Sankofa/docs/marketplace/sovereign-stack/openpayd-connector-service.md

OpenPayd Financial Services Connector

Summary

The OpenPayd Financial Services Connector is an operator-provisioned Sankofa Marketplace service for enrolled Phoenix Financial Cloud tenants.

It exposes Phoenix-controlled workflows for OpenPayd-backed accounts, virtual IBANs, pay-ins, payouts, FX, Open Banking, Direct Debit, signed webhooks, and gated digital-asset planning.

Entitlement

Field	Value
Product slug	phoenix-openpayd-connector
Entitlement flag	OPENPAYD_CONNECTOR_ENTITLED
Fulfillment mode	operator_provisioned
Manage path	/marketplace/entitlements/phoenix-openpayd-connector

Operator Boundary

Phoenix controls tenant entitlement, credential references, approval gates, audit evidence, ledger posting boundaries, and suspension/offboarding.

OpenPayd remains the upstream provider for regulated financial services. The connector does not grant a banking license, correspondent account, SWIFT membership, OpenPayd production access, or digital-asset approval by marketplace listing alone.

Activation States

• requested
• sandbox_ready
• production_staged
• production_readonly
• production_mutating_enabled
• suspended
• offboarded

Production mutating traffic is disabled until OpenPayd production URLs, credentials, webhook keys, tenant entitlements, and Sankofa approval gates are complete.

Gated Capabilities

Stablecoin and on/off-ramp execution remain blocked until OpenPayd supplies API contracts, supported assets/chains, custody model, settlement rules, and jurisdiction/compliance approvals.

References

• Proxmox manifest: config/openpayd-marketplace.v1.json
• Proxmox runbook: docs/03-deployment/OPENPAYD_CONNECTOR_RUNBOOK.md
• Proxmox integration reference: docs/11-references/OPENPAYD_SANKOFA_MARKETPLACE_INTEGRATION.md
• OpenPayd implementation plan: /home/intlc/projects/openpayd/docs/technical-implementation-plan.md