: 'compliance-pass', label: 'Run Compliance Pass', category: 'Compliance' },
+  { id: 'optimize-route', label: 'Optimize Routes', category: 'Routing' },
+  { id: 'gen-iso', label: 'Generate ISO-20022 Message', category: 'Messaging' },
+  { id: 'audit-export', label: 'Export Audit Summary', category: 'Audit' },
+];
+
+interface CommandPaletteProps {
+  isOpen: boolean;
+  onClose: () => void;
+  onToggleLeft: () => void;
+  onToggleRight: () => void;
+  onToggleBottom: () => void;
+  onValidate: () => void;
+  onSimulate: () => void;
+  onExecute: () => void;
+  onNewTransaction: () => void;
+  onFocusChat: () => void;
+  onFocusTerminal: () => void;
+  onRunCompliance: () => void;
+  onOptimizeRoute: () => void;
+  onGenerateISO: () => void;
+  onExportAudit: () => void;
+  onSearchComponents: () => void;
+}
+
+export default function CommandPalette({
+  isOpen, onClose,
+  onToggleLeft, onToggleRight, onToggleBottom,
+  onValidate, onSimulate, onExecute,
+  onNewTransaction, onFocusChat, onFocusTerminal,
+  onRunCompliance, onOptimizeRoute, onGenerateISO, onExportAudit,
+  onSearchComponents,
+}: CommandPaletteProps) {
+  const [query, setQuery] = useState('');
+  const [selectedIndex, setSelectedIndex] = useState(0);
+  const inputRef = useRef<HTMLInputElement>(null);
+
+  useEffect(() => {
+    if (isOpen) {
+      setQuery('');
+      setSelectedIndex(0);
+      setTimeout(() => inputRef.current?.focus(), 50);
+    }
+  }, [isOpen]);
+
+  if (!isOpen) return null;
+
+  const filtered = commands.filter(c =>
+    c.label.toLowerCase().includes(query.toLowerCase()) ||
+    c.category.toLowerCase().includes(query.toLowerCase())
+  );
+
+  const grouped = filtered.reduce<Record<string, Command[]>>((acc, cmd) => {
+    if (!acc[cmd.category]) acc[cmd.category] = [];
+    acc[cmd.category].push(cmd);
+    return acc;
+  }, {});
+
+  const flatList = Object.values(grouped).flat();
+
+  const executeCommand = (id: string) => {
+    switch (id) {
+      case 'toggle-left': onToggleLeft(); break;
+      case 'toggle-right': onToggleRight(); break;
+      case 'toggle-bottom': onToggleBottom(); break;
+      case 'validate': onValidate(); break;
+      case 'simulate': onSimulate(); break;
+      case 'execute': onExecute(); break;
+      case 'new-transaction': onNewTransaction(); break;
+      case 'focus-chat': onFocusChat(); break;
+      case 'focus-terminal': onFocusTerminal(); break;
+      case 'compliance-pass': onRunCompliance(); break;
+      case 'optimize-route': onOptimizeRoute(); break;
+      case 'gen-iso': onGenerateISO(); break;
+      case 'audit-export': onExportAudit(); break;
+      case 'search-components': onSearchComponents(); break;
+      case 'save': /* already auto-saved */ break;
+      case 'export': /* export handled */ break;
+      case 'import-template': /* import handled */ break;
+    }
+    onClose();
+  };
+
+  const handleKeyDown = (e: React.KeyboardEvent) => {
+    if (e.key === 'Escape') { onClose(); return; }
+    if (e.key === 'Enter' && flatList.length > 0) {
+      executeCommand(flatList[selectedIndex]?.id || flatList[0].id);
+      return;
+    }
+    if (e.key === 'ArrowDown') {
+      e.preventDefault();
+      setSelectedIndex(prev => Math.min(prev + 1, flatList.length - 1));
+    }
+    if (e.key === 'ArrowUp') {
+      e.preventDefault();
+      setSelectedIndex(prev => Math.max(prev - 1, 0));
+    }
+  };
+
+  let runningIndex = 0;
+
+  return (
+    <div className="command-palette-overlay" onClick={onClose}>
+      <div className="command-palette" onClick={e => e.stopPropagation()}>
+        <div className="command-palette-input">
+          <Search size={16} />
+          <input
+            ref={inputRef}
+            type="text"
+            placeholder="Type a command or search..."
+            value={query}
+            onChange={e => { setQuery(e.target.value); setSelectedIndex(0); }}
+            onKeyDown={handleKeyDown}
+          />
+        </div>
+        <div className="command-palette-results">
+          {Object.entries(grouped).map(([category, cmds]) => (
+            <div key={category} className="command-group">
+              <div className="command-group-header">{category}</div>
+              {cmds.map(cmd => {
+                const idx = runningIndex++;
+                return (
+                  <div
+                    key={cmd.id}
+                    className={`command-item ${idx === selectedIndex ? 'selected' : ''}`}
+                    onClick={() => executeCommand(cmd.id)}
+                    onMouseEnter={() => setSelectedIndex(idx)}
+                  >
+                    <ArrowRight size={12} />
+                    <span className="command-label">{cmd.label}</span>
+                    {cmd.shortcut && <kbd className="command-shortcut">{cmd.shortcut}</kbd>}
+                  </div>
+                );
+              })}
+            </div>
+          ))}
+          {filtered.length === 0 && (
+            <div className="command-empty">No commands found</div>
+          )}
+        </div>
+      </div>
+    </div>
+  );
+}
--- a/src/components/LeftPanel.tsx
+++ b/src/components/LeftPanel.tsx
@@ -0,0 +1,334 @@
+import { useState, type DragEvent } from 'react';
+import { Search, Star, Clock, ChevronRight, ChevronDown, GripVertical } from 'lucide-react';
+import { componentCategories, componentItems } from '../data/components';
+import type { ComponentItem, ActivityTab } from '../types';
+
+interface LeftPanelProps {
+  width: number;
+  activityTab: ActivityTab;
+  recentComponents: string[];
+}
+
+const activityTabLabels: Record<ActivityTab, string> = {
+  builder: 'Components',
+  assets: 'Assets',
+  templates: 'Templates',
+  compliance: 'Compliance',
+  routes: 'Routes',
+  protocols: 'Protocols',
+  agents: 'Agents',
+  terminal: 'Terminal',
+  audit: 'Audit',
+  settings: 'Settings',
+};
+
+const activityTabCategories: Partial<Record<ActivityTab, string[]>> = {
+  assets: ['assets'],
+  templates: ['templates'],
+  compliance: ['compliance'],
+  routes: ['routing'],
+  protocols: ['messaging'],
+};
+
+export default function LeftPanel({ width, activityTab, recentComponents }: LeftPanelProps) {
+  const [search, setSearch] = useState('');
+  const [expandedCategories, setExpandedCategories] = useState<Set<string>>(
+    new Set(componentCategories.map(c => c.id))
+  );
+  const [favorites, setFavorites] = useState<Set<string>>(new Set(['transfer', 'swap', 'kyc']));
+  const [activeFilter, setActiveFilter] = useState<'all' | 'favorites' | 'recent'>('all');
+  const [tooltipItem, setTooltipItem] = useState<ComponentItem | null>(null);
+  const [tooltipPos, setTooltipPos] = useState({ x: 0, y: 0 });
+
+  const toggleCategory = (id: string) => {
+    const next = new Set(expandedCategories);
+    if (next.has(id)) next.delete(id); else next.add(id);
+    setExpandedCategories(next);
+  };
+
+  const toggleFavorite = (id: string, e: React.MouseEvent) => {
+    e.stopPropagation();
+    const next = new Set(favorites);
+    if (next.has(id)) next.delete(id); else next.add(id);
+    setFavorites(next);
+  };
+
+  const onDragStart = (e: DragEvent, item: ComponentItem) => {
+    e.dataTransfer.setData('application/transactflow-component', JSON.stringify(item));
+    e.dataTransfer.effectAllowed = 'move';
+
+    // Create drag preview
+    const preview = document.createElement('div');
+    preview.className = 'drag-preview';
+    preview.innerHTML = `<span>${item.icon}</span> <span>${item.label}</span>`;
+    preview.style.cssText = 'position:fixed;top:-100px;left:-100px;background:#1a1a20;border:1px solid #3b82f6;border-radius:6px;padding:6px 12px;color:#e4e4e8;font-size:12px;display:flex;align-items:center;gap:6px;z-index:10000;pointer-events:none;';
+    document.body.appendChild(preview);
+    e.dataTransfer.setDragImage(preview, 0, 0);
+    setTimeout(() => document.body.removeChild(preview), 0);
+  };
+
+  const showTooltip = (item: ComponentItem, e: React.MouseEvent) => {
+    setTooltipItem(item);
+    setTooltipPos({ x: e.clientX + 12, y: e.clientY - 10 });
+  };
+
+  const hideTooltip = () => setTooltipItem(null);
+
+  // For non-builder tabs, show filtered content
+  if (activityTab !== 'builder') {
+    const categoryFilter = activityTabCategories[activityTab];
+
+    if (activityTab === 'settings') {
+      return (
+        <div className="left-panel" style={{ width }}>
+          <div className="panel-header"><span className="panel-title">{activityTabLabels[activityTab]}</span></div>
+          <div className="left-panel-content">
+            <div className="settings-panel">
+              <div className="settings-group">
+                <div className="settings-group-header">Workspace</div>
+                <div className="settings-item"><span>Theme</span><span className="settings-value">Dark</span></div>
+                <div className="settings-item"><span>Font Size</span><span className="settings-value">13px</span></div>
+                <div className="settings-item"><span>Snap to Grid</span><span className="settings-value">Enabled</span></div>
+                <div className="settings-item"><span>Grid Size</span><span className="settings-value">16px</span></div>
+              </div>
+              <div className="settings-group">
+                <div className="settings-group-header">Canvas</div>
+                <div className="settings-item"><span>Auto-save</span><span className="settings-value">On</span></div>
+                <div className="settings-item"><span>Minimap</span><span className="settings-value">Visible</span></div>
+                <div className="settings-item"><span>Animations</span><span className="settings-value">Enabled</span></div>
+              </div>
+              <div className="settings-group">
+                <div className="settings-group-header">Compliance</div>
+                <div className="settings-item"><span>Auto-validate</span><span className="settings-value">Off</span></div>
+                <div className="settings-item"><span>Jurisdiction</span><span className="settings-value">Multi</span></div>
+              </div>
+            </div>
+          </div>
+        </div>
+      );
+    }
+
+    if (activityTab === 'terminal' || activityTab === 'audit') {
+      return (
+        <div className="left-panel" style={{ width }}>
+          <div className="panel-header"><span className="panel-title">{activityTabLabels[activityTab]}</span></div>
+          <div className="left-panel-content">
+            <div className="empty-state">
+              <p>{activityTab === 'terminal' ? 'Terminal output is shown in the bottom panel.' : 'Audit trail is shown in the bottom panel.'}</p>
+              <p style={{ marginTop: 8, fontSize: 11 }}>Use <kbd style={{ background: '#1a1a20', border: '1px solid #2a2a32', borderRadius: 3, padding: '1px 4px', fontSize: 10 }}>Ctrl+`</kbd> to toggle the bottom panel.</p>
+            </div>
+          </div>
+        </div>
+      );
+    }
+
+    if (activityTab === 'agents') {
+      const agentList = [
+        { name: 'Builder Agent', desc: 'Helps construct transaction flows', color: '#3b82f6' },
+        { name: 'Compliance Agent', desc: 'Monitors policy violations', color: '#22c55e' },
+        { name: 'Routing Agent', desc: 'Optimizes execution paths', color: '#f97316' },
+        { name: 'ISO-20022 Agent', desc: 'Generates messaging payloads', color: '#a855f7' },
+        { name: 'Settlement Agent', desc: 'Manages settlement instructions', color: '#eab308' },
+        { name: 'Risk Agent', desc: 'Evaluates transaction risk', color: '#ef4444' },
+        { name: 'Documentation Agent', desc: 'Generates deal memos', color: '#6b7280' },
+      ];
+      return (
+        <div className="left-panel" style={{ width }}>
+          <div className="panel-header"><span className="panel-title">Agents</span></div>
+          <div className="left-panel-content">
+            {agentList.map(a => (
+              <div key={a.name} className="agent-list-item">
+                <div className="agent-list-dot" style={{ background: a.color }} />
+                <div>
+                  <div className="agent-list-name">{a.name}</div>
+                  <div className="agent-list-desc">{a.desc}</div>
+                </div>
+              </div>
+            ))}
+          </div>
+        </div>
+      );
+    }
+
+    // For assets, templates, compliance, routes, protocols: show filtered components
+    const filteredItems = categoryFilter
+      ? componentItems.filter(i => categoryFilter.includes(i.category))
+      : componentItems;
+
+    const searchFiltered = filteredItems.filter(item =>
+      item.label.toLowerCase().includes(search.toLowerCase()) ||
+      item.description.toLowerCase().includes(search.toLowerCase())
+    );
+
+    return (
+      <div className="left-panel" style={{ width }}>
+        <div className="panel-header"><span className="panel-title">{activityTabLabels[activityTab]}</span></div>
+        <div className="left-panel-search">
+          <Search size={14} className="search-icon" />
+          <input
+            type="text"
+            placeholder={`Search ${activityTabLabels[activityTab].toLowerCase()}...`}
+            value={search}
+            onChange={e => setSearch(e.target.value)}
+          />
+        </div>
+        <div className="left-panel-content">
+          <div className="category-items flat">
+            {searchFiltered.map(item => (
+              <div
+                key={item.id}
+                className="component-item"
+                draggable
+                onDragStart={e => onDragStart(e, item)}
+                onMouseEnter={e => showTooltip(item, e)}
+                onMouseLeave={hideTooltip}
+              >
+                <GripVertical size={12} className="drag-handle" />
+                <span className="component-icon">{item.icon}</span>
+                <span className="component-label">{item.label}</span>
+                <button className={`fav-btn ${favorites.has(item.id) ? 'active' : ''}`} onClick={e => toggleFavorite(item.id, e)}>
+                  <Star size={11} />
+                </button>
+              </div>
+            ))}
+            {searchFiltered.length === 0 && <div className="empty-state">No items found</div>}
+          </div>
+        </div>
+        {tooltipItem && (
+          <div className="component-tooltip" style={{ top: tooltipPos.y, left: tooltipPos.x }}>
+            <div className="tooltip-header">{tooltipItem.icon} {tooltipItem.label}</div>
+            <div className="tooltip-desc">{tooltipItem.description}</div>
+            <div className="tooltip-meta">
+              <span className="tooltip-cat" style={{ color: tooltipItem.color }}>
+                {componentCategories.find(c => c.id === tooltipItem.category)?.label}
+              </span>
+            </div>
+            {tooltipItem.inputs && <div className="tooltip-fields"><strong>Inputs:</strong> {tooltipItem.inputs.join(', ')}</div>}
+            {tooltipItem.outputs && <div className="tooltip-fields"><strong>Outputs:</strong> {tooltipItem.outputs.join(', ')}</div>}
+          </div>
+        )}
+      </div>
+    );
+  }
+
+  // Builder tab: full component library
+  const filtered = componentItems.filter(item =>
+    item.label.toLowerCase().includes(search.toLowerCase()) ||
+    item.description.toLowerCase().includes(search.toLowerCase())
+  );
+
+  const displayItems = activeFilter === 'favorites'
+    ? filtered.filter(i => favorites.has(i.id))
+    : activeFilter === 'recent'
+    ? filtered.filter(i => recentComponents.includes(i.id)).sort((a, b) => recentComponents.indexOf(a.id) - recentComponents.indexOf(b.id))
+    : filtered;
+
+  return (
+    <div className="left-panel" style={{ width }}>
+      <div className="panel-header">
+        <span className="panel-title">Components</span>
+      </div>
+
+      <div className="left-panel-search">
+        <Search size={14} className="search-icon" />
+        <input
+          type="text"
+          placeholder="Search components..."
+          value={search}
+          onChange={e => setSearch(e.target.value)}
+        />
+      </div>
+
+      <div className="left-panel-filters">
+        <button className={`filter-btn ${activeFilter === 'all' ? 'active' : ''}`} onClick={() => setActiveFilter('all')}>All</button>
+        <button className={`filter-btn ${activeFilter === 'favorites' ? 'active' : ''}`} onClick={() => setActiveFilter('favorites')}>
+          <Star size={11} /> Favorites
+        </button>
+        <button className={`filter-btn ${activeFilter === 'recent' ? 'active' : ''}`} onClick={() => setActiveFilter('recent')}>
+          <Clock size={11} /> Recent
+        </button>
+      </div>
+
+      <div className="left-panel-content">
+        {activeFilter === 'all' && !search ? (
+          componentCategories.map(cat => {
+            const catItems = displayItems.filter(i => i.category === cat.id);
+            if (catItems.length === 0) return null;
+            const isExpanded = expandedCategories.has(cat.id);
+            return (
+              <div key={cat.id} className="component-category">
+                <div className="category-header" onClick={() => toggleCategory(cat.id)}>
+                  {isExpanded ? <ChevronDown size={14} /> : <ChevronRight size={14} />}
+                  <span className="category-icon">{cat.icon}</span>
+                  <span className="category-label">{cat.label}</span>
+                  <span className="category-count">{catItems.length}</span>
+                </div>
+                {isExpanded && (
+                  <div className="category-items">
+                    {catItems.map(item => (
+                      <div
+                        key={item.id}
+                        className="component-item"
+                        draggable
+                        onDragStart={e => onDragStart(e, item)}
+                        onMouseEnter={e => showTooltip(item, e)}
+                        onMouseLeave={hideTooltip}
+                      >
+                        <GripVertical size={12} className="drag-handle" />
+                        <span className="component-icon">{item.icon}</span>
+                        <span className="component-label">{item.label}</span>
+                        <button className={`fav-btn ${favorites.has(item.id) ? 'active' : ''}`} onClick={e => toggleFavorite(item.id, e)}>
+                          <Star size={11} />
+                        </button>
+                      </div>
+                    ))}
+                  </div>
+                )}
+              </div>
+            );
+          })
+        ) : (
+          <div className="category-items flat">
+            {displayItems.map(item => (
+              <div
+                key={item.id}
+                className="component-item"
+                draggable
+                onDragStart={e => onDragStart(e, item)}
+                onMouseEnter={e => showTooltip(item, e)}
+                onMouseLeave={hideTooltip}
+              >
+                <GripVertical size={12} className="drag-handle" />
+                <span className="component-icon">{item.icon}</span>
+                <span className="component-label">{item.label}</span>
+                <span className="component-category-badge">
+                  {componentCategories.find(c => c.id === item.category)?.label}
+                </span>
+                <button className={`fav-btn ${favorites.has(item.id) ? 'active' : ''}`} onClick={e => toggleFavorite(item.id, e)}>
+                  <Star size={11} />
+                </button>
+              </div>
+            ))}
+            {displayItems.length === 0 && (
+              <div className="empty-state">
+                {activeFilter === 'recent' ? 'No recently used components. Drag a component to the canvas to see it here.' : 'No matching components found.'}
+              </div>
+            )}
+          </div>
+        )}
+      </div>
+
+      {tooltipItem && (
+        <div className="component-tooltip" style={{ top: tooltipPos.y, left: tooltipPos.x }}>
+          <div className="tooltip-header">{tooltipItem.icon} {tooltipItem.label}</div>
+          <div className="tooltip-desc">{tooltipItem.description}</div>
+          <div className="tooltip-meta">
+            <span className="tooltip-cat" style={{ color: tooltipItem.color }}>
+              {componentCategories.find(c => c.id === tooltipItem.category)?.label}
+            </span>
+          </div>
+        </div>
+      )}
+    </div>
+  );
+}
--- a/src/components/RightPanel.tsx
+++ b/src/components/RightPanel.tsx
@@ -0,0 +1,370 @@
+import { useState, useRef, useEffect } from 'react';
+import {
+  Send, Sparkles, Wrench, ShieldCheck, Route, FileText,
+  Landmark, AlertTriangle, BookOpen, ChevronDown, Plus,
+  Zap, RefreshCw, FileOutput, MessageSquare,
+  History, Target
+} from 'lucide-react';
+import type { Agent, ChatMessage, ConversationScope, ComponentItem } from '../types';
+import { sampleMessages, sampleThreads } from '../data/sampleData';
+import { componentItems } from '../data/components';
+import type { Node, Edge } from '@xyflow/react';
+
+const agents: { id: Agent; icon: typeof Sparkles; color: string }[] = [
+  { id: 'Builder', icon: Sparkles, color: '#3b82f6' },
+  { id: 'Compliance', icon: ShieldCheck, color: '#22c55e' },
+  { id: 'Routing', icon: Route, color: '#f97316' },
+  { id: 'ISO-20022', icon: FileText, color: '#a855f7' },
+  { id: 'Settlement', icon: Landmark, color: '#eab308' },
+  { id: 'Risk', icon: AlertTriangle, color: '#ef4444' },
+  { id: 'Documentation', icon: BookOpen, color: '#6b7280' },
+];
+
+interface RightPanelProps {
+  width: number;
+  nodes: Node[];
+  edges: Edge[];
+  selectedNodes: Node[];
+  chatInputRef: React.RefObject<HTMLInputElement | null>;
+  onInsertBlock: (item: ComponentItem, position: { x: number; y: number }) => void;
+  onRunValidation: () => void;
+  onOptimizeRoute: () => void;
+  onRunCompliance: () => void;
+  onGenerateSettlement: () => void;
+}
+
+export default function RightPanel({
+  width, nodes, edges, selectedNodes, chatInputRef,
+  onInsertBlock, onRunValidation, onOptimizeRoute, onRunCompliance, onGenerateSettlement,
+}: RightPanelProps) {
+  const [activeAgent, setActiveAgent] = useState<Agent>('Builder');
+  const [messages, setMessages] = useState<ChatMessage[]>(sampleMessages);
+  const [input, setInput] = useState('');
+  const [showAgentMenu, setShowAgentMenu] = useState(false);
+  const [showContext, setShowContext] = useState(false);
+  const [showThreads, setShowThreads] = useState(false);
+  const [scope, setScope] = useState<ConversationScope>('full-transaction');
+  const [showScopeMenu, setShowScopeMenu] = useState(false);
+  const messagesEnd = useRef<HTMLDivElement>(null);
+
+  useEffect(() => {
+    messagesEnd.current?.scrollIntoView({ behavior: 'smooth' });
+  }, [messages]);
+
+  const getCanvasContext = () => {
+    const nodeLabels = nodes.map(n => (n.data as Record<string, unknown>).label as string);
+    const categories = [...new Set(nodes.map(n => (n.data as Record<string, unknown>).category as string))];
+    const hasCompliance = categories.includes('compliance');
+    const hasRouting = categories.includes('routing');
+    const disconnected = nodes.filter(n => !edges.some(e => e.source === n.id || e.target === n.id));
+    const selectedLabels = selectedNodes.map(n => (n.data as Record<string, unknown>).label as string);
+    return { nodeLabels, categories, hasCompliance, hasRouting, disconnected, selectedLabels, nodeCount: nodes.length, edgeCount: edges.length };
+  };
+
+  const sendMessage = () => {
+    if (!input.trim()) return;
+    const userMsg: ChatMessage = {
+      id: Date.now().toString(),
+      agent: 'User',
+      content: input,
+      timestamp: new Date(),
+      type: 'user',
+    };
+    setMessages(prev => [...prev, userMsg]);
+    const capturedInput = input;
+    setInput('');
+
+    setTimeout(() => {
+      const ctx = getCanvasContext();
+      const buildResponse = (): string => {
+        const lowerInput = capturedInput.toLowerCase();
+
+        switch (activeAgent) {
+          case 'Builder': {
+            if (selectedNodes.length > 0) {
+              const sel = (selectedNodes[0].data as Record<string, unknown>).label as string;
+              if (lowerInput.includes('explain')) return `The "${sel}" block ${getBlockExplanation(sel)}. It currently has ${edges.filter(e => e.source === selectedNodes[0].id || e.target === selectedNodes[0].id).length} connection(s).`;
+              if (lowerInput.includes('next') || lowerInput.includes('suggest')) return `After "${sel}", I recommend adding a ${suggestNextBlock(sel)}. This would complete the ${(selectedNodes[0].data as Record<string, unknown>).category} flow.`;
+            }
+            if (lowerInput.includes('build') || lowerInput.includes('create') || lowerInput.includes('set up') || lowerInput.includes('payment')) {
+              if (ctx.nodeCount === 0) return `To build a transaction flow, start by dragging a "Fiat Account" or "Stablecoin Wallet" from the left panel as your source. Then add a "${capturedInput.includes('swap') ? 'Swap' : 'Transfer'}" action and connect them.`;
+              return `Your graph has ${ctx.nodeCount} nodes. Try dragging a "${capturedInput.includes('swap') ? 'Swap' : 'Transfer'}" block onto the canvas and connecting it to your source.`;
+            }
+            if (ctx.disconnected.length > 0) return `I notice ${ctx.disconnected.length} disconnected node(s) in your graph: ${ctx.disconnected.map(n => (n.data as Record<string, unknown>).label).join(', ')}. Connect them to complete the flow.`;
+            return `I can help you build that flow. Try dragging a "${capturedInput.includes('swap') ? 'Swap' : 'Transfer'}" block onto the canvas and connecting it to your source. Your graph currently has ${ctx.nodeCount} nodes and ${ctx.edgeCount} connections.`;
+          }
+          case 'Compliance': {
+            if (lowerInput.includes('check') || lowerInput.includes('compliance') || lowerInput.includes('review')) {
+              if (!ctx.hasCompliance && ctx.nodeCount > 0) return `WARNING: Your transaction graph has ${ctx.nodeCount} nodes but no compliance checks. I recommend adding KYC and AML nodes before the settlement step. This is required for cross-border transactions.`;
+              if (ctx.hasCompliance) return `Running compliance check on the current graph. No policy violations detected for the selected jurisdiction. ${ctx.nodeCount} nodes verified against 47 compliance rules.`;
+              return `Running compliance check on the current graph. No policy violations detected for the selected jurisdiction.`;
+            }
+            if (lowerInput.includes('violation') || lowerInput.includes('failure')) return `Scanning graph for policy violations... ${ctx.hasCompliance ? 'All compliance nodes are properly configured. No violations found.' : 'No compliance nodes found in graph. Consider adding KYC/AML checks.'}`;
+            return `Running compliance check on the current graph. No policy violations detected for the selected jurisdiction.`;
+          }
+          case 'Routing': {
+            if (ctx.hasRouting) return `Analyzing ${ctx.nodeCount} nodes with routing configuration. Found optimal path via ${ctx.nodeLabels.find(l => l.includes('Route') || l.includes('Router')) || 'Banking Rail'}. Estimated fee: 0.02%, latency: 230ms.`;
+            return `Analyzing optimal routes... Found 3 execution paths. The best route via Banking Rail offers lowest fees at 0.02%. Your graph has ${ctx.nodeCount} nodes across ${ctx.edgeCount} connections.`;
+          }
+          case 'ISO-20022': {
+            if (ctx.nodeCount > 0) return `Based on your graph with ${ctx.nodeCount} nodes, I can generate a pain.001 message. The required fields from your current configuration: debtor (${ctx.nodeLabels[0] || 'source'}), creditor (${ctx.nodeLabels[ctx.nodeLabels.length - 1] || 'destination'}), amount, and currency.`;
+            return `I can generate a pain.001 message for this transfer. The required fields based on your current graph are: debtor, creditor, amount, and currency.`;
+          }
+          case 'Settlement': {
+            return `Current settlement window for this transaction type is T+1. ${ctx.nodeCount > 0 ? `Your graph has ${ctx.nodeCount} nodes ready for settlement processing.` : 'I recommend adding a settlement instruction block to specify your preferred CSD.'}`;
+          }
+          case 'Risk': {
+            if (ctx.nodeCount > 0) {
+              const riskLevel = ctx.hasCompliance ? 'LOW' : 'MEDIUM';
+              return `Risk assessment: ${riskLevel}. ${ctx.nodeCount} nodes evaluated. ${ctx.hasCompliance ? 'Compliance checks present.' : 'No compliance nodes — risk elevated.'} ${ctx.disconnected.length > 0 ? `${ctx.disconnected.length} disconnected node(s) detected.` : 'All nodes connected.'}`;
+            }
+            return `Risk assessment: LOW. Transaction amount is within normal parameters. No counterparty risk flags detected.`;
+          }
+          case 'Documentation': {
+            if (ctx.nodeCount > 0) return `Generating deal memo for "${ctx.nodeLabels[0]}" flow with ${ctx.nodeCount} nodes. Categories: ${ctx.categories.join(', ')}. ${ctx.edgeCount} connections mapped. ${ctx.hasCompliance ? 'Compliance: verified.' : 'Compliance: not yet added.'}`;
+            return `I'll generate a deal memo for this transaction. It will include the execution path, compliance checks, and settlement instructions.`;
+          }
+          default:
+            return 'How can I assist you?';
+        }
+      };
+
+      const reply: ChatMessage = {
+        id: (Date.now() + 1).toString(),
+        agent: activeAgent,
+        content: buildResponse(),
+        timestamp: new Date(),
+        type: 'agent',
+      };
+      setMessages(prev => [...prev, reply]);
+    }, 800);
+  };
+
+  const currentAgentDef = agents.find(a => a.id === activeAgent)!;
+  const CurrentIcon = currentAgentDef.icon;
+
+  const scopeLabels: Record<ConversationScope, string> = {
+    'current-node': 'Current Node',
+    'current-flow': 'Current Flow',
+    'full-transaction': 'Full Transaction',
+    'terminal': 'Terminal',
+    'compliance': 'Compliance Only',
+  };
+
+  // Context from canvas
+  const ctx = getCanvasContext();
+
+  const handleInsertBlock = () => {
+    const suggestions = ['transfer', 'kyc', 'banking-rail'];
+    const item = componentItems.find(c => c.id === suggestions[Math.floor(Math.random() * suggestions.length)]);
+    if (item) onInsertBlock(item, { x: 250 + Math.random() * 200, y: 150 + Math.random() * 200 });
+  };
+
+  return (
+    <div className="right-panel" style={{ width }}>
+      <div className="panel-header">
+        <div className="chat-header-agent" onClick={() => setShowAgentMenu(!showAgentMenu)}>
+          <CurrentIcon size={14} color={currentAgentDef.color} />
+          <span>{activeAgent} Agent</span>
+          <ChevronDown size={12} />
+          {showAgentMenu && (
+            <div className="agent-dropdown">
+              {agents.map(a => {
+                const Icon = a.icon;
+                return (
+                  <div
+                    key={a.id}
+                    className={`agent-option ${a.id === activeAgent ? 'active' : ''}`}
+                    onClick={(e) => { e.stopPropagation(); setActiveAgent(a.id); setShowAgentMenu(false); }}
+                  >
+                    <Icon size={14} color={a.color} />
+                    <span>{a.id}</span>
+                  </div>
+                );
+              })}
+            </div>
+          )}
+        </div>
+        <div className="chat-header-actions">
+          <div className="scope-selector" onClick={() => setShowScopeMenu(!showScopeMenu)}>
+            <Target size={11} />
+            <span>{scopeLabels[scope]}</span>
+            <ChevronDown size={10} />
+            {showScopeMenu && (
+              <div className="scope-dropdown">
+                {(Object.keys(scopeLabels) as ConversationScope[]).map(s => (
+                  <div
+                    key={s}
+                    className={`scope-option ${s === scope ? 'active' : ''}`}
+                    onClick={e => { e.stopPropagation(); setScope(s); setShowScopeMenu(false); }}
+                  >
+                    {scopeLabels[s]}
+                  </div>
+                ))}
+              </div>
+            )}
+          </div>
+          <button
+            className={`icon-btn-xs ${showThreads ? 'active' : ''}`}
+            onClick={() => setShowThreads(!showThreads)}
+            title="Thread History"
+          >
+            <History size={12} />
+          </button>
+          <button
+            className={`context-toggle ${showContext ? 'active' : ''}`}
+            onClick={() => setShowContext(!showContext)}
+            title="Toggle context panel"
+          >
+            Context
+          </button>
+        </div>
+      </div>
+
+      <div className="agent-tabs">
+        {agents.map(a => {
+          const Icon = a.icon;
+          return (
+            <button
+              key={a.id}
+              className={`agent-tab ${a.id === activeAgent ? 'active' : ''}`}
+              onClick={() => setActiveAgent(a.id)}
+              title={a.id}
+              style={a.id === activeAgent ? { borderBottomColor: a.color } : {}}
+            >
+              <Icon size={13} color={a.id === activeAgent ? a.color : '#666'} />
+            </button>
+          );
+        })}
+      </div>
+
+      {showThreads && (
+        <div className="thread-history">
+          <div className="thread-history-header">Thread History</div>
+          {sampleThreads.map(t => (
+            <div key={t.id} className="thread-item" onClick={() => setShowThreads(false)}>
+              <MessageSquare size={12} color={agents.find(a => a.id === t.agent)?.color} />
+              <div className="thread-item-content">
+                <span className="thread-item-title">{t.title}</span>
+                <span className="thread-item-meta">{t.agent} · {t.messageCount} messages</span>
+              </div>
+            </div>
+          ))}
+        </div>
+      )}
+
+      {showContext && (
+        <div className="context-panel">
+          <div className="context-section">
+            <span className="context-label">Selected</span>
+            <span className="context-value">{ctx.selectedLabels.length > 0 ? ctx.selectedLabels.join(', ') : 'None'}</span>
+          </div>
+          <div className="context-section">
+            <span className="context-label">Nodes</span>
+            <span className="context-value">{ctx.nodeCount}</span>
+          </div>
+          <div className="context-section">
+            <span className="context-label">Connections</span>
+            <span className="context-value">{ctx.edgeCount}</span>
+          </div>
+          <div className="context-section">
+            <span className="context-label">Jurisdiction</span>
+            <span className="context-value">Multi</span>
+          </div>
+          <div className="context-section">
+            <span className="context-label">Counterparties</span>
+            <span className="context-value">{ctx.nodeCount > 0 ? Math.max(1, Math.floor(ctx.nodeCount / 3)) : 0}</span>
+          </div>
+          <div className="context-section">
+            <span className="context-label">Compliance</span>
+            <span className={`context-value ${ctx.hasCompliance ? 'pass' : (ctx.nodeCount > 0 ? 'warn' : '')}`}>
+              {ctx.hasCompliance ? 'Pass' : (ctx.nodeCount > 0 ? 'Missing' : 'N/A')}
+            </span>
+          </div>
+          <div className="context-section">
+            <span className="context-label">Categories</span>
+            <span className="context-value">{ctx.categories.length > 0 ? ctx.categories.join(', ') : '—'}</span>
+          </div>
+          <div className="context-section">
+            <span className="context-label">Est. Fees</span>
+            <span className="context-value">{ctx.nodeCount > 0 ? '$0.02%' : '—'}</span>
+          </div>
+        </div>
+      )}
+
+      <div className="chat-messages">
+        {messages.map(msg => (
+          <div key={msg.id} className={`chat-message ${msg.type}`}>
+            <div className="message-header">
+              <span className="message-agent">{msg.agent}</span>
+              <span className="message-time">
+                {msg.timestamp.toLocaleTimeString([], { hour: '2-digit', minute: '2-digit' })}
+              </span>
+            </div>
+            <div className="message-content">{msg.content}</div>
+          </div>
+        ))}
+        <div ref={messagesEnd} />
+      </div>
+
+      <div className="action-tray">
+        <button className="action-tray-btn" title="Insert recommended block" onClick={handleInsertBlock}>
+          <Plus size={12} /> Insert Block
+        </button>
+        <button className="action-tray-btn" title="Repair graph" onClick={onRunValidation}>
+          <Wrench size={12} /> Repair
+        </button>
+        <button className="action-tray-btn" title="Optimize route" onClick={onOptimizeRoute}>
+          <Zap size={12} /> Optimize
+        </button>
+        <button className="action-tray-btn" title="Run compliance" onClick={onRunCompliance}>
+          <ShieldCheck size={12} /> Comply
+        </button>
+        <button className="action-tray-btn" title="Generate settlement message" onClick={onGenerateSettlement}>
+          <FileOutput size={12} /> Settle
+        </button>
+        <button className="action-tray-btn" title="Refresh context" onClick={() => setShowContext(true)}>
+          <RefreshCw size={12} />
+        </button>
+      </div>
+
+      <div className="chat-input-area">
+        <input
+          ref={chatInputRef}
+          type="text"
+          placeholder={`Ask ${activeAgent} Agent...`}
+          value={input}
+          onChange={e => setInput(e.target.value)}
+          onKeyDown={e => e.key === 'Enter' && sendMessage()}
+        />
+        <button className="send-btn" onClick={sendMessage} disabled={!input.trim()}>
+          <Send size={14} />
+        </button>
+      </div>
+    </div>
+  );
+}
+
+function getBlockExplanation(label: string): string {
+  const explanations: Record<string, string> = {
+    'Fiat Account': 'represents a traditional fiat currency account, typically used as a source or destination for fund transfers',
+    'Transfer': 'moves value from one account to another along a defined path',
+    'KYC': 'performs Know Your Customer verification before allowing the transaction to proceed',
+    'AML': 'runs Anti-Money Laundering screening against watchlists',
+    'Swap': 'exchanges one asset type for another at the current market rate',
+    'Banking Rail': 'routes the transaction through traditional banking infrastructure',
+  };
+  return explanations[label] || 'is a transaction primitive used in flow composition';
+}
+
+function suggestNextBlock(label: string): string {
+  const suggestions: Record<string, string> = {
+    'Fiat Account': 'Transfer or Convert block',
+    'Transfer': 'KYC compliance check',
+    'KYC': 'AML screening node',
+    'AML': 'Banking Rail or DEX Route',
+    'Swap': 'Settlement instruction',
+    'Banking Rail': 'Settlement instruction',
+  };
+  return suggestions[label] || 'compliance or routing node';
+}
--- a/src/components/TitleBar.tsx
+++ b/src/components/TitleBar.tsx
@@ -0,0 +1,166 @@
+import { useState } from 'react';
+import {
+  Search, Bell, ChevronDown, Play, FlaskConical, ShieldCheck, Zap,
+  Command, User, LogOut, Settings, Shield
+} from 'lucide-react';
+import type { SessionMode } from '../types';
+import { sampleNotifications } from '../data/sampleData';
+
+const modeColors: Record<SessionMode, string> = {
+  Sandbox: '#eab308',
+  Simulate: '#3b82f6',
+  Live: '#22c55e',
+  'Compliance Review': '#a855f7',
+};
+
+interface TitleBarProps {
+  mode: SessionMode;
+  onModeChange: (mode: SessionMode) => void;
+  onToggleCommandPalette: () => void;
+  onValidate: () => void;
+  onSimulate: () => void;
+  onExecute: () => void;
+}
+
+export default function TitleBar({ mode, onModeChange, onToggleCommandPalette, onValidate, onSimulate, onExecute }: TitleBarProps) {
+  const [showModeMenu, setShowModeMenu] = useState(false);
+  const [showNotifications, setShowNotifications] = useState(false);
+  const [showUserMenu, setShowUserMenu] = useState(false);
+  const [notifications, setNotifications] = useState(sampleNotifications);
+
+  const modes: SessionMode[] = ['Sandbox', 'Simulate', 'Live', 'Compliance Review'];
+  const unreadCount = notifications.filter(n => !n.read).length;
+
+  const markAllRead = () => {
+    setNotifications(prev => prev.map(n => ({ ...n, read: true })));
+  };
+
+  const notifTypeColors: Record<string, string> = {
+    info: '#3b82f6',
+    success: '#22c55e',
+    warning: '#eab308',
+    error: '#ef4444',
+  };
+
+  return (
+    <div className="title-bar">
+      <div className="title-bar-left">
+        <div className="title-bar-logo">
+          <Zap size={18} color="#3b82f6" />
+          <span className="title-bar-name">TransactFlow</span>
+        </div>
+        <div className="title-bar-separator" />
+        <span className="title-bar-workspace">Institutional Workspace</span>
+        <div className="title-bar-separator" />
+        <div className="mode-selector" onClick={() => setShowModeMenu(!showModeMenu)}>
+          <div className="mode-dot" style={{ background: modeColors[mode] }} />
+          <span>{mode}</span>
+          <ChevronDown size={12} />
+          {showModeMenu && (
+            <div className="mode-dropdown">
+              {modes.map(m => (
+                <div
+                  key={m}
+                  className={`mode-option ${m === mode ? 'active' : ''}`}
+                  onClick={(e) => { e.stopPropagation(); onModeChange(m); setShowModeMenu(false); }}
+                >
+                  <div className="mode-dot" style={{ background: modeColors[m] }} />
+                  {m}
+                </div>
+              ))}
+            </div>
+          )}
+        </div>
+      </div>
+
+      <div className="title-bar-center">
+        <button className="title-bar-search" onClick={onToggleCommandPalette}>
+          <Search size={13} />
+          <span>Search or run command...</span>
+          <kbd>Ctrl+K</kbd>
+        </button>
+      </div>
+
+      <div className="title-bar-right">
+        <button className="title-bar-action validate" title="Validate (Ctrl+Shift+V)" onClick={onValidate}>
+          <ShieldCheck size={15} />
+          <span>Validate</span>
+        </button>
+        <button className="title-bar-action simulate" title="Simulate (Ctrl+Shift+S)" onClick={onSimulate}>
+          <FlaskConical size={15} />
+          <span>Simulate</span>
+        </button>
+        <button className="title-bar-action execute" title="Execute (Ctrl+Shift+E)" onClick={onExecute}>
+          <Play size={15} />
+          <span>Execute</span>
+        </button>
+        <div className="title-bar-separator" />
+
+        {/* Notification bell with dropdown */}
+        <div className="notification-wrapper">
+          <button className="icon-btn" title="Notifications" onClick={() => { setShowNotifications(!showNotifications); setShowUserMenu(false); }}>
+            <Bell size={16} />
+            {unreadCount > 0 && <span className="notification-badge">{unreadCount}</span>}
+          </button>
+          {showNotifications && (
+            <div className="notification-dropdown">
+              <div className="notification-dropdown-header">
+                <span>Notifications</span>
+                {unreadCount > 0 && (
+                  <button className="mark-read-btn" onClick={markAllRead}>Mark all read</button>
+                )}
+              </div>
+              {notifications.map(n => (
+                <div key={n.id} className={`notification-item ${n.read ? 'read' : ''}`} onClick={() => setNotifications(prev => prev.map(x => x.id === n.id ? { ...x, read: true } : x))}>
+                  <div className="notification-dot" style={{ background: notifTypeColors[n.type] }} />
+                  <div className="notification-content">
+                    <span className="notification-title">{n.title}</span>
+                    <span className="notification-message">{n.message}</span>
+                    <span className="notification-time">{n.timestamp.toLocaleTimeString([], { hour: '2-digit', minute: '2-digit' })}</span>
+                  </div>
+                </div>
+              ))}
+            </div>
+          )}
+        </div>
+
+        <button className="icon-btn" title="Command Palette" onClick={onToggleCommandPalette}>
+          <Command size={16} />
+        </button>
+
+        {/* User menu with dropdown */}
+        <div className="user-menu-wrapper">
+          <button className="icon-btn user-btn" title="User Settings" onClick={() => { setShowUserMenu(!showUserMenu); setShowNotifications(false); }}>
+            <User size={16} />
+          </button>
+          {showUserMenu && (
+            <div className="user-menu-dropdown">
+              <div className="user-menu-profile">
+                <div className="user-avatar">JD</div>
+                <div>
+                  <div className="user-name">Jane Doe</div>
+                  <div className="user-role">Admin · Compliance Officer</div>
+                </div>
+              </div>
+              <div className="user-menu-divider" />
+              <div className="user-menu-item">
+                <User size={13} /> <span>Profile</span>
+              </div>
+              <div className="user-menu-item">
+                <Settings size={13} /> <span>Settings</span>
+              </div>
+              <div className="user-menu-item">
+                <Shield size={13} /> <span>Permissions</span>
+                <span className="user-menu-badge">Admin</span>
+              </div>
+              <div className="user-menu-divider" />
+              <div className="user-menu-item logout">
+                <LogOut size={13} /> <span>Sign Out</span>
+              </div>
+            </div>
+          )}
+        </div>
+      </div>
+    </div>
+  );
+}
--- a/src/components/TransactionNode.tsx
+++ b/src/components/TransactionNode.tsx
@@ -0,0 +1,54 @@
+import { memo } from 'react';
+import { Handle, Position, type NodeProps } from '@xyflow/react';
+import { AlertTriangle, CheckCircle2, XCircle, Shield } from 'lucide-react';
+
+type TransactionNodeData = {
+  label: string;
+  category: string;
+  icon: string;
+  color: string;
+  status?: 'valid' | 'warning' | 'error';
+};
+
+const complianceCategories = ['compliance'];
+const routingCategories = ['routing'];
+
+function TransactionNodeComponent({ data, selected }: NodeProps) {
+  const nodeData = data as unknown as TransactionNodeData;
+  const statusIcon = nodeData.status === 'valid' ? <CheckCircle2 size={10} color="#22c55e" /> :
+    nodeData.status === 'warning' ? <AlertTriangle size={10} color="#eab308" /> :
+    nodeData.status === 'error' ? <XCircle size={10} color="#ef4444" /> : null;
+
+  const isCompliance = complianceCategories.includes(nodeData.category);
+  const isRouting = routingCategories.includes(nodeData.category);
+
+  return (
+    <div className={`transaction-node ${selected ? 'selected' : ''} ${nodeData.status ? `status-${nodeData.status}` : ''}`}
+      style={{ borderColor: selected ? '#3b82f6' : nodeData.color + '60' }}>
+      <Handle type="target" position={Position.Left} className="node-handle" />
+      <div className="node-header" style={{ borderBottomColor: nodeData.color + '30' }}>
+        <span className="node-icon">{nodeData.icon}</span>
+        <span className="node-label">{nodeData.label}</span>
+        <div className="node-badges">
+          {isCompliance && (
+            <span className="node-badge compliance" title="Compliance node">
+              <Shield size={8} />
+            </span>
+          )}
+          {isRouting && (
+            <span className="node-badge routing" title="Routing node">
+              🔀
+            </span>
+          )}
+          {statusIcon && <span className="node-status">{statusIcon}</span>}
+        </div>
+      </div>
+      <div className="node-body">
+        <span className="node-category" style={{ color: nodeData.color }}>{nodeData.category}</span>
+      </div>
+      <Handle type="source" position={Position.Right} className="node-handle" />
+    </div>
+  );
+}
+
+export default memo(TransactionNodeComponent);
--- a/src/components/portal/PortalLayout.tsx
+++ b/src/components/portal/PortalLayout.tsx
@@ -0,0 +1,175 @@
+import { useState } from 'react';
+import { useNavigate, useLocation } from 'react-router-dom';
+import { useAuth } from '../../contexts/AuthContext';
+import {
+  LayoutDashboard, Zap, Building2, Landmark, FileText, Shield, CheckSquare,
+  Settings, LogOut, ChevronLeft, ChevronRight, Bell, User, Copy,
+  ExternalLink, ChevronDown
+} from 'lucide-react';
+
+const navItems = [
+  { id: 'dashboard', label: 'Overview', icon: LayoutDashboard, path: '/dashboard' },
+  { id: 'transaction-builder', label: 'Transaction Builder', icon: Zap, path: '/transaction-builder' },
+  { id: 'accounts', label: 'Accounts', icon: Building2, path: '/accounts' },
+  { id: 'treasury', label: 'Treasury', icon: Landmark, path: '/treasury' },
+  { id: 'reporting', label: 'Reporting', icon: FileText, path: '/reporting' },
+  { id: 'compliance', label: 'Compliance & Risk', icon: Shield, path: '/compliance' },
+  { id: 'settlements', label: 'Settlements', icon: CheckSquare, path: '/settlements' },
+];
+
+interface PortalLayoutProps {
+  children: React.ReactNode;
+}
+
+export default function PortalLayout({ children }: PortalLayoutProps) {
+  const { user, wallet, disconnect } = useAuth();
+  const navigate = useNavigate();
+  const location = useLocation();
+  const [collapsed, setCollapsed] = useState(false);
+  const [showUserMenu, setShowUserMenu] = useState(false);
+  const [showNotifications, setShowNotifications] = useState(false);
+
+  const currentPath = location.pathname;
+
+  const copyAddress = () => {
+    if (wallet?.address) {
+      navigator.clipboard.writeText(wallet.address);
+    }
+  };
+
+  return (
+    <div className="portal-layout">
+      <div className="portal-topbar">
+        <div className="portal-topbar-left">
+          <div className="portal-logo" onClick={() => navigate('/dashboard')}>
+            <Building2 size={22} color="#3b82f6" />
+            {!collapsed && (
+              <div className="portal-logo-text">
+                <span className="portal-logo-name">Solace Bank Group</span>
+                <span className="portal-logo-plc">PLC</span>
+              </div>
+            )}
+          </div>
+        </div>
+
+        <div className="portal-topbar-center">
+          <div className="portal-env-badge">
+            <span className="env-dot" />
+            Production
+          </div>
+        </div>
+
+        <div className="portal-topbar-right">
+          <div className="portal-notif-wrapper">
+            <button className="portal-icon-btn" onClick={() => { setShowNotifications(!showNotifications); setShowUserMenu(false); }}>
+              <Bell size={18} />
+              <span className="portal-notif-badge">3</span>
+            </button>
+            {showNotifications && (
+              <div className="portal-dropdown notifications-dropdown">
+                <div className="portal-dropdown-header">Notifications</div>
+                <div className="portal-dropdown-item warning">
+                  <span className="dropdown-dot warning" />
+                  <div>
+                    <div className="dropdown-title">AML Alert</div>
+                    <div className="dropdown-desc">Unusual pattern on ACC-001</div>
+                  </div>
+                </div>
+                <div className="portal-dropdown-item info">
+                  <span className="dropdown-dot info" />
+                  <div>
+                    <div className="dropdown-title">Settlement Confirmed</div>
+                    <div className="dropdown-desc">TX-2024-0847 settled</div>
+                  </div>
+                </div>
+                <div className="portal-dropdown-item">
+                  <span className="dropdown-dot success" />
+                  <div>
+                    <div className="dropdown-title">Report Ready</div>
+                    <div className="dropdown-desc">Q4 IFRS Balance Sheet</div>
+                  </div>
+                </div>
+              </div>
+            )}
+          </div>
+
+          <div className="portal-user-wrapper">
+            <button className="portal-user-btn" onClick={() => { setShowUserMenu(!showUserMenu); setShowNotifications(false); }}>
+              <div className="portal-avatar">
+                <User size={14} />
+              </div>
+              <div className="portal-user-info">
+                <span className="portal-user-name">{user?.displayName || 'User'}</span>
+                <span className="portal-user-role">{user?.role?.replace('_', ' ') || 'Admin'}</span>
+              </div>
+              <ChevronDown size={12} />
+            </button>
+            {showUserMenu && (
+              <div className="portal-dropdown user-dropdown">
+                <div className="portal-dropdown-header">Account</div>
+                <div className="portal-dropdown-section">
+                  <div className="portal-wallet-addr">
+                    <span className="mono">{wallet?.address ? `${wallet.address.slice(0, 8)}...${wallet.address.slice(-6)}` : '—'}</span>
+                    <button className="copy-btn" onClick={copyAddress} title="Copy address"><Copy size={12} /></button>
+                  </div>
+                  <div className="portal-wallet-bal">
+                    <span>{wallet?.balance ? `${parseFloat(wallet.balance).toFixed(4)} ETH` : '—'}</span>
+                    <span className="chain-badge">Chain {wallet?.chainId || 1}</span>
+                  </div>
+                </div>
+                <div className="portal-dropdown-divider" />
+                <button className="portal-dropdown-action" onClick={() => navigate('/settings')}>
+                  <Settings size={14} /> Settings
+                </button>
+                <button className="portal-dropdown-action" onClick={() => window.open('https://etherscan.io', '_blank')}>
+                  <ExternalLink size={14} /> View on Explorer
+                </button>
+                <div className="portal-dropdown-divider" />
+                <button className="portal-dropdown-action danger" onClick={disconnect}>
+                  <LogOut size={14} /> Disconnect Wallet
+                </button>
+              </div>
+            )}
+          </div>
+        </div>
+      </div>
+
+      <div className="portal-body">
+        <nav className={`portal-sidebar ${collapsed ? 'collapsed' : ''}`}>
+          <div className="portal-nav-items">
+            {navItems.map(item => {
+              const Icon = item.icon;
+              const isActive = currentPath === item.path || (item.path !== '/dashboard' && currentPath.startsWith(item.path));
+              return (
+                <button
+                  key={item.id}
+                  className={`portal-nav-item ${isActive ? 'active' : ''}`}
+                  onClick={() => navigate(item.path)}
+                  title={collapsed ? item.label : undefined}
+                >
+                  <Icon size={18} />
+                  {!collapsed && <span>{item.label}</span>}
+                  {isActive && <div className="nav-active-indicator" />}
+                </button>
+              );
+            })}
+          </div>
+
+          <div className="portal-nav-footer">
+            <button className="portal-nav-item" onClick={() => navigate('/settings')} title={collapsed ? 'Settings' : undefined}>
+              <Settings size={18} />
+              {!collapsed && <span>Settings</span>}
+            </button>
+            <button className="portal-collapse-btn" onClick={() => setCollapsed(!collapsed)}>
+              {collapsed ? <ChevronRight size={16} /> : <ChevronLeft size={16} />}
+            </button>
+          </div>
+        </nav>
+
+        <main className="portal-content">
+          {children}
+        </main>
+      </div>
+    </div>
+  );
+}
--- a/src/contexts/AuthContext.tsx
+++ b/src/contexts/AuthContext.tsx
@@ -0,0 +1,153 @@
+import { createContext, useContext, useState, useCallback, useEffect, type ReactNode } from 'react';
+import { BrowserProvider, formatEther } from 'ethers';
+import type { AuthState, WalletInfo, PortalUser, UserRole, Permission } from '../types/portal';
+
+interface AuthContextType extends AuthState {
+  connectWallet: (provider: 'metamask' | 'walletconnect' | 'coinbase') => Promise<void>;
+  disconnect: () => void;
+  error: string | null;
+}
+
+const AuthContext = createContext<AuthContextType | null>(null);
+
+const ROLE_PERMISSIONS: Record<UserRole, Permission[]> = {
+  admin: [
+    'accounts.view', 'accounts.manage', 'accounts.create',
+    'transactions.view', 'transactions.create', 'transactions.approve', 'transactions.execute',
+    'treasury.view', 'treasury.manage', 'treasury.rebalance',
+    'compliance.view', 'compliance.manage', 'compliance.override',
+    'reports.view', 'reports.generate', 'reports.export',
+    'settlements.view', 'settlements.approve',
+    'admin.users', 'admin.settings', 'admin.audit',
+  ],
+  treasurer: [
+    'accounts.view', 'accounts.manage',
+    'transactions.view', 'transactions.create', 'transactions.approve',
+    'treasury.view', 'treasury.manage', 'treasury.rebalance',
+    'reports.view', 'reports.generate', 'reports.export',
+    'settlements.view', 'settlements.approve',
+  ],
+  analyst: [
+    'accounts.view', 'transactions.view', 'treasury.view',
+    'reports.view', 'reports.generate', 'settlements.view',
+  ],
+  compliance_officer: [
+    'accounts.view', 'transactions.view', 'treasury.view',
+    'compliance.view', 'compliance.manage',
+    'reports.view', 'reports.generate', 'reports.export',
+    'settlements.view',
+  ],
+  auditor: [
+    'accounts.view', 'transactions.view', 'treasury.view',
+    'compliance.view', 'reports.view', 'reports.export',
+    'settlements.view', 'admin.audit',
+  ],
+  viewer: ['accounts.view', 'transactions.view', 'treasury.view', 'reports.view', 'settlements.view'],
+};
+
+const AUTH_STORAGE_KEY = 'solace-auth';
+
+function generateUser(address: string): PortalUser {
+  return {
+    id: `usr-${address.slice(2, 10)}`,
+    displayName: `${address.slice(0, 6)}...${address.slice(-4)}`,
+    role: 'admin',
+    permissions: ROLE_PERMISSIONS['admin'],
+    institution: 'Solace Bank Group PLC',
+    department: 'Treasury Operations',
+    lastLogin: new Date(),
+    walletAddress: address,
+  };
+}
+
+export function AuthProvider({ children }: { children: ReactNode }) {
+  const [state, setState] = useState<AuthState>({
+    isAuthenticated: false,
+    wallet: null,
+    user: null,
+    loading: true,
+  });
+  const [error, setError] = useState<string | null>(null);
+
+  useEffect(() => {
+    const saved = localStorage.getItem(AUTH_STORAGE_KEY);
+    if (saved) {
+      try {
+        const parsed = JSON.parse(saved);
+        setState({
+          isAuthenticated: true,
+          wallet: parsed.wallet,
+          user: { ...parsed.user, lastLogin: new Date(parsed.user.lastLogin) },
+          loading: false,
+        });
+        return;
+      } catch { /* ignore */ }
+    }
+    setState(prev => ({ ...prev, loading: false }));
+  }, []);
+
+  const connectWallet = useCallback(async (providerType: 'metamask' | 'walletconnect' | 'coinbase') => {
+    setError(null);
+    setState(prev => ({ ...prev, loading: true }));
+
+    try {
+      let address: string;
+      let chainId: number;
+      let balance: string;
+
+      const ethereum = (window as unknown as Record<string, unknown>).ethereum as {
+        request: (args: { method: string; params?: unknown[] }) => Promise<unknown>;
+        isMetaMask?: boolean;
+        isCoinbaseWallet?: boolean;
+        chainId?: string;
+      } | undefined;
+
+      if (ethereum && (providerType === 'metamask' || providerType === 'coinbase')) {
+        const accounts = await ethereum.request({ method: 'eth_requestAccounts' }) as string[];
+        if (!accounts || accounts.length === 0) throw new Error('No accounts returned');
+
+        const provider = new BrowserProvider(ethereum as never);
+        const signer = await provider.getSigner();
+        address = await signer.getAddress();
+        const network = await provider.getNetwork();
+        chainId = Number(network.chainId);
+        const bal = await provider.getBalance(address);
+        balance = formatEther(bal);
+      } else {
+        // Demo mode — simulate wallet connection for environments without MetaMask
+        await new Promise(resolve => setTimeout(resolve, 1200));
+        address = '0x' + Array.from({ length: 40 }, () => Math.floor(Math.random() * 16).toString(16)).join('');
+        chainId = 1;
+        balance = (Math.random() * 100).toFixed(4);
+      }
+
+      const wallet: WalletInfo = { address, chainId, balance, provider: providerType };
+      const user = generateUser(address);
+
+      const newState: AuthState = { isAuthenticated: true, wallet, user, loading: false };
+      setState(newState);
+      localStorage.setItem(AUTH_STORAGE_KEY, JSON.stringify({ wallet, user }));
+    } catch (err) {
+      const msg = err instanceof Error ? err.message : 'Failed to connect wallet';
+      setError(msg);
+      setState(prev => ({ ...prev, loading: false }));
+    }
+  }, []);
+
+  const disconnect = useCallback(() => {
+    setState({ isAuthenticated: false, wallet: null, user: null, loading: false });
+    localStorage.removeItem(AUTH_STORAGE_KEY);
+  }, []);
+
+  return (
+    <AuthContext.Provider value={{ ...state, connectWallet, disconnect, error }}>
+      {children}
+    </AuthContext.Provider>
+  );
+}
+
+export function useAuth() {
+  const ctx = useContext(AuthContext);
+  if (!ctx) throw new Error('useAuth must be used within AuthProvider');
+  return ctx;
+}
--- a/src/data/components.ts
+++ b/src/data/components.ts
@@ -0,0 +1,81 @@
+import type { ComponentItem } from '../types';
+
+export const componentCategories = [
+  { id: 'assets', label: 'Asset Primitives', icon: '💰' },
+  { id: 'actions', label: 'Transaction Actions', icon: '⚡' },
+  { id: 'routing', label: 'Routing Components', icon: '🔀' },
+  { id: 'compliance', label: 'Compliance Components', icon: '🛡️' },
+  { id: 'messaging', label: 'ISO-20022 / Messaging', icon: '📨' },
+  { id: 'logic', label: 'Logic / Control', icon: '🔧' },
+  { id: 'templates', label: 'Templates', icon: '📋' },
+];
+
+export const componentItems: ComponentItem[] = [
+  // Asset Primitives
+  { id: 'fiat-account', label: 'Fiat Account', category: 'assets', icon: '🏦', description: 'Traditional fiat currency account', color: '#22c55e' },
+  { id: 'bank-ledger', label: 'Bank Ledger', category: 'assets', icon: '📒', description: 'Core banking ledger entry', color: '#22c55e' },
+  { id: 'stablecoin-wallet', label: 'Stablecoin Wallet', category: 'assets', icon: '🪙', description: 'Stablecoin holding wallet', color: '#3b82f6' },
+  { id: 'tokenized-security', label: 'Tokenized Security', category: 'assets', icon: '📊', description: 'Tokenized securities instrument', color: '#a855f7' },
+  { id: 'commodity-instrument', label: 'Commodity Instrument', category: 'assets', icon: '🛢️', description: 'Physical or digital commodity', color: '#f97316' },
+  { id: 'cash-position', label: 'Cash Position', category: 'assets', icon: '💵', description: 'Cash balance position', color: '#22c55e' },
+  { id: 'custody-account', label: 'Custody Account', category: 'assets', icon: '🔐', description: 'Custodial holding account', color: '#3b82f6' },
+  { id: 'treasury-source', label: 'Treasury Source', category: 'assets', icon: '🏛️', description: 'Treasury management source', color: '#22c55e' },
+
+  // Transaction Actions
+  { id: 'transfer', label: 'Transfer', category: 'actions', icon: '➡️', description: 'Transfer value between accounts', color: '#3b82f6' },
+  { id: 'swap', label: 'Swap', category: 'actions', icon: '🔄', description: 'Swap between asset types', color: '#3b82f6' },
+  { id: 'convert', label: 'Convert', category: 'actions', icon: '💱', description: 'FX or asset conversion', color: '#3b82f6' },
+  { id: 'split', label: 'Split', category: 'actions', icon: '✂️', description: 'Split value into multiple paths', color: '#3b82f6' },
+  { id: 'merge', label: 'Merge', category: 'actions', icon: '🔗', description: 'Merge multiple inputs', color: '#3b82f6' },
+  { id: 'lock-unlock', label: 'Lock / Unlock', category: 'actions', icon: '🔒', description: 'Lock or unlock assets', color: '#eab308' },
+  { id: 'escrow', label: 'Escrow', category: 'actions', icon: '⏳', description: 'Escrow hold mechanism', color: '#eab308' },
+  { id: 'mint-burn', label: 'Mint / Burn', category: 'actions', icon: '🔥', description: 'Mint or burn tokens', color: '#ef4444' },
+  { id: 'allocate', label: 'Allocate', category: 'actions', icon: '📤', description: 'Allocate to destinations', color: '#3b82f6' },
+  { id: 'rebalance', label: 'Rebalance', category: 'actions', icon: '⚖️', description: 'Portfolio rebalancing', color: '#3b82f6' },
+
+  // Routing Components
+  { id: 'dex-route', label: 'DEX Route', category: 'routing', icon: '🌐', description: 'Decentralized exchange routing', color: '#a855f7' },
+  { id: 'cex-route', label: 'CEX Route', category: 'routing', icon: '🏢', description: 'Centralized exchange routing', color: '#3b82f6' },
+  { id: 'otc-desk', label: 'OTC Desk Route', category: 'routing', icon: '🤝', description: 'Over-the-counter desk', color: '#3b82f6' },
+  { id: 'banking-rail', label: 'Banking Rail', category: 'routing', icon: '🏦', description: 'Traditional banking rail', color: '#22c55e' },
+  { id: 'securities-clearing', label: 'Securities Clearing', category: 'routing', icon: '📋', description: 'Securities clearing route', color: '#a855f7' },
+  { id: 'commodity-venue', label: 'Commodity Venue', category: 'routing', icon: '🏭', description: 'Commodity trading venue', color: '#f97316' },
+  { id: 'best-execution', label: 'Best Execution Router', category: 'routing', icon: '🎯', description: 'Optimal execution path finder', color: '#22c55e' },
+  { id: 'failover-router', label: 'Failover Router', category: 'routing', icon: '🔁', description: 'Fallback routing handler', color: '#eab308' },
+
+  // Compliance Components
+  { id: 'kyc', label: 'KYC', category: 'compliance', icon: '👤', description: 'Know Your Customer check', color: '#22c55e' },
+  { id: 'aml', label: 'AML', category: 'compliance', icon: '🔍', description: 'Anti-Money Laundering screen', color: '#22c55e' },
+  { id: 'sanctions', label: 'Sanctions Screening', category: 'compliance', icon: '🚫', description: 'Sanctions list screening', color: '#ef4444' },
+  { id: 'jurisdiction', label: 'Jurisdiction Filter', category: 'compliance', icon: '🌍', description: 'Jurisdiction-based filtering', color: '#eab308' },
+  { id: 'suitability', label: 'Suitability Check', category: 'compliance', icon: '✅', description: 'Investment suitability assessment', color: '#22c55e' },
+  { id: 'travel-rule', label: 'Travel Rule Handler', category: 'compliance', icon: '✈️', description: 'FATF Travel Rule compliance', color: '#3b82f6' },
+  { id: 'threshold-alert', label: 'Threshold Alert', category: 'compliance', icon: '⚠️', description: 'Amount threshold monitoring', color: '#eab308' },
+  { id: 'approval-gate', label: 'Approval Gate', category: 'compliance', icon: '🚪', description: 'Manual approval checkpoint', color: '#eab308' },
+
+  // ISO-20022 / Messaging
+  { id: 'pain001', label: 'pain.001', category: 'messaging', icon: '📄', description: 'Customer Credit Transfer Initiation', color: '#a855f7' },
+  { id: 'pacs008', label: 'pacs.008', category: 'messaging', icon: '📄', description: 'FI to FI Customer Credit Transfer', color: '#a855f7' },
+  { id: 'camt-messages', label: 'camt Messages', category: 'messaging', icon: '📄', description: 'Cash Management messages', color: '#a855f7' },
+  { id: 'mapping-transformer', label: 'Mapping Transformer', category: 'messaging', icon: '🔀', description: 'Message format transformer', color: '#a855f7' },
+  { id: 'message-validator', label: 'Message Validator', category: 'messaging', icon: '✔️', description: 'ISO-20022 message validation', color: '#a855f7' },
+  { id: 'ack-recon', label: 'Ack / Reconciliation', category: 'messaging', icon: '🔄', description: 'Acknowledgement & reconciliation', color: '#a855f7' },
+
+  // Logic / Control
+  { id: 'if-else', label: 'If / Else', category: 'logic', icon: '🔀', description: 'Conditional branching', color: '#3b82f6' },
+  { id: 'branch-jurisdiction', label: 'Branch by Jurisdiction', category: 'logic', icon: '🌍', description: 'Route by legal jurisdiction', color: '#eab308' },
+  { id: 'branch-asset', label: 'Branch by Asset Class', category: 'logic', icon: '📊', description: 'Route by asset classification', color: '#3b82f6' },
+  { id: 'time-lock', label: 'Time Lock', category: 'logic', icon: '⏰', description: 'Time-based lock condition', color: '#eab308' },
+  { id: 'amount-threshold', label: 'Amount Threshold', category: 'logic', icon: '📏', description: 'Amount-based branching', color: '#eab308' },
+  { id: 'risk-score', label: 'Risk Score Gate', category: 'logic', icon: '📈', description: 'Risk score evaluation gate', color: '#ef4444' },
+  { id: 'manual-approval', label: 'Manual Approval', category: 'logic', icon: '✋', description: 'Human approval step', color: '#eab308' },
+  { id: 'retry-policy', label: 'Retry Policy', category: 'logic', icon: '🔁', description: 'Failure retry configuration', color: '#3b82f6' },
+
+  // Templates
+  { id: 'tpl-cross-border', label: 'Cross-Border Payment', category: 'templates', icon: '🌐', description: 'Multi-jurisdiction payment template', color: '#22c55e' },
+  { id: 'tpl-commodity-settlement', label: 'Commodity Settlement', category: 'templates', icon: '🛢️', description: 'Commodity-backed settlement flow', color: '#f97316' },
+  { id: 'tpl-stablecoin-offramp', label: 'Stablecoin Off-Ramp', category: 'templates', icon: '🪙', description: 'Stablecoin to fiat off-ramp', color: '#3b82f6' },
+  { id: 'tpl-securities-collateral', label: 'Securities Collateral', category: 'templates', icon: '📊', description: 'Securities collateral transfer', color: '#a855f7' },
+  { id: 'tpl-treasury-rebalance', label: 'Treasury Rebalancing', category: 'templates', icon: '⚖️', description: 'Treasury position rebalancing', color: '#22c55e' },
+  { id: 'tpl-custody-movement', label: 'Custody Movement', category: 'templates', icon: '🔐', description: 'Institutional custody transfer', color: '#3b82f6' },
+];
--- a/src/data/portalData.ts
+++ b/src/data/portalData.ts
@@ -0,0 +1,138 @@
+import type { Account, FinancialSummary, TreasuryPosition, CashForecast, ReportConfig, ComplianceAlert, SettlementRecord, PortalModule } from '../types/portal';
+
+export const portalModules: PortalModule[] = [
+  { id: 'dashboard', name: 'Overview', icon: '📊', description: 'Consolidated financial dashboard with real-time portfolio metrics', path: '/dashboard', requiredPermission: 'accounts.view', status: 'active' },
+  { id: 'transaction-builder', name: 'Transaction Builder', icon: '⚡', description: 'IDE-style drag-and-drop transaction composition workspace', path: '/transaction-builder', requiredPermission: 'transactions.create', status: 'active' },
+  { id: 'accounts', name: 'Accounts', icon: '🏦', description: 'Multi-account and subaccount management with consolidated views', path: '/accounts', requiredPermission: 'accounts.view', status: 'active' },
+  { id: 'treasury', name: 'Treasury', icon: '💎', description: 'Treasury operations, cash management, and position monitoring', path: '/treasury', requiredPermission: 'treasury.view', status: 'active' },
+  { id: 'reporting', name: 'Reporting', icon: '📋', description: 'IPSAS, US GAAP, and IFRS compliant financial reporting', path: '/reporting', requiredPermission: 'reports.view', status: 'active' },
+  { id: 'compliance', name: 'Compliance & Risk', icon: '🛡️', description: 'Regulatory compliance monitoring and risk management', path: '/compliance', requiredPermission: 'compliance.view', status: 'active' },
+  { id: 'settlements', name: 'Settlements', icon: '✅', description: 'Settlement lifecycle tracking and clearing operations', path: '/settlements', requiredPermission: 'settlements.view', status: 'active' },
+];
+
+export const sampleAccounts: Account[] = [
+  {
+    id: 'acc-001', name: 'Main Operating Account', type: 'operating', currency: 'USD',
+    balance: 45_250_000.00, availableBalance: 44_800_000.00, status: 'active',
+    institution: 'Solace Bank Group PLC', iban: 'GB82 SLCE 0099 7100 0012 34',
+    swift: 'SLCEGB2L', lastActivity: new Date(Date.now() - 300000),
+    subaccounts: [
+      { id: 'acc-001a', name: 'Payroll Sub-Account', type: 'operating', currency: 'USD', balance: 2_100_000, availableBalance: 2_100_000, status: 'active', parentId: 'acc-001', institution: 'Solace Bank Group PLC', lastActivity: new Date(Date.now() - 600000) },
+      { id: 'acc-001b', name: 'Vendor Payments', type: 'operating', currency: 'USD', balance: 3_500_000, availableBalance: 3_200_000, status: 'active', parentId: 'acc-001', institution: 'Solace Bank Group PLC', lastActivity: new Date(Date.now() - 900000) },
+    ],
+  },
+  {
+    id: 'acc-002', name: 'EUR Treasury Account', type: 'treasury', currency: 'EUR',
+    balance: 18_750_000.00, availableBalance: 18_500_000.00, status: 'active',
+    institution: 'Solace Bank Group PLC', iban: 'GB45 SLCE 0099 7200 0056 78',
+    swift: 'SLCEGB2L', lastActivity: new Date(Date.now() - 1200000),
+  },
+  {
+    id: 'acc-003', name: 'Digital Asset Custody', type: 'custody', currency: 'BTC',
+    balance: 125.5, availableBalance: 120.0, status: 'active',
+    institution: 'Solace Bank Group PLC', walletAddress: '0x742d35Cc6634C0532925a3b844Bc9e7595f2bD38',
+    lastActivity: new Date(Date.now() - 1800000),
+  },
+  {
+    id: 'acc-004', name: 'Stablecoin Reserve', type: 'stablecoin', currency: 'USDC',
+    balance: 12_000_000.00, availableBalance: 11_950_000.00, status: 'active',
+    institution: 'Solace Bank Group PLC', walletAddress: '0x1a2b3c4d5e6f7a8b9c0d1e2f3a4b5c6d7e8f9a0b',
+    lastActivity: new Date(Date.now() - 2400000),
+  },
+  {
+    id: 'acc-005', name: 'Nostro - Deutsche Bank', type: 'nostro', currency: 'EUR',
+    balance: 5_200_000.00, availableBalance: 5_200_000.00, status: 'active',
+    institution: 'Deutsche Bank AG', swift: 'DEUTDEFF',
+    lastActivity: new Date(Date.now() - 3600000),
+  },
+  {
+    id: 'acc-006', name: 'Collateral Account', type: 'collateral', currency: 'USD',
+    balance: 8_000_000.00, availableBalance: 0, status: 'active',
+    institution: 'Solace Bank Group PLC', lastActivity: new Date(Date.now() - 7200000),
+  },
+  {
+    id: 'acc-007', name: 'GBP Settlement Account', type: 'settlement', currency: 'GBP',
+    balance: 3_400_000.00, availableBalance: 3_150_000.00, status: 'active',
+    institution: 'Solace Bank Group PLC', iban: 'GB12 SLCE 0099 7300 0098 76',
+    swift: 'SLCEGB2L', lastActivity: new Date(Date.now() - 5400000),
+  },
+  {
+    id: 'acc-008', name: 'Escrow - Project Alpha', type: 'escrow', currency: 'USD',
+    balance: 15_000_000.00, availableBalance: 0, status: 'frozen',
+    institution: 'Solace Bank Group PLC', lastActivity: new Date(Date.now() - 86400000),
+  },
+];
+
+export const financialSummary: FinancialSummary = {
+  totalAssets: 892_450_000,
+  totalLiabilities: 654_200_000,
+  netPosition: 238_250_000,
+  unrealizedPnL: 4_125_000,
+  realizedPnL: 12_680_000,
+  pendingSettlements: 28_500_000,
+  dailyVolume: 156_000_000,
+  currency: 'USD',
+};
+
+export const treasuryPositions: TreasuryPosition[] = [
+  { id: 'pos-1', assetClass: 'Fixed Income', instrument: 'US Treasury 10Y', quantity: 50_000_000, marketValue: 49_250_000, costBasis: 48_500_000, unrealizedPnL: 750_000, currency: 'USD', custodian: 'State Street', maturityDate: new Date('2034-11-15') },
+  { id: 'pos-2', assetClass: 'Fixed Income', instrument: 'UK Gilt 5Y', quantity: 20_000_000, marketValue: 19_800_000, costBasis: 20_100_000, unrealizedPnL: -300_000, currency: 'GBP', custodian: 'Euroclear' },
+  { id: 'pos-3', assetClass: 'Digital Assets', instrument: 'Bitcoin (BTC)', quantity: 125.5, marketValue: 8_425_000, costBasis: 6_275_000, unrealizedPnL: 2_150_000, currency: 'USD', custodian: 'BitGo' },
+  { id: 'pos-4', assetClass: 'Digital Assets', instrument: 'USDC Stablecoin', quantity: 12_000_000, marketValue: 12_000_000, costBasis: 12_000_000, unrealizedPnL: 0, currency: 'USD', custodian: 'Circle' },
+  { id: 'pos-5', assetClass: 'FX', instrument: 'EUR/USD Spot', quantity: 18_750_000, marketValue: 20_250_000, costBasis: 19_875_000, unrealizedPnL: 375_000, currency: 'USD', custodian: 'Solace Bank' },
+  { id: 'pos-6', assetClass: 'Commodities', instrument: 'Gold (XAU)', quantity: 5_000, marketValue: 11_500_000, costBasis: 9_750_000, unrealizedPnL: 1_750_000, currency: 'USD', custodian: 'HSBC Vault' },
+  { id: 'pos-7', assetClass: 'Equities', instrument: 'S&P 500 ETF', quantity: 100_000, marketValue: 45_200_000, costBasis: 42_000_000, unrealizedPnL: 3_200_000, currency: 'USD', custodian: 'State Street' },
+  { id: 'pos-8', assetClass: 'Fixed Income', instrument: 'Corporate Bond AAA', quantity: 15_000_000, marketValue: 14_850_000, costBasis: 15_000_000, unrealizedPnL: -150_000, currency: 'USD', custodian: 'JP Morgan', maturityDate: new Date('2028-06-30') },
+];
+
+export const cashForecasts: CashForecast[] = Array.from({ length: 30 }, (_, i) => {
+  const date = new Date();
+  date.setDate(date.getDate() + i);
+  const base = 45_250_000 + Math.sin(i * 0.3) * 5_000_000;
+  return {
+    date,
+    projected: Math.round(base + (Math.random() - 0.5) * 2_000_000),
+    actual: i < 3 ? Math.round(base + (Math.random() - 0.5) * 1_000_000) : undefined,
+    currency: 'USD',
+  };
+});
+
+export const reportConfigs: ReportConfig[] = [
+  { id: 'rpt-1', name: 'Balance Sheet - IFRS', standard: 'IFRS', type: 'balance_sheet', period: 'quarterly', status: 'published', generatedAt: new Date(Date.now() - 86400000 * 5), generatedBy: 'J. Thompson' },
+  { id: 'rpt-2', name: 'Income Statement - US GAAP', standard: 'US_GAAP', type: 'income_statement', period: 'monthly', status: 'reviewed', generatedAt: new Date(Date.now() - 86400000 * 2), generatedBy: 'M. Chen' },
+  { id: 'rpt-3', name: 'Cash Flow Statement - IPSAS', standard: 'IPSAS', type: 'cash_flow', period: 'quarterly', status: 'generated', generatedAt: new Date(Date.now() - 86400000), generatedBy: 'System' },
+  { id: 'rpt-4', name: 'Trial Balance - IFRS', standard: 'IFRS', type: 'trial_balance', period: 'monthly', status: 'published', generatedAt: new Date(Date.now() - 86400000 * 3), generatedBy: 'A. Patel' },
+  { id: 'rpt-5', name: 'Regulatory Report - US GAAP', standard: 'US_GAAP', type: 'regulatory', period: 'quarterly', status: 'draft', generatedBy: 'System' },
+  { id: 'rpt-6', name: 'Position Summary - IFRS', standard: 'IFRS', type: 'position_summary', period: 'daily', status: 'published', generatedAt: new Date(Date.now() - 3600000), generatedBy: 'System' },
+  { id: 'rpt-7', name: 'Risk Exposure - IPSAS', standard: 'IPSAS', type: 'risk_exposure', period: 'weekly', status: 'generated', generatedAt: new Date(Date.now() - 86400000 * 1), generatedBy: 'R. Kumar' },
+  { id: 'rpt-8', name: 'Compliance Summary - US GAAP', standard: 'US_GAAP', type: 'compliance_summary', period: 'monthly', status: 'reviewed', generatedAt: new Date(Date.now() - 86400000 * 4), generatedBy: 'L. Wright' },
+];
+
+export const complianceAlerts: ComplianceAlert[] = [
+  { id: 'ca-1', severity: 'critical', category: 'AML', message: 'Unusual transaction pattern detected on ACC-001: 15 transactions exceeding $500K in 24h', timestamp: new Date(Date.now() - 1800000), status: 'open' },
+  { id: 'ca-2', severity: 'high', category: 'KYC', message: 'KYC documentation expiring for 3 institutional counterparties within 30 days', timestamp: new Date(Date.now() - 3600000), status: 'acknowledged', assignedTo: 'Compliance Team' },
+  { id: 'ca-3', severity: 'medium', category: 'Sanctions', message: 'New OFAC SDN list update — 12 new entries require screening', timestamp: new Date(Date.now() - 7200000), status: 'open' },
+  { id: 'ca-4', severity: 'high', category: 'Travel Rule', message: 'Travel rule compliance gap: 2 outbound transfers missing originator data', timestamp: new Date(Date.now() - 10800000), status: 'open' },
+  { id: 'ca-5', severity: 'low', category: 'Reporting', message: 'Q4 IPSAS regulatory filing due in 14 days', timestamp: new Date(Date.now() - 14400000), status: 'acknowledged', assignedTo: 'Finance Team' },
+  { id: 'ca-6', severity: 'medium', category: 'Risk', message: 'Counterparty credit rating downgrade: Acme Corp (BBB → BB+)', timestamp: new Date(Date.now() - 21600000), status: 'resolved' },
+];
+
+export const settlementRecords: SettlementRecord[] = [
+  { id: 'stl-1', txId: 'TX-2024-0851', type: 'DVP', status: 'pending', amount: 5_000_000, currency: 'USD', counterparty: 'Goldman Sachs', settlementDate: new Date(Date.now() + 86400000), valueDate: new Date(Date.now() + 86400000), csd: 'DTCC' },
+  { id: 'stl-2', txId: 'TX-2024-0852', type: 'PVP', status: 'matched', amount: 12_500_000, currency: 'EUR', counterparty: 'Deutsche Bank', settlementDate: new Date(Date.now() + 172800000), valueDate: new Date(Date.now() + 172800000), csd: 'Euroclear' },
+  { id: 'stl-3', txId: 'TX-2024-0853', type: 'FOP', status: 'affirmed', amount: 2_000_000, currency: 'GBP', counterparty: 'Barclays', settlementDate: new Date(), valueDate: new Date(), csd: 'CREST' },
+  { id: 'stl-4', txId: 'TX-2024-0854', type: 'internal', status: 'settled', amount: 8_000_000, currency: 'USD', counterparty: 'Internal Transfer', settlementDate: new Date(Date.now() - 86400000), valueDate: new Date(Date.now() - 86400000) },
+  { id: 'stl-5', txId: 'TX-2024-0855', type: 'DVP', status: 'failed', amount: 3_250_000, currency: 'USD', counterparty: 'Morgan Stanley', settlementDate: new Date(Date.now() - 172800000), valueDate: new Date(Date.now() - 172800000), csd: 'DTCC' },
+  { id: 'stl-6', txId: 'TX-2024-0856', type: 'PVP', status: 'pending', amount: 15_000_000, currency: 'JPY', counterparty: 'Nomura', settlementDate: new Date(Date.now() + 259200000), valueDate: new Date(Date.now() + 259200000) },
+];
+
+export const recentActivity = [
+  { id: 'ra-1', action: 'Transfer Executed', detail: '$2.5M USD → EUR Treasury Account', timestamp: new Date(Date.now() - 300000), status: 'success' as const },
+  { id: 'ra-2', action: 'Settlement Confirmed', detail: 'TX-2024-0847 settled via SWIFT', timestamp: new Date(Date.now() - 1200000), status: 'success' as const },
+  { id: 'ra-3', action: 'Compliance Alert', detail: 'AML threshold exceeded on ACC-001', timestamp: new Date(Date.now() - 1800000), status: 'warning' as const },
+  { id: 'ra-4', action: 'Report Generated', detail: 'Q4 Balance Sheet (IFRS)', timestamp: new Date(Date.now() - 3600000), status: 'info' as const },
+  { id: 'ra-5', action: 'Position Rebalanced', detail: 'Treasury portfolio rebalanced per policy', timestamp: new Date(Date.now() - 5400000), status: 'success' as const },
+  { id: 'ra-6', action: 'Settlement Failed', detail: 'TX-2024-0855 DVP failed — counterparty mismatch', timestamp: new Date(Date.now() - 7200000), status: 'error' as const },
+  { id: 'ra-7', action: 'New Account Created', detail: 'GBP Settlement Account activated', timestamp: new Date(Date.now() - 10800000), status: 'info' as const },
+  { id: 'ra-8', action: 'KYC Review', detail: 'Counterparty due diligence completed for Barclays', timestamp: new Date(Date.now() - 14400000), status: 'success' as const },
+];
--- a/src/data/sampleData.ts
+++ b/src/data/sampleData.ts
@@ -0,0 +1,88 @@
+import type { ChatMessage, TerminalEntry, ValidationIssue, AuditEntry, SettlementItem, Notification, ThreadEntry } from '../types';
+
+export const sampleMessages: ChatMessage[] = [
+  {
+    id: '1',
+    agent: 'Builder',
+    content: 'Transaction graph initialized. Drop components from the left panel to begin building your flow.',
+    timestamp: new Date(Date.now() - 300000),
+    type: 'agent',
+  },
+  {
+    id: '2',
+    agent: 'Compliance',
+    content: 'Compliance engine ready. I\'ll monitor your graph for policy violations as you build.',
+    timestamp: new Date(Date.now() - 240000),
+    type: 'agent',
+  },
+  {
+    id: '3',
+    agent: 'System',
+    content: 'Environment: Sandbox | Region: Multi-jurisdiction | Protocol: ISO-20022 enabled',
+    timestamp: new Date(Date.now() - 180000),
+    type: 'system',
+  },
+];
+
+export const sampleTerminal: TerminalEntry[] = [
+  { id: '1', timestamp: new Date(Date.now() - 60000), level: 'info', source: 'system', message: 'Transaction builder initialized' },
+  { id: '2', timestamp: new Date(Date.now() - 55000), level: 'info', source: 'compliance', message: 'Compliance engine v3.2.1 loaded' },
+  { id: '3', timestamp: new Date(Date.now() - 50000), level: 'success', source: 'routing', message: 'Route optimizer connected to 12 venues' },
+  { id: '4', timestamp: new Date(Date.now() - 45000), level: 'info', source: 'iso20022', message: 'Message schemas loaded: pain.001, pacs.008, camt.053' },
+  { id: '5', timestamp: new Date(Date.now() - 40000), level: 'warn', source: 'market', message: 'EUR/USD spread widened to 2.3bps' },
+  { id: '6', timestamp: new Date(Date.now() - 30000), level: 'info', source: 'system', message: 'Sandbox environment ready' },
+];
+
+export const sampleValidation: ValidationIssue[] = [
+  { id: '1', severity: 'info', message: 'Graph contains 0 nodes. Add components to begin validation.' },
+];
+
+export const sampleAudit: AuditEntry[] = [
+  { id: '1', timestamp: new Date(Date.now() - 120000), user: 'system', action: 'SESSION_START', detail: 'Sandbox session initialized' },
+  { id: '2', timestamp: new Date(Date.now() - 110000), user: 'system', action: 'ENGINE_LOAD', detail: 'Compliance matrices loaded (47 rules)' },
+  { id: '3', timestamp: new Date(Date.now() - 100000), user: 'system', action: 'ENGINE_LOAD', detail: 'Routing engine initialized with 12 venues' },
+];
+
+export const sampleSettlement: SettlementItem[] = [
+  { id: '1', txId: 'TX-2024-0847', status: 'settled', amount: '1,250,000.00', asset: 'USD', counterparty: 'Acme Corp', timestamp: new Date(Date.now() - 3600000) },
+  { id: '2', txId: 'TX-2024-0848', status: 'pending', amount: '500,000.00', asset: 'EUR', counterparty: 'Deutsche Bank', timestamp: new Date(Date.now() - 1800000) },
+  { id: '3', txId: 'TX-2024-0849', status: 'in_review', amount: '2,000.00', asset: 'BTC', counterparty: 'BitGo Custody', timestamp: new Date(Date.now() - 900000) },
+  { id: '4', txId: 'TX-2024-0850', status: 'awaiting_approval', amount: '750,000.00', asset: 'GBP', counterparty: 'Barclays', timestamp: new Date(Date.now() - 600000) },
+];
+
+export const sampleNotifications: Notification[] = [
+  { id: '1', title: 'Compliance Update', message: 'New FATF travel rule requirements effective in your jurisdiction', type: 'warning', timestamp: new Date(Date.now() - 600000), read: false },
+  { id: '2', title: 'Route Optimization', message: 'New liquidity venue added: Coinbase Prime', type: 'info', timestamp: new Date(Date.now() - 1200000), read: false },
+  { id: '3', title: 'Settlement Complete', message: 'TX-2024-0847 settled successfully via SWIFT', type: 'success', timestamp: new Date(Date.now() - 3600000), read: true },
+];
+
+export const sampleThreads: ThreadEntry[] = [
+  { id: 'thread-1', title: 'Cross-border payment setup', agent: 'Builder', timestamp: new Date(Date.now() - 86400000), messageCount: 12 },
+  { id: 'thread-2', title: 'AML compliance review', agent: 'Compliance', timestamp: new Date(Date.now() - 172800000), messageCount: 8 },
+  { id: 'thread-3', title: 'SWIFT message generation', agent: 'ISO-20022', timestamp: new Date(Date.now() - 259200000), messageCount: 5 },
+];
+
+export const sampleReconciliation = [
+  { id: '1', txId: 'TX-2024-0847', internalRef: 'INT-00847', externalRef: 'EXT-SW-4821', status: 'matched', amount: '1,250,000.00', asset: 'USD', timestamp: new Date(Date.now() - 3600000) },
+  { id: '2', txId: 'TX-2024-0845', internalRef: 'INT-00845', externalRef: 'EXT-SW-4819', status: 'unmatched', amount: '320,000.00', asset: 'EUR', timestamp: new Date(Date.now() - 7200000) },
+  { id: '3', txId: 'TX-2024-0843', internalRef: 'INT-00843', externalRef: 'EXT-CB-1102', status: 'matched', amount: '15.5', asset: 'BTC', timestamp: new Date(Date.now() - 10800000) },
+];
+
+export const sampleExceptions = [
+  { id: '1', txId: 'TX-2024-0846', type: 'timeout', message: 'Settlement acknowledgement not received within SLA (T+2)', severity: 'error' as const, timestamp: new Date(Date.now() - 5400000) },
+  { id: '2', txId: 'TX-2024-0844', type: 'mismatch', message: 'Amount mismatch: expected 500,000.00 EUR, received 499,998.50 EUR', severity: 'warning' as const, timestamp: new Date(Date.now() - 9000000) },
+  { id: '3', txId: 'TX-2024-0842', type: 'rejected', message: 'Counterparty rejected: sanctions screening flag on beneficiary', severity: 'error' as const, timestamp: new Date(Date.now() - 14400000) },
+];
+
+export const sampleMessageQueue = [
+  { id: '1', msgType: 'pain.001', direction: 'outbound' as const, counterparty: 'Deutsche Bank', status: 'sent', timestamp: new Date(Date.now() - 1800000) },
+  { id: '2', msgType: 'pacs.008', direction: 'inbound' as const, counterparty: 'Barclays', status: 'received', timestamp: new Date(Date.now() - 2400000) },
+  { id: '3', msgType: 'camt.053', direction: 'inbound' as const, counterparty: 'SWIFT', status: 'processing', timestamp: new Date(Date.now() - 3000000) },
+];
+
+export const sampleEvents = [
+  { id: '1', type: 'NODE_ADDED', detail: 'Fiat Account node added to canvas', timestamp: new Date(Date.now() - 60000) },
+  { id: '2', type: 'EDGE_CREATED', detail: 'Connection established: Fiat Account → Transfer', timestamp: new Date(Date.now() - 55000) },
+  { id: '3', type: 'VALIDATION_RUN', detail: 'Graph validation completed — 0 errors, 1 warning', timestamp: new Date(Date.now() - 50000) },
+  { id: '4', type: 'AGENT_INVOKED', detail: 'Builder Agent queried for routing suggestion', timestamp: new Date(Date.now() - 45000) },
+];
--- a/src/index.css
+++ b/src/index.css
--- a/src/main.tsx
+++ b/src/main.tsx
@@ -0,0 +1,16 @@
+import { StrictMode } from 'react'
+import { createRoot } from 'react-dom/client'
+import { HashRouter } from 'react-router-dom'
+import './index.css'
+import Portal from './Portal'
+import { AuthProvider } from './contexts/AuthContext'
+
+createRoot(document.getElementById('root')!).render(
+  <StrictMode>
+    <HashRouter>
+      <AuthProvider>
+        <Portal />
+      </AuthProvider>
+    </HashRouter>
+  </StrictMode>,
+)
--- a/src/pages/AccountsPage.tsx
+++ b/src/pages/AccountsPage.tsx
@@ -0,0 +1,184 @@
+import { useState } from 'react';
+import {
+  Building2, ChevronRight, ChevronDown, Search, Filter, Plus, Download,
+  ExternalLink, Copy, MoreHorizontal
+} from 'lucide-react';
+import { sampleAccounts } from '../data/portalData';
+import type { Account, AccountType } from '../types/portal';
+
+const typeColors: Record<AccountType, string> = {
+  operating: '#3b82f6', reserve: '#22c55e', custody: '#a855f7', escrow: '#f97316',
+  settlement: '#06b6d4', nostro: '#eab308', vostro: '#ec4899', collateral: '#6366f1',
+  treasury: '#14b8a6', crypto_wallet: '#8b5cf6', stablecoin: '#10b981', omnibus: '#64748b',
+};
+
+const formatBalance = (amount: number, currency: string) => {
+  if (currency === 'BTC') return `${amount.toFixed(4)} BTC`;
+  if (currency === 'USDC') return `$${amount.toLocaleString()}`;
+  const sym = currency === 'USD' ? '$' : currency === 'EUR' ? '€' : currency === 'GBP' ? '£' : '';
+  if (Math.abs(amount) >= 1_000_000) return `${sym}${(amount / 1_000_000).toFixed(2)}M`;
+  return `${sym}${amount.toLocaleString(undefined, { minimumFractionDigits: 2, maximumFractionDigits: 2 })}`;
+};
+
+function AccountRow({ account, level = 0 }: { account: Account; level?: number }) {
+  const [expanded, setExpanded] = useState(false);
+  const hasChildren = account.subaccounts && account.subaccounts.length > 0;
+
+  return (
+    <>
+      <div className={`account-table-row level-${level}`} style={{ paddingLeft: `${16 + level * 24}px` }}>
+        <div className="account-table-name">
+          {hasChildren ? (
+            <button className="expand-btn" onClick={() => setExpanded(!expanded)}>
+              {expanded ? <ChevronDown size={14} /> : <ChevronRight size={14} />}
+            </button>
+          ) : (
+            <span className="expand-placeholder" />
+          )}
+          <span className="account-type-dot" style={{ background: typeColors[account.type] }} />
+          <div>
+            <span className="account-name-text">{account.name}</span>
+            <span className="account-type-label">{account.type.replace('_', ' ')}</span>
+          </div>
+        </div>
+        <div className="account-table-cell currency">{account.currency}</div>
+        <div className="account-table-cell mono balance">{formatBalance(account.balance, account.currency)}</div>
+        <div className="account-table-cell mono available">{formatBalance(account.availableBalance, account.currency)}</div>
+        <div className="account-table-cell">
+          <span className={`account-status-badge ${account.status}`}>{account.status}</span>
+        </div>
+        <div className="account-table-cell identifier">
+          {account.iban && <span className="mono small">{account.iban}</span>}
+          {account.walletAddress && <span className="mono small">{account.walletAddress.slice(0, 10)}...</span>}
+          {account.swift && <span className="swift-badge">{account.swift}</span>}
+        </div>
+        <div className="account-table-cell">
+          <span className="mono small">{account.lastActivity.toLocaleTimeString([], { hour: '2-digit', minute: '2-digit' })}</span>
+        </div>
+        <div className="account-table-cell actions">
+          <button className="row-action-btn" title="View Details"><ExternalLink size={12} /></button>
+          <button className="row-action-btn" title="Copy ID"><Copy size={12} /></button>
+          <button className="row-action-btn" title="More"><MoreHorizontal size={12} /></button>
+        </div>
+      </div>
+      {expanded && hasChildren && account.subaccounts!.map(sub => (
+        <AccountRow key={sub.id} account={sub} level={level + 1} />
+      ))}
+    </>
+  );
+}
+
+export default function AccountsPage() {
+  const [search, setSearch] = useState('');
+  const [typeFilter, setTypeFilter] = useState<string>('all');
+  const [view, setView] = useState<'tree' | 'flat'>('tree');
+
+  const allAccounts = view === 'flat'
+    ? sampleAccounts.flatMap(a => [a, ...(a.subaccounts || [])])
+    : sampleAccounts;
+
+  const filtered = allAccounts.filter(a => {
+    const matchSearch = a.name.toLowerCase().includes(search.toLowerCase()) ||
+      a.currency.toLowerCase().includes(search.toLowerCase()) ||
+      a.type.includes(search.toLowerCase());
+    const matchType = typeFilter === 'all' || a.type === typeFilter;
+    return matchSearch && matchType && (view === 'flat' || !a.parentId);
+  });
+
+  const totalBalance = sampleAccounts.reduce((sum, a) => {
+    if (a.currency === 'USD' || a.currency === 'USDC') return sum + a.balance;
+    if (a.currency === 'EUR') return sum + a.balance * 1.08;
+    if (a.currency === 'GBP') return sum + a.balance * 1.27;
+    if (a.currency === 'BTC') return sum + a.balance * 67_000;
+    return sum;
+  }, 0);
+
+  return (
+    <div className="accounts-page">
+      <div className="page-header">
+        <div>
+          <h1><Building2 size={24} /> Account Management</h1>
+          <p className="page-subtitle">Multi-account and subaccount structures with consolidated views</p>
+        </div>
+        <div className="page-header-actions">
+          <button className="btn-secondary"><Download size={14} /> Export</button>
+          <button className="btn-primary"><Plus size={14} /> New Account</button>
+        </div>
+      </div>
+
+      {/* Summary Cards */}
+      <div className="accounts-summary">
+        <div className="summary-card">
+          <span className="summary-label">Total Accounts</span>
+          <span className="summary-value">{sampleAccounts.length + sampleAccounts.reduce((c, a) => c + (a.subaccounts?.length || 0), 0)}</span>
+        </div>
+        <div className="summary-card">
+          <span className="summary-label">Consolidated Balance (USD eq.)</span>
+          <span className="summary-value">${(totalBalance / 1_000_000).toFixed(2)}M</span>
+        </div>
+        <div className="summary-card">
+          <span className="summary-label">Active</span>
+          <span className="summary-value green">{sampleAccounts.filter(a => a.status === 'active').length}</span>
+        </div>
+        <div className="summary-card">
+          <span className="summary-label">Frozen</span>
+          <span className="summary-value orange">{sampleAccounts.filter(a => a.status === 'frozen').length}</span>
+        </div>
+      </div>
+
+      {/* Toolbar */}
+      <div className="table-toolbar">
+        <div className="table-toolbar-left">
+          <div className="search-input-wrapper">
+            <Search size={14} />
+            <input
+              type="text"
+              placeholder="Search accounts..."
+              value={search}
+              onChange={e => setSearch(e.target.value)}
+            />
+          </div>
+          <div className="filter-group">
+            <Filter size={14} />
+            <select value={typeFilter} onChange={e => setTypeFilter(e.target.value)}>
+              <option value="all">All Types</option>
+              <option value="operating">Operating</option>
+              <option value="treasury">Treasury</option>
+              <option value="custody">Custody</option>
+              <option value="settlement">Settlement</option>
+              <option value="nostro">Nostro</option>
+              <option value="escrow">Escrow</option>
+              <option value="collateral">Collateral</option>
+              <option value="stablecoin">Stablecoin</option>
+            </select>
+          </div>
+        </div>
+        <div className="table-toolbar-right">
+          <div className="view-toggle">
+            <button className={view === 'tree' ? 'active' : ''} onClick={() => setView('tree')}>Tree</button>
+            <button className={view === 'flat' ? 'active' : ''} onClick={() => setView('flat')}>Flat</button>
+          </div>
+        </div>
+      </div>
+
+      {/* Account Table */}
+      <div className="account-table">
+        <div className="account-table-header">
+          <div className="account-table-name">Account</div>
+          <div className="account-table-cell currency">Currency</div>
+          <div className="account-table-cell balance">Balance</div>
+          <div className="account-table-cell available">Available</div>
+          <div className="account-table-cell">Status</div>
+          <div className="account-table-cell identifier">Identifier</div>
+          <div className="account-table-cell">Last Activity</div>
+          <div className="account-table-cell actions" />
+        </div>
+        <div className="account-table-body">
+          {filtered.map(acc => (
+            <AccountRow key={acc.id} account={acc} />
+          ))}
+        </div>
+      </div>
+    </div>
+  );
+}
--- a/src/pages/CompliancePage.tsx
+++ b/src/pages/CompliancePage.tsx
@@ -0,0 +1,145 @@
+import { useState } from 'react';
+import { Shield, AlertTriangle, CheckCircle2, Clock, Filter, Download, Eye, UserCheck } from 'lucide-react';
+import { complianceAlerts } from '../data/portalData';
+
+const severityColors: Record<string, string> = {
+  critical: '#ef4444', high: '#f97316', medium: '#eab308', low: '#3b82f6',
+};
+
+const statusColors: Record<string, string> = {
+  open: '#ef4444', acknowledged: '#eab308', resolved: '#22c55e',
+};
+
+const complianceMetrics = [
+  { label: 'KYC Verified', value: '142', total: '145', pct: 98, color: '#22c55e' },
+  { label: 'AML Screening', value: 'Active', total: '47 rules', pct: 100, color: '#3b82f6' },
+  { label: 'Sanctions Check', value: 'Current', total: 'OFAC/EU/UN', pct: 100, color: '#a855f7' },
+  { label: 'Travel Rule', value: '98.5%', total: 'compliant', pct: 98.5, color: '#14b8a6' },
+];
+
+const regulatoryFrameworks = [
+  { name: 'FATF Travel Rule', status: 'compliant', lastReview: '2024-03-15', nextReview: '2024-06-15' },
+  { name: 'MiCA (EU)', status: 'compliant', lastReview: '2024-02-28', nextReview: '2024-05-28' },
+  { name: 'Bank Secrecy Act (US)', status: 'compliant', lastReview: '2024-03-01', nextReview: '2024-06-01' },
+  { name: 'FCA Regulations (UK)', status: 'review_needed', lastReview: '2024-01-15', nextReview: '2024-04-15' },
+  { name: 'MAS Guidelines (SG)', status: 'compliant', lastReview: '2024-03-10', nextReview: '2024-06-10' },
+  { name: 'JFSA Standards (JP)', status: 'compliant', lastReview: '2024-02-20', nextReview: '2024-05-20' },
+];
+
+export default function CompliancePage() {
+  const [severityFilter, setSeverityFilter] = useState('all');
+  const [statusFilter, setStatusFilter] = useState('all');
+
+  const filtered = complianceAlerts.filter(a => {
+    const matchSev = severityFilter === 'all' || a.severity === severityFilter;
+    const matchStatus = statusFilter === 'all' || a.status === statusFilter;
+    return matchSev && matchStatus;
+  });
+
+  const openCount = complianceAlerts.filter(a => a.status === 'open').length;
+  const criticalCount = complianceAlerts.filter(a => a.severity === 'critical' && a.status !== 'resolved').length;
+
+  return (
+    <div className="compliance-page">
+      <div className="page-header">
+        <div>
+          <h1><Shield size={24} /> Compliance & Risk Management</h1>
+          <p className="page-subtitle">Regulatory compliance monitoring, AML/KYC oversight, and risk controls</p>
+        </div>
+        <div className="page-header-actions">
+          <button className="btn-secondary"><Download size={14} /> Export Report</button>
+          <button className="btn-primary"><UserCheck size={14} /> Run Full Scan</button>
+        </div>
+      </div>
+
+      {/* Compliance Metrics */}
+      <div className="compliance-metrics">
+        {complianceMetrics.map(m => (
+          <div key={m.label} className="metric-card">
+            <div className="metric-header">
+              <span className="metric-label">{m.label}</span>
+              <CheckCircle2 size={14} color={m.color} />
+            </div>
+            <div className="metric-value" style={{ color: m.color }}>{m.value}</div>
+            <div className="metric-sub">{m.total}</div>
+            <div className="metric-bar">
+              <div className="metric-bar-fill" style={{ width: `${m.pct}%`, background: m.color }} />
+            </div>
+          </div>
+        ))}
+      </div>
+
+      <div className="compliance-grid">
+        {/* Alerts */}
+        <div className="dashboard-card alerts-table-card">
+          <div className="card-header">
+            <h3><AlertTriangle size={16} /> Active Alerts ({openCount} open, {criticalCount} critical)</h3>
+            <div className="card-header-actions">
+              <div className="filter-group">
+                <Filter size={12} />
+                <select value={severityFilter} onChange={e => setSeverityFilter(e.target.value)}>
+                  <option value="all">All Severity</option>
+                  <option value="critical">Critical</option>
+                  <option value="high">High</option>
+                  <option value="medium">Medium</option>
+                  <option value="low">Low</option>
+                </select>
+              </div>
+              <div className="filter-group">
+                <select value={statusFilter} onChange={e => setStatusFilter(e.target.value)}>
+                  <option value="all">All Status</option>
+                  <option value="open">Open</option>
+                  <option value="acknowledged">Acknowledged</option>
+                  <option value="resolved">Resolved</option>
+                </select>
+              </div>
+            </div>
+          </div>
+          <div className="alerts-table">
+            {filtered.map(alert => (
+              <div key={alert.id} className="alert-table-row">
+                <span className="alert-sev-badge" style={{ background: severityColors[alert.severity] + '20', color: severityColors[alert.severity], borderColor: severityColors[alert.severity] + '40' }}>
+                  {alert.severity.toUpperCase()}
+                </span>
+                <span className="alert-cat">{alert.category}</span>
+                <span className="alert-msg">{alert.message}</span>
+                <span className="alert-status-badge" style={{ color: statusColors[alert.status] }}>
+                  {alert.status === 'resolved' ? <CheckCircle2 size={10} /> : alert.status === 'acknowledged' ? <Eye size={10} /> : <Clock size={10} />}
+                  {alert.status}
+                </span>
+                <span className="alert-time mono">
+                  {alert.timestamp.toLocaleTimeString([], { hour: '2-digit', minute: '2-digit' })}
+                </span>
+                {alert.assignedTo && <span className="alert-assigned">{alert.assignedTo}</span>}
+              </div>
+            ))}
+          </div>
+        </div>
+
+        {/* Regulatory Frameworks */}
+        <div className="dashboard-card regulatory-card">
+          <div className="card-header">
+            <h3><Shield size={16} /> Regulatory Frameworks</h3>
+          </div>
+          <div className="regulatory-list">
+            {regulatoryFrameworks.map(fw => (
+              <div key={fw.name} className="regulatory-row">
+                <div className="regulatory-info">
+                  <span className="regulatory-name">{fw.name}</span>
+                  <span className={`regulatory-status ${fw.status}`}>
+                    {fw.status === 'compliant' ? <CheckCircle2 size={10} /> : <AlertTriangle size={10} />}
+                    {fw.status.replace('_', ' ')}
+                  </span>
+                </div>
+                <div className="regulatory-dates">
+                  <span className="small">Last: {fw.lastReview}</span>
+                  <span className="small">Next: {fw.nextReview}</span>
+                </div>
+              </div>
+            ))}
+          </div>
+        </div>
+      </div>
+    </div>
+  );
+}
--- a/src/pages/DashboardPage.tsx
+++ b/src/pages/DashboardPage.tsx
@@ -0,0 +1,304 @@
+import { useState } from 'react';
+import { useNavigate } from 'react-router-dom';
+import {
+  TrendingUp, TrendingDown, DollarSign, Activity, AlertTriangle, Clock,
+  ArrowUpRight, ArrowDownRight, BarChart3, PieChart, Zap, Building2,
+  Landmark, FileText, Shield, CheckSquare, ChevronRight, RefreshCw
+} from 'lucide-react';
+import { financialSummary, sampleAccounts, treasuryPositions, complianceAlerts, recentActivity, portalModules } from '../data/portalData';
+
+const formatCurrency = (amount: number, currency = 'USD') => {
+  if (Math.abs(amount) >= 1_000_000_000) return `${currency === 'USD' ? '$' : ''}${(amount / 1_000_000_000).toFixed(2)}B`;
+  if (Math.abs(amount) >= 1_000_000) return `${currency === 'USD' ? '$' : ''}${(amount / 1_000_000).toFixed(2)}M`;
+  if (Math.abs(amount) >= 1_000) return `${currency === 'USD' ? '$' : ''}${(amount / 1_000).toFixed(1)}K`;
+  return `${currency === 'USD' ? '$' : ''}${amount.toFixed(2)}`;
+};
+
+const moduleIcons: Record<string, typeof Zap> = {
+  'dashboard': BarChart3,
+  'transaction-builder': Zap,
+  'accounts': Building2,
+  'treasury': Landmark,
+  'reporting': FileText,
+  'compliance': Shield,
+  'settlements': CheckSquare,
+};
+
+const statusColors: Record<string, string> = {
+  success: '#22c55e',
+  warning: '#eab308',
+  error: '#ef4444',
+  info: '#3b82f6',
+};
+
+const severityColors: Record<string, string> = {
+  critical: '#ef4444',
+  high: '#f97316',
+  medium: '#eab308',
+  low: '#3b82f6',
+};
+
+export default function DashboardPage() {
+  const navigate = useNavigate();
+  const [timeRange, setTimeRange] = useState<'1D' | '1W' | '1M' | '3M' | 'YTD'>('1D');
+
+  const totalPnL = financialSummary.unrealizedPnL + financialSummary.realizedPnL;
+  const pnlPositive = totalPnL >= 0;
+
+  const assetAllocation = [
+    { label: 'Fixed Income', value: 83_900_000, color: '#3b82f6', pct: 39 },
+    { label: 'Equities', value: 45_200_000, color: '#22c55e', pct: 21 },
+    { label: 'Digital Assets', value: 20_425_000, color: '#a855f7', pct: 10 },
+    { label: 'FX', value: 20_250_000, color: '#eab308', pct: 9 },
+    { label: 'Commodities', value: 11_500_000, color: '#f97316', pct: 5 },
+    { label: 'Cash & Equivalents', value: 33_175_000, color: '#6b7280', pct: 16 },
+  ];
+
+  const openAlerts = complianceAlerts.filter(a => a.status !== 'resolved');
+
+  return (
+    <div className="dashboard-page">
+      <div className="dashboard-header">
+        <div className="dashboard-header-left">
+          <h1>Portfolio Overview</h1>
+          <p className="dashboard-subtitle">Solace Bank Group PLC — Consolidated View</p>
+        </div>
+        <div className="dashboard-header-right">
+          <div className="time-range-selector">
+            {(['1D', '1W', '1M', '3M', 'YTD'] as const).map(range => (
+              <button
+                key={range}
+                className={`time-range-btn ${timeRange === range ? 'active' : ''}`}
+                onClick={() => setTimeRange(range)}
+              >
+                {range}
+              </button>
+            ))}
+          </div>
+          <button className="refresh-btn">
+            <RefreshCw size={14} />
+            <span>Refresh</span>
+          </button>
+        </div>
+      </div>
+
+      {/* KPI Cards Row */}
+      <div className="kpi-grid">
+        <div className="kpi-card">
+          <div className="kpi-header">
+            <span className="kpi-label">Total Assets (AUM)</span>
+            <DollarSign size={16} className="kpi-icon" />
+          </div>
+          <div className="kpi-value">{formatCurrency(financialSummary.totalAssets)}</div>
+          <div className="kpi-change positive">
+            <ArrowUpRight size={12} />
+            <span>+2.3% from yesterday</span>
+          </div>
+        </div>
+        <div className="kpi-card">
+          <div className="kpi-header">
+            <span className="kpi-label">Net Position</span>
+            <Activity size={16} className="kpi-icon" />
+          </div>
+          <div className="kpi-value">{formatCurrency(financialSummary.netPosition)}</div>
+          <div className="kpi-change positive">
+            <ArrowUpRight size={12} />
+            <span>+1.8% from yesterday</span>
+          </div>
+        </div>
+        <div className="kpi-card">
+          <div className="kpi-header">
+            <span className="kpi-label">Total P&L</span>
+            {pnlPositive ? <TrendingUp size={16} className="kpi-icon positive" /> : <TrendingDown size={16} className="kpi-icon negative" />}
+          </div>
+          <div className={`kpi-value ${pnlPositive ? 'positive' : 'negative'}`}>
+            {pnlPositive ? '+' : ''}{formatCurrency(totalPnL)}
+          </div>
+          <div className="kpi-sub">
+            <span>Realized: {formatCurrency(financialSummary.realizedPnL)}</span>
+            <span>Unrealized: {formatCurrency(financialSummary.unrealizedPnL)}</span>
+          </div>
+        </div>
+        <div className="kpi-card">
+          <div className="kpi-header">
+            <span className="kpi-label">Daily Volume</span>
+            <BarChart3 size={16} className="kpi-icon" />
+          </div>
+          <div className="kpi-value">{formatCurrency(financialSummary.dailyVolume)}</div>
+          <div className="kpi-change negative">
+            <ArrowDownRight size={12} />
+            <span>-5.1% from yesterday</span>
+          </div>
+        </div>
+        <div className="kpi-card">
+          <div className="kpi-header">
+            <span className="kpi-label">Pending Settlements</span>
+            <Clock size={16} className="kpi-icon" />
+          </div>
+          <div className="kpi-value">{formatCurrency(financialSummary.pendingSettlements)}</div>
+          <div className="kpi-sub">
+            <span>3 DVP · 1 PVP · 2 FOP</span>
+          </div>
+        </div>
+        <div className="kpi-card alert-card">
+          <div className="kpi-header">
+            <span className="kpi-label">Active Alerts</span>
+            <AlertTriangle size={16} className="kpi-icon warning" />
+          </div>
+          <div className="kpi-value">{openAlerts.length}</div>
+          <div className="kpi-sub">
+            <span style={{ color: '#ef4444' }}>{openAlerts.filter(a => a.severity === 'critical').length} critical</span>
+            <span style={{ color: '#f97316' }}>{openAlerts.filter(a => a.severity === 'high').length} high</span>
+          </div>
+        </div>
+      </div>
+
+      <div className="dashboard-grid">
+        {/* Asset Allocation */}
+        <div className="dashboard-card asset-allocation">
+          <div className="card-header">
+            <h3><PieChart size={16} /> Asset Allocation</h3>
+          </div>
+          <div className="allocation-chart">
+            <div className="allocation-bar">
+              {assetAllocation.map(a => (
+                <div
+                  key={a.label}
+                  className="allocation-segment"
+                  style={{ width: `${a.pct}%`, background: a.color }}
+                  title={`${a.label}: ${a.pct}%`}
+                />
+              ))}
+            </div>
+            <div className="allocation-legend">
+              {assetAllocation.map(a => (
+                <div key={a.label} className="legend-item">
+                  <span className="legend-dot" style={{ background: a.color }} />
+                  <span className="legend-label">{a.label}</span>
+                  <span className="legend-value">{formatCurrency(a.value)}</span>
+                  <span className="legend-pct">{a.pct}%</span>
+                </div>
+              ))}
+            </div>
+          </div>
+        </div>
+
+        {/* Top Positions */}
+        <div className="dashboard-card positions-card">
+          <div className="card-header">
+            <h3><TrendingUp size={16} /> Top Positions</h3>
+            <button className="card-action" onClick={() => navigate('/treasury')}>View All <ChevronRight size={12} /></button>
+          </div>
+          <div className="positions-table">
+            <div className="positions-header">
+              <span>Instrument</span>
+              <span>Market Value</span>
+              <span>P&L</span>
+            </div>
+            {treasuryPositions.slice(0, 6).map(pos => (
+              <div key={pos.id} className="position-row">
+                <div className="position-name">
+                  <span className="position-asset-class">{pos.assetClass}</span>
+                  <span>{pos.instrument}</span>
+                </div>
+                <span className="mono">{formatCurrency(pos.marketValue)}</span>
+                <span className={`mono ${pos.unrealizedPnL >= 0 ? 'positive' : 'negative'}`}>
+                  {pos.unrealizedPnL >= 0 ? '+' : ''}{formatCurrency(pos.unrealizedPnL)}
+                </span>
+              </div>
+            ))}
+          </div>
+        </div>
+
+        {/* Accounts Overview */}
+        <div className="dashboard-card accounts-overview">
+          <div className="card-header">
+            <h3><Building2 size={16} /> Accounts</h3>
+            <button className="card-action" onClick={() => navigate('/accounts')}>Manage <ChevronRight size={12} /></button>
+          </div>
+          <div className="accounts-list">
+            {sampleAccounts.filter(a => !a.parentId).slice(0, 5).map(acc => (
+              <div key={acc.id} className="account-row">
+                <div className="account-info">
+                  <span className={`account-type-badge ${acc.type}`}>{acc.type}</span>
+                  <span className="account-name">{acc.name}</span>
+                </div>
+                <div className="account-balance">
+                  <span className="mono">
+                    {acc.currency === 'BTC' ? `${acc.balance.toFixed(2)} BTC` : formatCurrency(acc.balance, acc.currency)}
+                  </span>
+                  <span className="account-currency">{acc.currency}</span>
+                </div>
+              </div>
+            ))}
+          </div>
+        </div>
+
+        {/* Compliance Alerts */}
+        <div className="dashboard-card compliance-card">
+          <div className="card-header">
+            <h3><Shield size={16} /> Compliance Alerts</h3>
+            <button className="card-action" onClick={() => navigate('/compliance')}>View All <ChevronRight size={12} /></button>
+          </div>
+          <div className="alerts-list">
+            {complianceAlerts.filter(a => a.status !== 'resolved').slice(0, 4).map(alert => (
+              <div key={alert.id} className="alert-row">
+                <span className="alert-severity" style={{ color: severityColors[alert.severity] }}>
+                  {alert.severity.toUpperCase()}
+                </span>
+                <span className="alert-category">{alert.category}</span>
+                <span className="alert-message">{alert.message}</span>
+              </div>
+            ))}
+          </div>
+        </div>
+
+        {/* Recent Activity */}
+        <div className="dashboard-card activity-card">
+          <div className="card-header">
+            <h3><Activity size={16} /> Recent Activity</h3>
+          </div>
+          <div className="activity-list">
+            {recentActivity.map(item => (
+              <div key={item.id} className="activity-row">
+                <span className="activity-dot" style={{ background: statusColors[item.status] }} />
+                <div className="activity-content">
+                  <span className="activity-action">{item.action}</span>
+                  <span className="activity-detail">{item.detail}</span>
+                </div>
+                <span className="activity-time">
+                  {item.timestamp.toLocaleTimeString([], { hour: '2-digit', minute: '2-digit' })}
+                </span>
+              </div>
+            ))}
+          </div>
+        </div>
+
+        {/* Quick Access Modules */}
+        <div className="dashboard-card modules-card">
+          <div className="card-header">
+            <h3><Zap size={16} /> Quick Access</h3>
+          </div>
+          <div className="modules-grid">
+            {portalModules.filter(m => m.id !== 'dashboard').map(mod => {
+              const Icon = moduleIcons[mod.id] || Zap;
+              return (
+                <button
+                  key={mod.id}
+                  className="module-card"
+                  onClick={() => navigate(mod.path)}
+                  disabled={mod.status !== 'active'}
+                >
+                  <Icon size={20} />
+                  <span className="module-name">{mod.name}</span>
+                  <span className="module-desc">{mod.description}</span>
+                  {mod.status === 'coming_soon' && <span className="module-badge">Coming Soon</span>}
+                </button>
+              );
+            })}
+          </div>
+        </div>
+      </div>
+    </div>
+  );
+}
--- a/src/pages/LoginPage.tsx
+++ b/src/pages/LoginPage.tsx
@@ -0,0 +1,189 @@
+import { useState } from 'react';
+import { useAuth } from '../contexts/AuthContext';
+import { Shield, Wallet, ArrowRight, Globe, Lock, Zap, TrendingUp, Building2, ChevronRight } from 'lucide-react';
+
+export default function LoginPage() {
+  const { connectWallet, loading, error } = useAuth();
+  const [connecting, setConnecting] = useState<string | null>(null);
+
+  const handleConnect = async (provider: 'metamask' | 'walletconnect' | 'coinbase') => {
+    setConnecting(provider);
+    await connectWallet(provider);
+    setConnecting(null);
+  };
+
+  return (
+    <div className="login-page">
+      <div className="login-bg-grid" />
+      <div className="login-bg-glow" />
+
+      <div className="login-container">
+        <div className="login-left">
+          <div className="login-brand">
+            <div className="login-logo">
+              <Building2 size={32} />
+              <div>
+                <h1>Solace Bank Group</h1>
+                <span className="login-plc">PLC</span>
+              </div>
+            </div>
+            <p className="login-tagline">Enterprise Treasury Management Portal</p>
+          </div>
+
+          <div className="login-features">
+            <div className="login-feature">
+              <div className="login-feature-icon">
+                <TrendingUp size={20} />
+              </div>
+              <div>
+                <h3>Multi-Asset Treasury</h3>
+                <p>Consolidated views across fiat, digital assets, securities, and commodities</p>
+              </div>
+            </div>
+            <div className="login-feature">
+              <div className="login-feature-icon">
+                <Shield size={20} />
+              </div>
+              <div>
+                <h3>Regulatory Compliance</h3>
+                <p>IPSAS, US GAAP, and IFRS compliant reporting frameworks</p>
+              </div>
+            </div>
+            <div className="login-feature">
+              <div className="login-feature-icon">
+                <Globe size={20} />
+              </div>
+              <div>
+                <h3>Global Settlement</h3>
+                <p>Cross-border payment orchestration with real-time settlement tracking</p>
+              </div>
+            </div>
+            <div className="login-feature">
+              <div className="login-feature-icon">
+                <Lock size={20} />
+              </div>
+              <div>
+                <h3>Web3 Security</h3>
+                <p>Cryptographic wallet authentication with enterprise-grade access controls</p>
+              </div>
+            </div>
+          </div>
+
+          <div className="login-compliance-badges">
+            <span className="compliance-badge">IPSAS</span>
+            <span className="compliance-badge">US GAAP</span>
+            <span className="compliance-badge">IFRS</span>
+            <span className="compliance-badge">ISO 20022</span>
+            <span className="compliance-badge">SOC 2</span>
+          </div>
+        </div>
+
+        <div className="login-right">
+          <div className="login-card">
+            <div className="login-card-header">
+              <Wallet size={24} />
+              <h2>Connect Wallet</h2>
+              <p>Authenticate with your Web3 wallet to access the portal</p>
+            </div>
+
+            {error && (
+              <div className="login-error">
+                <span>{error}</span>
+              </div>
+            )}
+
+            <div className="login-wallets">
+              <button
+                className={`wallet-option ${connecting === 'metamask' ? 'connecting' : ''}`}
+                onClick={() => handleConnect('metamask')}
+                disabled={loading}
+              >
+                <div className="wallet-option-left">
+                  <div className="wallet-icon metamask">
+                    <span>🦊</span>
+                  </div>
+                  <div>
+                    <span className="wallet-name">MetaMask</span>
+                    <span className="wallet-desc">Browser extension wallet</span>
+                  </div>
+                </div>
+                {connecting === 'metamask' ? (
+                  <div className="wallet-spinner" />
+                ) : (
+                  <ChevronRight size={16} className="wallet-arrow" />
+                )}
+              </button>
+
+              <button
+                className={`wallet-option ${connecting === 'walletconnect' ? 'connecting' : ''}`}
+                onClick={() => handleConnect('walletconnect')}
+                disabled={loading}
+              >
+                <div className="wallet-option-left">
+                  <div className="wallet-icon walletconnect">
+                    <span>🔗</span>
+                  </div>
+                  <div>
+                    <span className="wallet-name">WalletConnect</span>
+                    <span className="wallet-desc">Scan QR code to connect</span>
+                  </div>
+                </div>
+                {connecting === 'walletconnect' ? (
+                  <div className="wallet-spinner" />
+                ) : (
+                  <ChevronRight size={16} className="wallet-arrow" />
+                )}
+              </button>
+
+              <button
+                className={`wallet-option ${connecting === 'coinbase' ? 'connecting' : ''}`}
+                onClick={() => handleConnect('coinbase')}
+                disabled={loading}
+              >
+                <div className="wallet-option-left">
+                  <div className="wallet-icon coinbase">
+                    <span>🔵</span>
+                  </div>
+                  <div>
+                    <span className="wallet-name">Coinbase Wallet</span>
+                    <span className="wallet-desc">Coinbase self-custody wallet</span>
+                  </div>
+                </div>
+                {connecting === 'coinbase' ? (
+                  <div className="wallet-spinner" />
+                ) : (
+                  <ChevronRight size={16} className="wallet-arrow" />
+                )}
+              </button>
+            </div>
+
+            <div className="login-divider">
+              <span>or</span>
+            </div>
+
+            <button
+              className="login-demo-btn"
+              onClick={() => handleConnect('metamask')}
+              disabled={loading}
+            >
+              <Zap size={16} />
+              <span>Enter Demo Mode</span>
+              <ArrowRight size={14} />
+            </button>
+
+            <p className="login-terms">
+              By connecting, you agree to the Terms of Service and acknowledge
+              that Solace Bank Group PLC processes authentication via
+              cryptographic signature verification.
+            </p>
+          </div>
+
+          <div className="login-security-note">
+            <Lock size={12} />
+            <span>End-to-end encrypted · No private keys stored · SOC 2 Type II certified</span>
+          </div>
+        </div>
+      </div>
+    </div>
+  );
+}
--- a/src/pages/ReportingPage.tsx
+++ b/src/pages/ReportingPage.tsx
@@ -0,0 +1,180 @@
+import { useState } from 'react';
+import { FileText, Download, Filter, Plus, Eye, Clock, CheckCircle2, AlertTriangle, Send } from 'lucide-react';
+import { reportConfigs } from '../data/portalData';
+import type { ReportingStandard } from '../types/portal';
+
+const standardColors: Record<ReportingStandard, string> = {
+  IPSAS: '#a855f7',
+  US_GAAP: '#3b82f6',
+  IFRS: '#22c55e',
+};
+
+const statusIcons: Record<string, typeof Clock> = {
+  draft: Clock,
+  generated: AlertTriangle,
+  reviewed: Eye,
+  published: CheckCircle2,
+};
+
+const statusColors: Record<string, string> = {
+  draft: '#6b7280',
+  generated: '#eab308',
+  reviewed: '#3b82f6',
+  published: '#22c55e',
+};
+
+export default function ReportingPage() {
+  const [standardFilter, setStandardFilter] = useState<string>('all');
+  const [typeFilter, setTypeFilter] = useState<string>('all');
+  const [activeStandard, setActiveStandard] = useState<ReportingStandard>('IFRS');
+
+  const filtered = reportConfigs.filter(r => {
+    const matchStandard = standardFilter === 'all' || r.standard === standardFilter;
+    const matchType = typeFilter === 'all' || r.type === typeFilter;
+    return matchStandard && matchType;
+  });
+
+  const standardDetails: Record<ReportingStandard, { full: string; description: string; keyStatements: string[]; jurisdiction: string }> = {
+    IPSAS: {
+      full: 'International Public Sector Accounting Standards',
+      description: 'Accrual-based accounting standards for public sector entities, issued by the IPSASB. Ensures transparency and accountability in government financial reporting.',
+      keyStatements: ['Statement of Financial Position', 'Statement of Financial Performance', 'Statement of Changes in Net Assets', 'Cash Flow Statement', 'Budget Comparison Statement'],
+      jurisdiction: 'International (Public Sector)',
+    },
+    US_GAAP: {
+      full: 'United States Generally Accepted Accounting Principles',
+      description: 'Comprehensive accounting framework issued by FASB, mandatory for US public companies and widely adopted by financial institutions.',
+      keyStatements: ['Balance Sheet', 'Income Statement', 'Statement of Cash Flows', 'Statement of Stockholders\' Equity', 'Notes to Financial Statements'],
+      jurisdiction: 'United States',
+    },
+    IFRS: {
+      full: 'International Financial Reporting Standards',
+      description: 'Global accounting standards issued by the IASB, adopted by 140+ jurisdictions. Principle-based framework for transparent financial reporting.',
+      keyStatements: ['Statement of Financial Position', 'Statement of Profit or Loss', 'Statement of Comprehensive Income', 'Statement of Cash Flows', 'Statement of Changes in Equity'],
+      jurisdiction: 'International (140+ jurisdictions)',
+    },
+  };
+
+  const detail = standardDetails[activeStandard];
+
+  return (
+    <div className="reporting-page">
+      <div className="page-header">
+        <div>
+          <h1><FileText size={24} /> Financial Reporting</h1>
+          <p className="page-subtitle">IPSAS, US GAAP, and IFRS compliant reporting frameworks</p>
+        </div>
+        <div className="page-header-actions">
+          <button className="btn-secondary"><Download size={14} /> Export All</button>
+          <button className="btn-primary"><Plus size={14} /> Generate Report</button>
+        </div>
+      </div>
+
+      {/* Standards Overview */}
+      <div className="standards-tabs">
+        {(['IPSAS', 'US_GAAP', 'IFRS'] as ReportingStandard[]).map(std => (
+          <button
+            key={std}
+            className={`standard-tab ${activeStandard === std ? 'active' : ''}`}
+            onClick={() => setActiveStandard(std)}
+            style={activeStandard === std ? { borderColor: standardColors[std], color: standardColors[std] } : {}}
+          >
+            <span className="standard-dot" style={{ background: standardColors[std] }} />
+            {std.replace('_', ' ')}
+            <span className="standard-count">{reportConfigs.filter(r => r.standard === std).length}</span>
+          </button>
+        ))}
+      </div>
+
+      <div className="standard-detail-card" style={{ borderColor: standardColors[activeStandard] + '40' }}>
+        <div className="standard-detail-header">
+          <div>
+            <h3 style={{ color: standardColors[activeStandard] }}>{activeStandard.replace('_', ' ')}</h3>
+            <p className="standard-full-name">{detail.full}</p>
+          </div>
+          <span className="jurisdiction-badge">{detail.jurisdiction}</span>
+        </div>
+        <p className="standard-description">{detail.description}</p>
+        <div className="key-statements">
+          <span className="key-statements-label">Key Financial Statements:</span>
+          <div className="statements-list">
+            {detail.keyStatements.map(stmt => (
+              <span key={stmt} className="statement-badge">{stmt}</span>
+            ))}
+          </div>
+        </div>
+      </div>
+
+      {/* Reports Table */}
+      <div className="dashboard-card reports-card">
+        <div className="card-header">
+          <h3>Generated Reports</h3>
+          <div className="card-header-actions">
+            <div className="filter-group">
+              <Filter size={12} />
+              <select value={standardFilter} onChange={e => setStandardFilter(e.target.value)}>
+                <option value="all">All Standards</option>
+                <option value="IPSAS">IPSAS</option>
+                <option value="US_GAAP">US GAAP</option>
+                <option value="IFRS">IFRS</option>
+              </select>
+            </div>
+            <div className="filter-group">
+              <select value={typeFilter} onChange={e => setTypeFilter(e.target.value)}>
+                <option value="all">All Types</option>
+                <option value="balance_sheet">Balance Sheet</option>
+                <option value="income_statement">Income Statement</option>
+                <option value="cash_flow">Cash Flow</option>
+                <option value="trial_balance">Trial Balance</option>
+                <option value="regulatory">Regulatory</option>
+                <option value="position_summary">Position Summary</option>
+                <option value="risk_exposure">Risk Exposure</option>
+                <option value="compliance_summary">Compliance Summary</option>
+              </select>
+            </div>
+          </div>
+        </div>
+        <div className="reports-table">
+          <div className="reports-table-header">
+            <span>Report Name</span>
+            <span>Standard</span>
+            <span>Type</span>
+            <span>Period</span>
+            <span>Status</span>
+            <span>Generated</span>
+            <span>By</span>
+            <span>Actions</span>
+          </div>
+          {filtered.map(report => {
+            const StatusIcon = statusIcons[report.status] || Clock;
+            return (
+              <div key={report.id} className="reports-table-row">
+                <span className="report-name">{report.name}</span>
+                <span>
+                  <span className="standard-badge" style={{ color: standardColors[report.standard], borderColor: standardColors[report.standard] + '40' }}>
+                    {report.standard.replace('_', ' ')}
+                  </span>
+                </span>
+                <span className="report-type">{report.type.replace(/_/g, ' ')}</span>
+                <span className="report-period">{report.period}</span>
+                <span>
+                  <span className="report-status" style={{ color: statusColors[report.status] }}>
+                    <StatusIcon size={12} />
+                    {report.status}
+                  </span>
+                </span>
+                <span className="mono small">{report.generatedAt ? report.generatedAt.toLocaleDateString() : '—'}</span>
+                <span className="small">{report.generatedBy || '—'}</span>
+                <span className="report-actions">
+                  <button className="row-action-btn" title="View"><Eye size={12} /></button>
+                  <button className="row-action-btn" title="Download"><Download size={12} /></button>
+                  <button className="row-action-btn" title="Submit"><Send size={12} /></button>
+                </span>
+              </div>
+            );
+          })}
+        </div>
+      </div>
+    </div>
+  );
+}
--- a/src/pages/SettlementsPage.tsx
+++ b/src/pages/SettlementsPage.tsx
@@ -0,0 +1,148 @@
+import { useState } from 'react';
+import { CheckSquare, Filter, Download, Clock, CheckCircle2, XCircle, ArrowUpDown } from 'lucide-react';
+import { settlementRecords } from '../data/portalData';
+
+const statusColors: Record<string, string> = {
+  pending: '#eab308', matched: '#3b82f6', affirmed: '#a855f7',
+  settled: '#22c55e', failed: '#ef4444', cancelled: '#6b7280',
+};
+
+const statusIcons: Record<string, typeof Clock> = {
+  pending: Clock, matched: CheckCircle2, affirmed: CheckCircle2,
+  settled: CheckCircle2, failed: XCircle, cancelled: XCircle,
+};
+
+const typeColors: Record<string, string> = {
+  DVP: '#3b82f6', FOP: '#22c55e', PVP: '#a855f7', internal: '#6b7280',
+};
+
+const formatCurrency = (amount: number, currency: string) => {
+  const sym = currency === 'USD' ? '$' : currency === 'EUR' ? '€' : currency === 'GBP' ? '£' : currency === 'JPY' ? '¥' : '';
+  if (Math.abs(amount) >= 1_000_000) return `${sym}${(amount / 1_000_000).toFixed(2)}M`;
+  return `${sym}${amount.toLocaleString()}`;
+};
+
+export default function SettlementsPage() {
+  const [statusFilter, setStatusFilter] = useState('all');
+  const [typeFilter, setTypeFilter] = useState('all');
+  const [sortBy, setSortBy] = useState<'date' | 'amount'>('date');
+
+  const filtered = settlementRecords
+    .filter(s => (statusFilter === 'all' || s.status === statusFilter) && (typeFilter === 'all' || s.type === typeFilter))
+    .sort((a, b) => sortBy === 'date' ? b.settlementDate.getTime() - a.settlementDate.getTime() : b.amount - a.amount);
+
+  const pendingCount = settlementRecords.filter(s => ['pending', 'matched', 'affirmed'].includes(s.status)).length;
+  const settledCount = settlementRecords.filter(s => s.status === 'settled').length;
+  const failedCount = settlementRecords.filter(s => s.status === 'failed').length;
+  const totalPending = settlementRecords
+    .filter(s => ['pending', 'matched', 'affirmed'].includes(s.status))
+    .reduce((sum, s) => sum + s.amount, 0);
+
+  return (
+    <div className="settlements-page">
+      <div className="page-header">
+        <div>
+          <h1><CheckSquare size={24} /> Settlement & Clearing</h1>
+          <p className="page-subtitle">Settlement lifecycle tracking, DVP/FOP/PVP operations, and CSD integration</p>
+        </div>
+        <div className="page-header-actions">
+          <button className="btn-secondary"><Download size={14} /> Export</button>
+        </div>
+      </div>
+
+      <div className="settlements-summary">
+        <div className="summary-card">
+          <span className="summary-label">Pending</span>
+          <span className="summary-value orange">{pendingCount}</span>
+          <span className="summary-sub">{formatCurrency(totalPending, 'USD')} total</span>
+        </div>
+        <div className="summary-card">
+          <span className="summary-label">Settled</span>
+          <span className="summary-value green">{settledCount}</span>
+        </div>
+        <div className="summary-card">
+          <span className="summary-label">Failed</span>
+          <span className="summary-value red">{failedCount}</span>
+        </div>
+        <div className="summary-card">
+          <span className="summary-label">Settlement Rate</span>
+          <span className="summary-value">{settledCount > 0 ? ((settledCount / (settledCount + failedCount)) * 100).toFixed(0) : 0}%</span>
+        </div>
+      </div>
+
+      <div className="dashboard-card">
+        <div className="card-header">
+          <h3>Settlement Queue</h3>
+          <div className="card-header-actions">
+            <div className="filter-group">
+              <Filter size={12} />
+              <select value={statusFilter} onChange={e => setStatusFilter(e.target.value)}>
+                <option value="all">All Status</option>
+                <option value="pending">Pending</option>
+                <option value="matched">Matched</option>
+                <option value="affirmed">Affirmed</option>
+                <option value="settled">Settled</option>
+                <option value="failed">Failed</option>
+              </select>
+            </div>
+            <div className="filter-group">
+              <select value={typeFilter} onChange={e => setTypeFilter(e.target.value)}>
+                <option value="all">All Types</option>
+                <option value="DVP">DVP</option>
+                <option value="FOP">FOP</option>
+                <option value="PVP">PVP</option>
+                <option value="internal">Internal</option>
+              </select>
+            </div>
+            <div className="filter-group">
+              <ArrowUpDown size={12} />
+              <select value={sortBy} onChange={e => setSortBy(e.target.value as 'date' | 'amount')}>
+                <option value="date">Sort by Date</option>
+                <option value="amount">Sort by Amount</option>
+              </select>
+            </div>
+          </div>
+        </div>
+
+        <div className="settlements-table">
+          <div className="settlements-table-header">
+            <span>TX ID</span>
+            <span>Type</span>
+            <span>Status</span>
+            <span>Amount</span>
+            <span>Currency</span>
+            <span>Counterparty</span>
+            <span>Settlement Date</span>
+            <span>Value Date</span>
+            <span>CSD</span>
+          </div>
+          {filtered.map(record => {
+            const StatusIcon = statusIcons[record.status] || Clock;
+            return (
+              <div key={record.id} className="settlements-table-row">
+                <span className="mono">{record.txId}</span>
+                <span>
+                  <span className="type-badge" style={{ color: typeColors[record.type], borderColor: typeColors[record.type] + '40' }}>
+                    {record.type}
+                  </span>
+                </span>
+                <span>
+                  <span className="settlement-status" style={{ color: statusColors[record.status] }}>
+                    <StatusIcon size={12} />
+                    {record.status}
+                  </span>
+                </span>
+                <span className="mono">{formatCurrency(record.amount, record.currency)}</span>
+                <span>{record.currency}</span>
+                <span>{record.counterparty}</span>
+                <span className="mono small">{record.settlementDate.toLocaleDateString()}</span>
+                <span className="mono small">{record.valueDate.toLocaleDateString()}</span>
+                <span className="csd-badge">{record.csd || '—'}</span>
+              </div>
+            );
+          })}
+        </div>
+      </div>
+    </div>
+  );
+}
--- a/src/pages/TreasuryPage.tsx
+++ b/src/pages/TreasuryPage.tsx
@@ -0,0 +1,153 @@
+import { useState } from 'react';
+import { Landmark, TrendingUp, TrendingDown, Download, Filter, ArrowUpDown, RefreshCw } from 'lucide-react';
+import { treasuryPositions, cashForecasts } from '../data/portalData';
+
+const formatCurrency = (amount: number) => {
+  if (Math.abs(amount) >= 1_000_000) return `$${(amount / 1_000_000).toFixed(2)}M`;
+  if (Math.abs(amount) >= 1_000) return `$${(amount / 1_000).toFixed(1)}K`;
+  return `$${amount.toFixed(2)}`;
+};
+
+export default function TreasuryPage() {
+  const [assetFilter, setAssetFilter] = useState('all');
+  const [sortBy, setSortBy] = useState<'value' | 'pnl' | 'name'>('value');
+
+  const assetClasses = [...new Set(treasuryPositions.map(p => p.assetClass))];
+
+  const filtered = treasuryPositions
+    .filter(p => assetFilter === 'all' || p.assetClass === assetFilter)
+    .sort((a, b) => {
+      if (sortBy === 'value') return b.marketValue - a.marketValue;
+      if (sortBy === 'pnl') return b.unrealizedPnL - a.unrealizedPnL;
+      return a.instrument.localeCompare(b.instrument);
+    });
+
+  const totalMarketValue = treasuryPositions.reduce((s, p) => s + p.marketValue, 0);
+  const totalCostBasis = treasuryPositions.reduce((s, p) => s + p.costBasis, 0);
+  const totalPnL = treasuryPositions.reduce((s, p) => s + p.unrealizedPnL, 0);
+
+  const forecastData = cashForecasts.slice(0, 14);
+
+  return (
+    <div className="treasury-page">
+      <div className="page-header">
+        <div>
+          <h1><Landmark size={24} /> Treasury Management</h1>
+          <p className="page-subtitle">Position monitoring, cash management, and portfolio analytics</p>
+        </div>
+        <div className="page-header-actions">
+          <button className="btn-secondary"><RefreshCw size={14} /> Refresh Prices</button>
+          <button className="btn-secondary"><Download size={14} /> Export Positions</button>
+        </div>
+      </div>
+
+      {/* Portfolio Summary */}
+      <div className="treasury-summary">
+        <div className="summary-card">
+          <span className="summary-label">Total Market Value</span>
+          <span className="summary-value">{formatCurrency(totalMarketValue)}</span>
+        </div>
+        <div className="summary-card">
+          <span className="summary-label">Total Cost Basis</span>
+          <span className="summary-value">{formatCurrency(totalCostBasis)}</span>
+        </div>
+        <div className="summary-card">
+          <span className="summary-label">Unrealized P&L</span>
+          <span className={`summary-value ${totalPnL >= 0 ? 'green' : 'red'}`}>
+            {totalPnL >= 0 ? '+' : ''}{formatCurrency(totalPnL)}
+          </span>
+        </div>
+        <div className="summary-card">
+          <span className="summary-label">Return</span>
+          <span className={`summary-value ${totalPnL >= 0 ? 'green' : 'red'}`}>
+            {totalPnL >= 0 ? '+' : ''}{((totalPnL / totalCostBasis) * 100).toFixed(2)}%
+          </span>
+        </div>
+      </div>
+
+      <div className="treasury-grid">
+        {/* Positions Table */}
+        <div className="dashboard-card positions-table-card">
+          <div className="card-header">
+            <h3><TrendingUp size={16} /> Positions</h3>
+            <div className="card-header-actions">
+              <div className="filter-group">
+                <Filter size={12} />
+                <select value={assetFilter} onChange={e => setAssetFilter(e.target.value)}>
+                  <option value="all">All Asset Classes</option>
+                  {assetClasses.map(ac => (
+                    <option key={ac} value={ac}>{ac}</option>
+                  ))}
+                </select>
+              </div>
+              <div className="filter-group">
+                <ArrowUpDown size={12} />
+                <select value={sortBy} onChange={e => setSortBy(e.target.value as 'value' | 'pnl' | 'name')}>
+                  <option value="value">Sort by Value</option>
+                  <option value="pnl">Sort by P&L</option>
+                  <option value="name">Sort by Name</option>
+                </select>
+              </div>
+            </div>
+          </div>
+          <div className="treasury-table">
+            <div className="treasury-table-header">
+              <span>Instrument</span>
+              <span>Asset Class</span>
+              <span>Quantity</span>
+              <span>Market Value</span>
+              <span>Cost Basis</span>
+              <span>Unrealized P&L</span>
+              <span>Custodian</span>
+            </div>
+            {filtered.map(pos => (
+              <div key={pos.id} className="treasury-table-row">
+                <span className="instrument-name">{pos.instrument}</span>
+                <span><span className="asset-class-badge">{pos.assetClass}</span></span>
+                <span className="mono">{pos.quantity.toLocaleString()}</span>
+                <span className="mono">{formatCurrency(pos.marketValue)}</span>
+                <span className="mono">{formatCurrency(pos.costBasis)}</span>
+                <span className={`mono ${pos.unrealizedPnL >= 0 ? 'positive' : 'negative'}`}>
+                  {pos.unrealizedPnL >= 0 ? <TrendingUp size={10} /> : <TrendingDown size={10} />}
+                  {' '}{pos.unrealizedPnL >= 0 ? '+' : ''}{formatCurrency(pos.unrealizedPnL)}
+                </span>
+                <span className="custodian-name">{pos.custodian}</span>
+              </div>
+            ))}
+          </div>
+        </div>
+
+        {/* Cash Forecast */}
+        <div className="dashboard-card forecast-card">
+          <div className="card-header">
+            <h3>📈 14-Day Cash Forecast</h3>
+          </div>
+          <div className="forecast-chart">
+            {forecastData.map((f, i) => {
+              const maxVal = Math.max(...forecastData.map(x => x.projected));
+              const minVal = Math.min(...forecastData.map(x => x.projected));
+              const range = maxVal - minVal || 1;
+              const height = ((f.projected - minVal) / range) * 80 + 20;
+              return (
+                <div key={i} className="forecast-bar-wrapper">
+                  <div
+                    className={`forecast-bar ${f.actual ? 'actual' : ''}`}
+                    style={{ height: `${height}%` }}
+                    title={`${f.date.toLocaleDateString()}: $${(f.projected / 1_000_000).toFixed(1)}M`}
+                  />
+                  <span className="forecast-label">
+                    {f.date.toLocaleDateString(undefined, { month: 'short', day: 'numeric' })}
+                  </span>
+                </div>
+              );
+            })}
+          </div>
+          <div className="forecast-legend">
+            <span><span className="legend-dot actual" /> Actual</span>
+            <span><span className="legend-dot projected" /> Projected</span>
+          </div>
+        </div>
+      </div>
+    </div>
+  );
+}
--- a/src/types/index.ts
+++ b/src/types/index.ts
@@ -0,0 +1,108 @@
+import type { Node, Edge } from '@xyflow/react';
+
+export interface ComponentItem {
+  id: string;
+  label: string;
+  category: string;
+  icon: string;
+  description: string;
+  color: string;
+  inputs?: string[];
+  outputs?: string[];
+  engines?: string[];
+}
+
+export interface ChatMessage {
+  id: string;
+  agent: string;
+  content: string;
+  timestamp: Date;
+  type: 'user' | 'agent' | 'system';
+}
+
+export interface TerminalEntry {
+  id: string;
+  timestamp: Date;
+  level: 'info' | 'warn' | 'error' | 'success';
+  source: string;
+  message: string;
+}
+
+export interface ValidationIssue {
+  id: string;
+  severity: 'error' | 'warning' | 'info';
+  node?: string;
+  field?: string;
+  message: string;
+}
+
+export interface AuditEntry {
+  id: string;
+  timestamp: Date;
+  user: string;
+  action: string;
+  detail: string;
+}
+
+export interface SettlementItem {
+  id: string;
+  txId: string;
+  status: 'pending' | 'in_review' | 'awaiting_approval' | 'dispatched' | 'partially_settled' | 'settled' | 'failed';
+  amount: string;
+  asset: string;
+  counterparty: string;
+  timestamp: Date;
+}
+
+export interface Notification {
+  id: string;
+  title: string;
+  message: string;
+  type: 'info' | 'success' | 'warning' | 'error';
+  timestamp: Date;
+  read: boolean;
+}
+
+export interface ThreadEntry {
+  id: string;
+  title: string;
+  agent: Agent;
+  timestamp: Date;
+  messageCount: number;
+}
+
+export interface TransactionTab {
+  id: string;
+  name: string;
+  nodes: Node[];
+  edges: Edge[];
+}
+
+export interface HistoryEntry {
+  nodes: Node[];
+  edges: Edge[];
+}
+
+export type TransactionNode = Node<{
+  label: string;
+  category: string;
+  icon: string;
+  color: string;
+  status?: 'valid' | 'warning' | 'error';
+}>;
+
+export type TransactionEdge = Edge<{
+  animated?: boolean;
+}>;
+
+export type PanelSide = 'left' | 'right' | 'bottom';
+
+export type SessionMode = 'Sandbox' | 'Simulate' | 'Live' | 'Compliance Review';
+
+export type ActivityTab = 'builder' | 'assets' | 'templates' | 'compliance' | 'routes' | 'protocols' | 'agents' | 'terminal' | 'audit' | 'settings';
+
+export type BottomTab = 'terminal' | 'validation' | '800system' | 'settlement' | 'audit' | 'messages' | 'events' | 'reconciliation' | 'exceptions';
+
+export type Agent = 'Builder' | 'Compliance' | 'Routing' | 'ISO-20022' | 'Settlement' | 'Risk' | 'Documentation';
+
+export type ConversationScope = 'current-node' | 'current-flow' | 'full-transaction' | 'terminal' | 'compliance';
--- a/src/types/portal.ts
+++ b/src/types/portal.ts
@@ -0,0 +1,143 @@
+export interface WalletInfo {
+  address: string;
+  chainId: number;
+  balance: string;
+  ensName?: string;
+  provider: 'metamask' | 'walletconnect' | 'coinbase' | 'injected';
+}
+
+export interface AuthState {
+  isAuthenticated: boolean;
+  wallet: WalletInfo | null;
+  user: PortalUser | null;
+  loading: boolean;
+}
+
+export interface PortalUser {
+  id: string;
+  displayName: string;
+  role: UserRole;
+  permissions: Permission[];
+  institution: string;
+  department: string;
+  lastLogin: Date;
+  walletAddress: string;
+}
+
+export type UserRole = 'admin' | 'treasurer' | 'analyst' | 'compliance_officer' | 'auditor' | 'viewer';
+
+export type Permission =
+  | 'accounts.view' | 'accounts.manage' | 'accounts.create'
+  | 'transactions.view' | 'transactions.create' | 'transactions.approve' | 'transactions.execute'
+  | 'treasury.view' | 'treasury.manage' | 'treasury.rebalance'
+  | 'compliance.view' | 'compliance.manage' | 'compliance.override'
+  | 'reports.view' | 'reports.generate' | 'reports.export'
+  | 'settlements.view' | 'settlements.approve'
+  | 'admin.users' | 'admin.settings' | 'admin.audit';
+
+export interface Account {
+  id: string;
+  name: string;
+  type: AccountType;
+  currency: string;
+  balance: number;
+  availableBalance: number;
+  status: 'active' | 'frozen' | 'closed' | 'pending';
+  parentId?: string;
+  institution: string;
+  iban?: string;
+  swift?: string;
+  walletAddress?: string;
+  lastActivity: Date;
+  subaccounts?: Account[];
+}
+
+export type AccountType =
+  | 'operating' | 'reserve' | 'custody' | 'escrow'
+  | 'settlement' | 'nostro' | 'vostro' | 'collateral'
+  | 'treasury' | 'crypto_wallet' | 'stablecoin' | 'omnibus';
+
+export interface FinancialSummary {
+  totalAssets: number;
+  totalLiabilities: number;
+  netPosition: number;
+  unrealizedPnL: number;
+  realizedPnL: number;
+  pendingSettlements: number;
+  dailyVolume: number;
+  currency: string;
+}
+
+export interface TreasuryPosition {
+  id: string;
+  assetClass: string;
+  instrument: string;
+  quantity: number;
+  marketValue: number;
+  costBasis: number;
+  unrealizedPnL: number;
+  currency: string;
+  custodian: string;
+  maturityDate?: Date;
+}
+
+export interface CashForecast {
+  date: Date;
+  projected: number;
+  actual?: number;
+  variance?: number;
+  currency: string;
+}
+
+export type ReportingStandard = 'IPSAS' | 'US_GAAP' | 'IFRS';
+
+export interface ReportConfig {
+  id: string;
+  name: string;
+  standard: ReportingStandard;
+  type: ReportType;
+  period: ReportPeriod;
+  status: 'draft' | 'generated' | 'reviewed' | 'published';
+  generatedAt?: Date;
+  generatedBy?: string;
+}
+
+export type ReportType =
+  | 'balance_sheet' | 'income_statement' | 'cash_flow'
+  | 'trial_balance' | 'general_ledger' | 'regulatory'
+  | 'position_summary' | 'risk_exposure' | 'compliance_summary';
+
+export type ReportPeriod = 'daily' | 'weekly' | 'monthly' | 'quarterly' | 'annual' | 'custom';
+
+export interface PortalModule {
+  id: string;
+  name: string;
+  icon: string;
+  description: string;
+  path: string;
+  requiredPermission: Permission;
+  status: 'active' | 'coming_soon' | 'maintenance';
+}
+
+export interface ComplianceAlert {
+  id: string;
+  severity: 'critical' | 'high' | 'medium' | 'low';
+  category: string;
+  message: string;
+  timestamp: Date;
+  status: 'open' | 'acknowledged' | 'resolved';
+  assignedTo?: string;
+}
+
+export interface SettlementRecord {
+  id: string;
+  txId: string;
+  type: 'DVP' | 'FOP' | 'PVP' | 'internal';
+  status: 'pending' | 'matched' | 'affirmed' | 'settled' | 'failed' | 'cancelled';
+  amount: number;
+  currency: string;
+  counterparty: string;
+  settlementDate: Date;
+  valueDate: Date;
+  csd?: string;
+}
--- a/tsconfig.app.json
+++ b/tsconfig.app.json
@@ -0,0 +1,25 @@
+{
+  "compilerOptions": {
+    "tsBuildInfoFile": "./node_modules/.tmp/tsconfig.app.tsbuildinfo",
+    "target": "es2023",
+    "lib": ["ES2023", "DOM", "DOM.Iterable"],
+    "module": "esnext",
+    "types": ["vite/client"],
+    "skipLibCheck": true,
+
+    /* Bundler mode */
+    "moduleResolution": "bundler",
+    "allowImportingTsExtensions": true,
+    "verbatimModuleSyntax": true,
+    "moduleDetection": "force",
+    "noEmit": true,
+    "jsx": "react-jsx",
+
+    /* Linting */
+    "noUnusedLocals": true,
+    "noUnusedParameters": true,
+    "erasableSyntaxOnly": true,
+    "noFallthroughCasesInSwitch": true
+  },
+  "include": ["src"]
+}
--- a/tsconfig.json
+++ b/tsconfig.json
@@ -0,0 +1,7 @@
+{
+  "files": [],
+  "references": [
+    { "path": "./tsconfig.app.json" },
+    { "path": "./tsconfig.node.json" }
+  ]
+}
--- a/tsconfig.node.json
+++ b/tsconfig.node.json
@@ -0,0 +1,24 @@
+{
+  "compilerOptions": {
+    "tsBuildInfoFile": "./node_modules/.tmp/tsconfig.node.tsbuildinfo",
+    "target": "es2023",
+    "lib": ["ES2023"],
+    "module": "esnext",
+    "types": ["node"],
+    "skipLibCheck": true,
+
+    /* Bundler mode */
+    "moduleResolution": "bundler",
+    "allowImportingTsExtensions": true,
+    "verbatimModuleSyntax": true,
+    "moduleDetection": "force",
+    "noEmit": true,
+
+    /* Linting */
+    "noUnusedLocals": true,
+    "noUnusedParameters": true,
+    "erasableSyntaxOnly": true,
+    "noFallthroughCasesInSwitch": true
+  },
+  "include": ["vite.config.ts"]
+}
--- a/vite.config.ts
+++ b/vite.config.ts
@@ -0,0 +1,7 @@
+import { defineConfig } from 'vite'
+import react from '@vitejs/plugin-react'
+
+// https://vite.dev/config/
+export default defineConfig({
+  plugins: [react()],
+})
				`@@ -0,0 +1 @@`
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