diff --git a/frontend-dapp/src/features/central-bank/useCentralBank.ts b/frontend-dapp/src/features/central-bank/useCentralBank.ts
index 4758339..ec338e6 100644
--- a/frontend-dapp/src/features/central-bank/useCentralBank.ts
+++ b/frontend-dapp/src/features/central-bank/useCentralBank.ts
@@ -13,11 +13,16 @@ export type MoneySupply = {
 };
 
 async function loadMoneySupply(): Promise<MoneySupply | null> {
-  const publicRes = await fetch(settlementApi('/public/money-supply'));
-  if (publicRes.ok) return publicRes.json();
+  for (const path of ['/public/money-supply', '/money-supply/public']) {
+    const res = await fetch(settlementApi(path));
+    if (res.ok) return res.json();
+  }
 
-  const legacyRes = await fetch(settlementApi('/money-supply/public'));
-  if (legacyRes.ok) return legacyRes.json();
+  const healthRes = await fetch(`${settlementApi('/health')}?ledger=1`);
+  if (healthRes.ok) {
+    const data = (await healthRes.json()) as { moneySupply?: MoneySupply };
+    if (data.moneySupply) return data.moneySupply;
+  }
 
   const apiKey = import.meta.env.VITE_OMNL_API_KEY;
   if (!apiKey) return null;
diff --git a/frontend-dapp/src/features/office24/useOffice24.ts b/frontend-dapp/src/features/office24/useOffice24.ts
index 857efea..1b84376 100644
--- a/frontend-dapp/src/features/office24/useOffice24.ts
+++ b/frontend-dapp/src/features/office24/useOffice24.ts
@@ -10,6 +10,19 @@ export type M2Token = DexToken & {
   transferableExternal?: boolean;
 };
 
+async function loadOfficeMoneySupply(): Promise<MoneySupply | null> {
+  for (const path of ['/public/money-supply', '/money-supply/public']) {
+    const res = await fetch(settlementApi(path));
+    if (res.ok) return res.json();
+  }
+  const healthRes = await fetch(`${settlementApi('/health')}?ledger=1`);
+  if (healthRes.ok) {
+    const data = (await healthRes.json()) as { moneySupply?: MoneySupply };
+    if (data.moneySupply) return data.moneySupply;
+  }
+  return null;
+}
+
 export function useOffice24() {
   const [office, setOffice] = useState<Record<string, unknown> | null>(null);
   const [tokens, setTokens] = useState<M2Token[]>([]);
@@ -24,7 +37,7 @@ export function useOffice24() {
         fetch(settlementApi('/office')).then((r) => r.json()),
         fetch(settlementApi('/tokens/m2')).then((r) => r.json()),
         fetch(exchangeApi('/health')).then((r) => r.json()),
-        fetch(settlementApi('/public/money-supply')).then((r) => (r.ok ? r.json() : null)),
+        fetch(loadOfficeMoneySupply()),
       ]);
       setOffice(o);
       setTokens(Array.isArray(t.tokens) ? t.tokens : []);
diff --git a/services/settlement-middleware/src/api/routes/settlement.ts b/services/settlement-middleware/src/api/routes/settlement.ts
index 0a6c243..6bd22ff 100644
--- a/services/settlement-middleware/src/api/routes/settlement.ts
+++ b/services/settlement-middleware/src/api/routes/settlement.ts
@@ -57,7 +57,7 @@ export function createSettlementRouter(): Router {
   const officeId = settlementOfficeId();
   const profile = loadOfficeProfile();
 
-  router.get('/health', (_req, res) => {
+  router.get('/health', async (req, res) => {
     let chainStats = { total: 0, active: 0 };
     try {
       const reg = loadOmnlChainRegistry();
@@ -65,7 +65,7 @@ export function createSettlementRouter(): Router {
     } catch {
       /* optional */
     }
-    res.json({
+    const payload: Record<string, unknown> = {
       service: 'omnl-settlement-middleware',
       status: 'ok',
       mode: process.env.SETTLEMENT_MIDDLEWARE_CONFIG?.includes('production') ? 'production' : 'standard',
@@ -77,7 +77,38 @@ export function createSettlementRouter(): Router {
         name: profile.name,
       },
       enforceSingleOffice: loadConfig().enforceSingleOffice ?? false,
-    });
+    };
+    const includeLedger =
+      req.query.ledger === '1' ||
+      req.query.include === 'money-supply' ||
+      req.query.include === 'ledger';
+    if (includeLedger) {
+      const cfg = loadConfig();
+      const allow =
+        cfg.production.onlineBankMode || process.env.OMNL_PUBLIC_MONEY_SUPPLY === '1';
+      if (allow) {
+        try {
+          const [balances, fineractConnected] = await Promise.all([
+            fetchGlBalances(officeId),
+            fineractOfficeReachable(officeId),
+          ]);
+          const snapshot = buildMoneySupplySnapshot(officeId, balances);
+          const hasActivity = Object.values(balances).some((v) => Math.abs(parseFloat(v) || 0) > 0);
+          payload.moneySupply = {
+            ...snapshot,
+            fineractConnected,
+            fineractLive: fineractConnected && hasActivity,
+            interoffice: {
+              dueFromHeadOffice: balances['1410'] ?? '0',
+              gl1410: balances['1410'] ?? '0',
+            },
+          };
+        } catch (e) {
+          payload.moneySupplyError = e instanceof Error ? e.message : String(e);
+        }
+      }
+    }
+    res.json(payload);
   });
 
   router.get('/office', (_req, res) => {